The Money Vanishes

I thought I was safe.

After wiring my father that $20,000, I told myself it was over. He’d disappear to Vegas, lose it at the tables, maybe sober up long enough to play a few sets, and I’d get six months of quiet. Just me, the babies, and the hum of the mini-fridge in the corner.

But money like mine doesn’t vanish quietly. It echoes.

Three days later, my bank login stopped working.

I was at the library, checking balances like I always did—quick, furtive, like someone might see me and know I had something worth stealing. The screen froze. Then: “Account restricted. Contact your branch.”

My stomach dropped.

I called the number on the back of my debit card, heart hammering against my ribs. A recorded voice said my account had been “flagged for suspicious activity.” When I finally got a live person, a woman with a bored voice said, “Looks like a large withdrawal was made this morning. $559,000. You’ll need to visit in person to dispute.”

I hung up.

$559,000.  

Not all of it. But almost everything.

I knew who did it before I even checked my call log.

He’d waited. Watched. Learned my routine. Then, while I was at my morning injection, he’d gone to the bank with my Social Security number—the one he’d used to sign me up for school, for my first job, for the damn surrogacy contract—and convinced them he was my legal guardian. Said I was “mentally unstable.” Said he was “protecting my assets.”

And they believed him.

Because of course they did.  

Because I was nineteen. Because I looked young. Because I didn’t wear suits or carry briefcases.  

Because poor girls don’t get to own half a million dollars.

I walked to the bank in a daze, my sneakers scuffing the sidewalk like I was sleepwalking. The teller recognized me—the same one who’d processed the first wire. She looked away when I walked in.

“I need to speak to the manager,” I said, voice steady even though my hands were shaking.

They made me wait forty minutes in a plastic chair that dug into my back. When the branch manager finally came out—a man in a too-tight tie—he didn’t apologize. Just slid a form across the desk.

“Your father initiated a guardianship override,” he said. “Said you’re under emotional distress due to your pregnancy. Until this is resolved, the funds are frozen in a trust under his control.”

“Under his control?” I repeated, voice low. “He’s an alcoholic. He’s been evicted three times. He doesn’t even have a bank account.”

The manager didn’t blink. “He presented documentation.”

“What documentation?”

“Medical records. Police reports. A letter from a therapist.”

I almost laughed. My father hadn’t seen a therapist since 2012. And the “police reports” were probably the ones from his bar fights—charges he never faced because the witnesses vanished or changed their stories.

But I knew arguing wouldn’t help.  

The system wasn’t built for girls like me.

I left the bank without signing anything.  

Without crying.  

Without screaming.

But inside, something broke.

Not hope.  

Not love.  

But the last bit of trust I had in the idea that if I played by the rules, I’d be okay.

At the clinic that afternoon—my second injection of the day, because I’d missed the morning one—they asked if I was alright.

“Fine,” I said.

Dr. Lin studied me. “Your cortisol levels are elevated. Stress can affect the pregnancy.”

“I know,” I said. “But I can’t stop it.”

She didn’t offer solutions. Just wrote a note for “increased monitoring.”

That night, I didn’t go to work. I sat on my mattress, knees pulled to my chest, staring at the wall. The mini-fridge hummed. The stuffed elephant and frog watched from the drawer.

I had $20,983 left.  

After rent, after bills, after food—maybe six weeks.

And then what?

Sell the laptop? The hoodie? My mom’s photo?

I almost called the clinic. Asked if I could back out.  

But the contract was clear: breach meant forfeiture. No money. No recourse. And they’d still take the babies.

So I did the only thing I could.

I got up.  

Washed my face.  

Put on my apron.

And went to work.

Rosa took one look at me and said, “You’re not working tonight.”

“I have to.”

“No,” she said, pulling me into the pantry, closing the door. “You look like you haven’t slept in days. Sit. Eat.”

She handed me a plate of rice and beans, still warm. “Talk to me.”

I didn’t tell her about the money. Didn’t say my father stole it. But I said, “I’m scared I won’t be able to keep them safe.”

She didn’t ask who “they” were. Just nodded. “Then you find a way. You’re smart, Remy. You always figure it out.”

Her faith in me felt like a lifeline.

The next morning, I went back to the bank. Not to argue. To learn.

I asked for a copy of the guardianship paperwork. Paid the $15 f*e in crumpled bills. Took it home and read it under the lamp.

There it was:  

“Petitioner: Raymond Vale. Relationship: Father and legal guardian of minor dependent, Remy Vale (DOB: 04/12/2005).”

Minor dependent.  

I was nineteen. Legally an adult.  

But he’d listed my birth year as 2006—making me 18, still a minor in California.

He’d forged everything.

I sat there for a long time, staring at the lie in black and white.

Then I made a decision.

I wouldn’t fight him in court. I didn’t have a lawyer. Didn’t have money. Didn’t have time.

But I could disappear.

Not far. Not forever.  

Just enough to stay off his radar until the babies were born.

I started that night.  

Cash tips only—no more direct deposit.  

Paid rent in person, in small bills, to the landlord who didn’t ask questions.  

Stopped using the bank entirely. Hid what was left in a sock under the mattress.

I also started saving in a new way:  

Every dollar I earned, I tucked into a metal cookie tin labeled “Emergency.”  

Coffee refills: $3 → tin.  

Overtime: $40 → tin.  

The $50 from the kind customer: → tin.

It wouldn’t be enough to live on forever.  

But it might be enough to run.

One afternoon, after my injection, I passed a billboard on Olympic Blvd.  

Kai Sterling again.  

This time, he was holding a water bottle with the AQUA West logo.  

His eyes looked cold. Distant. Like he’d never known what it was like to count pennies for bus fare.

I stopped and stared.

Your money, I thought. Your babies. Your empire.

And yet—he didn’t know I existed.  

Didn’t know his fatherhood had been reduced to a contract signed by a desperate girl and a greedy man.

Didn’t know his sons were already fighting to live.

I put my hand on my stomach.  

We don’t need him, I told them. We’ve got each other.

But even as I said it, I knew it wasn’t entirely true.

Because the truth was:  

I was running out of time.  

Running out of money.  

Running out of places to hide.

And the money—the one thing that was supposed to keep us safe—  

had vanished.

---