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THE BILLIONAIRE'S CONTRACT WIFE
THE BILLIONAIRE'S CONTRACT WIFE
Author: Deedson

chapter 1

Author: Deedson
last update publish date: 2026-07-22 04:37:22

Ellie’s POV

“They can’t do this,” Sophie said, slapping the letter down on the bakery counter. “Can they actually do this?”

I picked up the paper with flour still on my fingers. Notice of Property Sale. Tenants must vacate within sixty days. I read it twice, hoping the words would change if I looked hard enough. They did not.

“Cross Realty Holdings,” I read out loud. “Who even are these people?”

“Not people,” Sophie said. “One person. Nathan Cross. He owns half of downtown Manhattan and apparently now he owns our block too.”

The bell over the door jingled and my grandmother came out from the back room, wiping her hands on her apron. She had been baking since five that morning and there was flour on her cheek like always.

“What is all this shouting about?” she asked.

I did not want to show her the letter. She had put thirty years into this bakery. But she took it from my hands before I could hide it, and I watched her face go still while she read it.

“We will figure something out,” she said quietly, which was what she always said, and which never actually solved anything.

I did not sleep that night. I kept thinking about the ovens, the chipped blue tile behind the counter, the photograph of my grandfather standing in the doorway the day the bakery opened. Sixty days. That was nothing.

By morning I had made a decision, the kind of decision you make at two in the morning that feels much braver in the dark than it does in daylight.

“I’m going down there,” I told Sophie over the phone. “I’m going to talk to whoever is in charge and tell them they can’t just throw an old woman out of her own shop.”

“Ellie, that building is owned by a company worth billions of dollars. You can’t just walk in.”

“Watch me.”

Cross Tower was the kind of building that made you feel small before you even got through the revolving door. Glass and steel and a lobby so shiny I could see my own nervous face in the floor. I marched up to the front desk holding a paper cup of coffee like a weapon and told the guard I needed to speak with someone about the Brooklyn property sale.

“Do you have an appointment?”

“No, but I have sixty days and a grandmother who has never missed a single day of work in thirty years, so I think that counts for something.”

The guard looked at me like I was an insect that had wandered somewhere important. He picked up a phone. I did not wait for his answer. I saw an open elevator and I walked into it before he could stop me, and the doors closed on his shouting.

I did not know what floor to press. I pressed the highest number, because billionaires always sit at the top, that felt like a rule of the universe.

The ride up took long enough for my nerves to catch up with my anger. I watched the numbers climb, ten, twenty, thirty, and somewhere around floor forty I started rehearsing what I would say, the way you rehearse an argument in the shower long after it matters. I told myself I would be calm. I told myself I would be reasonable. I told myself a lot of things the elevator did not care about.

When the doors opened I could smell money. Not perfume, not anything specific, just the particular hush of a place where nobody ever has to worry about rent. Assistants moved quickly between glass offices, phones pressed to their ears, and not one of them looked at me twice, which told me either I looked like I belonged here or I looked so out of place that nobody wanted to be the one to deal with it.

The elevator opened into a hallway of glass offices, and at the end of it a door was cracked open. A man’s voice was talking, low and clipped, the voice of someone used to being obeyed.

I walked toward it without thinking, coffee still in hand, heart pounding with everything I planned to say. I pushed the door open.

“Excuse me, are you the person responsible for evicting an entire neighborhood so you can build another glass tower nobody asked for?”

The man turned around.

He was tall, dark haired, wearing a suit that probably cost more than my grandmother made in a month. His eyes were the kind of cold gray you see right before a storm, and for one full second neither of us said anything.

Then I tripped on the edge of the rug.

My coffee went everywhere. All over his white shirt, all down the front of his very expensive looking jacket.

He looked down at the mess, then back up at me, completely calm, which somehow made it worse.

“You have exactly ten seconds to explain why you are in my office,” he said, “before I call security.”

“You’re Nathan Cross?”

“I am.”

“Good,” I said, lifting my chin even as coffee dripped off his sleeve onto his very shiny floor. “Then you’re exactly who I came to see.”

He almost smiled. Almost.

“Is that so.”

“Your company is trying to throw my grandmother out of the bakery she has run for thirty years, and I am not leaving this office until someone tells me why.”

Something shifted behind his eyes, something I could not read yet. He reached for a napkin from his desk, wiped his sleeve without breaking eye contact with me, and set it down like it did not matter at all.

“Hartman,” he said slowly, like the name meant something to him. “Your grandmother’s name is Rose Hartman?”

My stomach dropped. “How do you know that?”

He walked past me to his desk, opened a drawer, and pulled out an old folded letter, yellowed at the edges, like it had been kept somewhere safe for a very long time.

“Because I have spent three days trying to find her,” he said. “And you just walked into my office and spilled coffee on me instead.”

I stared at the letter in his hand.

“What is that?”

He looked up at me, and for the first time his voice was not cold at all.

“Sit down, Miss Hartman. You are going to want to hear this.”

I did not sit down. My legs would not let me. My whole body felt like it was standing at the edge of something I could not yet see the bottom of.

“I came here to yell at you,” I said, more to myself than to him. “I had a whole speech.”

“You are welcome to still yell at me. I am simply telling you that once you hear what is in this letter, you may find you no longer want to.”

“Tell me now,” I said. “What is in that letter?”

He held my eyes for a long moment before he answered.

“A promise,” he said. “One that is about to change both our lives.”

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  • THE BILLIONAIRE'S CONTRACT WIFE    chapter 5

    Ellie’s POV“You’re on the front page,” Sophie said, holding up her phone like it might bite her. “Front page, Ellie. Of the actual New York business section.”I grabbed the phone out of her hand. There was a photo of me from the day I signed the contract, walking out of Cross Tower looking furious and windswept, next to a headline that made my stomach flip.Cross Hospitality CEO to Wed Brooklyn Baker’s Granddaughter in Surprise Announcement.“They make it sound like a fairy tale,” I said.“It kind of is a fairy tale,” Sophie said. “The billionaire and the baker. People are going to eat this up.”“People are going to eat me alive.”I scrolled further down the article, my stomach twisting tighter with every paragraph. There were quotes from unnamed sources inside Cross Hospitality speculating about the marriage, a photograph of the bakery’s front window that someone had clearly taken without permission, and a small, cruel line near the bottom suggesting the arrangement was, in the repo

  • THE BILLIONAIRE'S CONTRACT WIFE    chapter 4

    Nathan’s POV“You are actually going through with this,” Gerald said, leaning back in his chair with the smug look he had worn since the will was read. “A baker’s granddaughter. How romantic.”“It is a legal arrangement, Uncle Gerald. Nothing more.”“Does it matter what it is, so long as the board believes it satisfies the terms?” He steepled his fingers. “Though I admit, I am curious to meet the girl who thinks she can simply walk into a contract like this and walk back out again in one year, unscathed.”I did not answer him. I had learned a long time ago that giving Gerald a reaction was the same as giving him ammunition. He had spent thirty years perfecting the art of the small cruel comment, the kind designed to look harmless if anyone repeated it back to him later. My father had warned me about him once, years before he died. Your uncle does not want to destroy you quickly, Nathan. He wants to watch you struggle first. I had not understood what he meant until I was the one sittin

  • THE BILLIONAIRE'S CONTRACT WIFE    chapter 3

    Ellie’s POV “Absolutely not,” my grandmother said, and slammed her rolling pin down so hard flour jumped off the counter. “Grandma, listen to me.” “I heard you the first time, Eleanor. You will not marry a stranger to save my bakery.” Sophie sat between us at the kitchen table, looking back and forth like she was watching a tennis match she desperately wanted to stop. “It’s not just the bakery,” I said. “He said he’d pay off everything. The loan on the building, the equipment debt, all of it.” “And in exchange he owns you for a year,” my grandmother said. “No. I would rather lose this bakery than sell my granddaughter.” “You’re not selling me, I’m choosing this.” “Are you?” She looked at me hard, the same look she used to give me as a child when I tried to sneak dessert before dinner. “Or are you choosing it because you think it’s the only way to fix something that isn’t actually your job to fix?” That one landed harder than I wanted it to. I thought about all the nights I

  • THE BILLIONAIRE'S CONTRACT WIFE    chapter 2

    Nathan’s POVI had been staring at that letter for three days before she walked into my office and ruined my shirt.My father’s lawyer found it while going through the old family files, tucked behind a box of photographs nobody had touched since my parents died. It was written in my grandfather’s handwriting, dated forty years ago, addressed to a man named Walter Hartman.I read it so many times I had it memorized.Should a Cross ever need a Hartman, a Hartman will answer, and should a Hartman ever need a Cross, a Cross will answer. This I swear on my name and my company.Underneath it, in a different pen, someone had written one more line. If the debt is ever called, let it be paid in full, whatever the cost.I did not believe in old family promises. I believed in numbers, in contracts, in things that could be proven. But three days ago my father’s will had been read aloud in a boardroom full of people who wanted to see me fail, and it had said something I still could not fully accep

  • THE BILLIONAIRE'S CONTRACT WIFE    chapter 1

    Ellie’s POV“They can’t do this,” Sophie said, slapping the letter down on the bakery counter. “Can they actually do this?”I picked up the paper with flour still on my fingers. Notice of Property Sale. Tenants must vacate within sixty days. I read it twice, hoping the words would change if I looked hard enough. They did not.“Cross Realty Holdings,” I read out loud. “Who even are these people?”“Not people,” Sophie said. “One person. Nathan Cross. He owns half of downtown Manhattan and apparently now he owns our block too.”The bell over the door jingled and my grandmother came out from the back room, wiping her hands on her apron. She had been baking since five that morning and there was flour on her cheek like always.“What is all this shouting about?” she asked.I did not want to show her the letter. She had put thirty years into this bakery. But she took it from my hands before I could hide it, and I watched her face go still while she read it.“We will figure something out,” she

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