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The Terms We Never Signed
The Terms We Never Signed
Author: Terry Sterling

The Valuation

last update publish date: 2026-07-31 06:27:10

Chapter One

My hands would not stop shaking, no matter how hard I pressed them flat against my knees.

Damian Cross sat across from me, a folder between us, his eyes cold enough to freeze the air in the room, and he had not looked up once since I walked in.

"Everything they had on you," he said. "Every failed pitch. Every rejection letter."

"That's private."

"Nathaniel doesn't care about rights when he wants something."

He finally lifted his eyes, slate gray and sharp enough to cut straight through whatever composure I had left.

Three years ago, those same eyes had been the last thing I'd seen before walking out of his apartment for good, and I had promised myself I would never let them do this to me again. My stomach still dropped the same way it used to, a slow, sick fall I felt behind my ribs before my mind even caught up.

"He wanted your breaking point. Looks like he found it three weeks ago."

I looked down at the page, my name staring back at me above my worst year, a single line at the top that read Ivy Calloway, Valuation.

Not a person. A price.

"I didn't ask for his help."

"Doesn't matter." He shut the folder. "Six months. Turn Special Projects around. If my brother interferes, you come to me. Understood?"

"And if I say no?"

"You won't." He said it plainly, no cruelty in it, just certainty, the kind that used to make me believe every word out of his mouth without a fight. "You need this job as much as I need you to fix it."

I hated that he was right.

I did not trust my voice, so I took the folder and left.

My new office smelled like dust. I set my bag down and told myself to breathe. Numbers. Deadlines. Anything but the man who now owned six months of my life.

A knock. The door opened before I answered.

"Checking my math?"

Nathaniel Reyes leaned against the frame, two coffees in hand.

"You shouldn't be in here."

"It's my building." He set one cup down. "Black, no sugar. Your old assistant's order."

He lingered a beat too long before pulling his hand back, close enough that I caught the clean scent of him, and hated how easily my pulse noticed.

My stomach dropped. "You bought my file too."

"I invested in talent." His smile did not reach his eyes. "Damian gave you your failures. I brought coffee. Guess which one of us wants you to win."

"Why does either of you care?"

"Because Damian needs someone to blame when this division collapses. I need someone who can save it first."

"By digging through my private reviews?"

"By knowing what I'm working with." He leaned closer. "He gave you six months. I can get you there in three. But you have to trust the right brother."

"I don't trust either of you."

"Smart." He winked. "Check your inbox."

He paused at the door, glancing back like he wanted to add something else, then thought better of it and let the silence do the work instead.

The door shut behind him.

Six months, or I was finished. I opened my laptop.

It was not another list of my failures. It was a target account, laid bare in red text.

Vanguard Group. Terminating current contract. Contact immediately.

A note sat below it in blunt black handwriting.

Damian thinks we lost this pitch. Don't tell him otherwise.

My phone buzzed. Unknown number.

He's watching the cameras. Don't look up.

My skin turned cold. I lifted my eyes slowly across the ceiling until I found it. A small dark lens, aimed straight at my desk.

I froze, the laptop still glowing, my pulse loud in my own ears.

The door slammed open.

Damian filled the frame, his jaw locked, his eyes cutting from my face to the screen and back.

"Get out of that file, Ivy."

I closed the laptop but did not answer him yet.

"It's his file," I said. "Your brother sent it to me."

"I know what he sent you."

His eyes flicked once toward the ceiling, toward the same lens I had just found. Something passed over his face. Not shock. Recognition.

"You knew about the camera."

He said nothing, which was its own kind of answer.

"Sit down, Ivy."

I did not sit. My legs felt locked in place.

"You gave me six months to save this division," I said. "Your brother hands me stolen data before lunch. And now you walk in here acting like I did something wrong."

"You don't understand what you're holding."

"Then explain it."

He was quiet, and the quiet stretched long enough to scare me more than his voice ever had. His eyes dropped to the folder still on my desk, the one he had thrown down that morning, and something like exhaustion cracked through his control before he shut it away again.

"Not here," he said. "Not with him listening."

"Listening how?" My voice climbed higher than I meant it to. "You just told me you knew about a camera pointed at my desk and now you won't even tell me why."

"Because the answer isn't small, Ivy. And I'm not ready to hand it to you standing in a room he can see into."

My stomach turned. If Nathaniel could plant a camera before I finished my first coffee, what else had already been arranged around me without my knowledge?

Damian moved toward the door, then stopped, his hand on the frame.

"There's something you need to know about this division," he said. "Something my father never got the chance to finish."

"What are you talking about?"

He turned back, and just for a moment, the ice in his eyes gave way to something rawer.

"Three years of financial records don't add up," he said. "Money leaving this company and never coming back. I didn't hire you to babysit a failing brand, Ivy. I hired you because you're the only person I trust to find out where it's going."

My chest went cold. "Why me?"

"Because everyone else in this building already knows what not to look at."

He left without another word, and I sat alone with a hidden camera above my desk, a brother sending me stolen files, and a warning I had not asked to be part of.

My phone buzzed again. A photo this time, no caption, no name.

It was Nathaniel's office. Taken from outside, through the glass, timestamped an hour ago.

He was on the phone, pacing, one hand pressed against his forehead like a man losing control of something important.

I sat back in my chair, my pulse still uneven, my mind trying to fit two brothers, a hidden camera, and a photo of a man I barely knew into some kind of order that made sense. None of it did. Not yet.

I thought of the way Nathaniel's hand had lingered near mine that morning, easy and deliberate at once, and wondered how much of it had been real and how much had simply been another move in whatever game he thought we were both already playing.

Who took this picture, and why did they want me to see it before anyone else?

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  • The Terms We Never Signed   Page Eleven

    Chapter Seventeen"We need to find her before anyone else does."Reese was already moving toward the manager's desk, her voice low and urgent, the leather bag still hanging heavy from her shoulder, her whole body coiled with the same restless energy that had gotten us here in the first place."Do you have an address on file for Sarah Feld," she asked. "Anything. A phone number. A next of kin form."The manager hesitated, clearly weighing bank policy against the desperation written across both our faces."I can't share client information without authorization.""A man is in the hospital right now because of what's in that box." My voice came out sharper than I intended, my hands curling into fists at my sides, every second of waiting feeling like one second too many. "If you won't help us find her, you're helping whoever already tried to kill him tonight."Something in his expression cracked.He typed quickly, then turned the screen toward us, an address glowing on the monitor. A brown

  • The Terms We Never Signed   The Warehouse

    Chapter SixteenThe back door hung open when I got there, unforced and unlocked, swinging slightly on its hinges like whoever left it that way hadn't cared enough to close it behind them.I killed the engine two blocks early and walked the rest of the way, every streetlight along Van Brunt either burned out or flickering, like Red Hook itself had decided to stop paying attention tonight.My phone stayed silent in my pocket, no word from Ivy, no word from Marcus, nothing but the sound of my own footsteps on wet asphalt and the distant groan of a container ship somewhere out past the pier.I should have called the police. I knew that the second I stepped off the sidewalk toward that door. But calling the police meant explaining who Marcus was, what he knew, and why my stepmother might have sent someone to make sure he never said another word, and every version of that conversation ended with evidence disappearing before anyone official ever saw it. I had spent two years watching Vivian

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