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Chapter 3

Author: Cold Bread
I liquidated my investment fund and lost money to fees, leaving me with only $4,000.

Along with the $16,000 I had on hand, I scraped together roughly $20,000.

I was still short by $40,000.

Dawn was breaking. The smell of fresh coffee from a nearby diner drifted through the air. I was starving, but I couldn’t bring myself to eat.

As I crouched on the steps and searched through my contacts, I tapped Tom’s number.

He had been one of my suppliers for two years. The last time a sudden surge in orders left me short of money to pay for inventory, he arranged an overnight shipment for me without asking for anything in return.

I called him with the last of my hope. He answered after two rings, and the roar of factory machinery came through the phone.

“Larry? Why are you calling this early? I thought you went to Westhaven to source products.”

“Tom, I just got back to Harbor City. There was a fire at my warehouse, and I have to pay a customer $60,000. I’m still short by $40,000. Could you…”

Before I could finish, he cut me off.

“Send me your account details.”

I froze for a moment, convinced I had misheard him.

“What?”

“Why are you still asking questions? Send me your account details. I’ll transfer the money right now.”

“I happen to have $60,000 in spare cash. I’ll send it all to you first.”

“Keep the extra $20,000 to restock your inventory and pay your employees. If you need more, just tell me.”

My hands trembled as I copied and sent him my bank details.

The transfer notification arrived on my phone less than five minutes later.

It was $60,000, every cent accounted for. He even sent an extra $400, with the note: “For cigarettes.”

My eyes instantly reddened as I stared at the notification.

Tom was not related to me in any way.

Yet, despite knowing me for only two years through business, he transferred $60,000 without hesitation and never once asked for an IOU.

My own mother, meanwhile, was holding on to my $800,000 and claiming she had no money.

That same day, I took my bank card to the customer’s company and transferred the full $60,000.

When I left the customer’s office, I felt colder and colder.

Soon, my entire body was trembling.

My phone screen lit up.

A notification popped up confirming the train ticket home I booked the day before was issued. The train was scheduled to leave at nine the morning after next.

Once I had everything settled, I would return home immediately and ask my mother face-to-face where the $800,000 had gone.

…

For the next three days, I barely had time to breathe.

I worked with the staff to clear out the warehouse, which was blackened by the fire.

Last year, I even called my mother and showed her a screenshot of the profits from that shipment, telling her I could save another $100,000.

She laughed and said she would save it for me so I could build a secure future for myself.

I contacted new factories and bought $60,000 worth of replacement inventory. I also apologized to my regular customers one by one and discussed their future orders.

A foreign client I had worked with for three years even waived a $400 cancellation fee, saying he understood how difficult things must be for me.

I stared at my phone for a long time. Even an outsider was willing to lend me a hand, yet my own mother had switched off her phone when I needed her most.

I worked until two or three in the morning every day, then leaned against the office sofa and slept for a while.

At one point, I checked my call history and saw seven missed calls, all from my mother.

They all came between one and three in the morning.

At those hours, I was either clearing out the warehouse with my workers or discussing replacement shipments with the freight forwarder.

My phone had been on silent, so I never heard it ring.

My finger hovered over the call-back button for a long time, but I eventually slipped my phone back into my pocket.

I still could not get past what had happened.

If I called her now, I was afraid I would lose my temper and start arguing with her.

Three days later, most of the problems had been settled.

The temporary warehouse I rented was already operating, and the customers’ orders were gradually being sent to overseas fulfillment centers.

All eight employees had returned to their assigned duties, and the company had finally resumed normal operations.

Before I left, I made one last trip around the warehouse.

Before entering the station, I sent Mandy a message: “Don’t worry. I know what I’m doing. I won’t argue with Mom.”

I dragged my suitcase into the train and took a window seat.

When the train pulled away, I watched Harbor City’s skyscrapers rush backward outside the window.

I clutched the printed transaction records from the past three years. I had marked every deposit.

Only one thought filled my mind: I had to find out where the $800,000 went.

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  • Mom, Where Did My $800,000 Go?   Chapter 13

    “At two in the morning, you told me you might go to prison. I was completely stunned. The properties couldn’t be sold immediately, and I truly had no cash on hand.“I called you afterward, but you didn’t answer.”“I was wrong. Next time something urgent happens, no matter whether I can help, I’ll tell you first, ‘I’m here.’“I’ll never hang up on you again and leave you worrying.”I felt the two remaining property deeds in my pocket.Then I touched the old debit card in my wallet. Every month, $4,600 was deposited into the account on the twenty-third without fail.The balance had already climbed past $120,000, and I always assumed it was some kind of banking error.I remembered when I first started my e-commerce business three years earlier. I slept on the warehouse floor every night and survived on cheap takeout.Customers yelled at me, the platform fined me, and I had only $400 left in my account. I almost could not keep going.Back then, my mother took a twelve-hour train to Harbor

  • Mom, Where Did My $800,000 Go?   Chapter 12

    She marked the $80,000 she spent on health products with a large red X and wrote that she would never buy anything like that again.As for the $10,000 owed by our relatives, she noted that my uncle was supposed to repay it by the end of the year. She had already reminded him.Mandy nodded enthusiastically beside her, raising both hands high in agreement.“Exactly. I completely trust Mom to manage the money. I even want to learn how to invest from her.”Ryan set down his fork, guilt weighing on his voice.“Larry, I lost the $140,000 I used to open the shipping depot. I was irresponsible.“I’m working at a friend’s delivery depot now. I earn $1,600 a month, and they provide my meals and a place to stay.“Except for a few everyday necessities, I save everything I earn so I can repay you little by little.”As he spoke, he took out a savings statement and handed it to me. It showed that he had already saved $6,000.My mother quickly waved him off, patted him on the back, and pushed the stat

  • Mom, Where Did My $800,000 Go?   Chapter 11

    As we walked away, my uncle muttered that family shouldn’t be so calculating with money.My mother snapped, “Why didn’t you remember that when you came asking for a loan?”Our second stop was my aunt’s house. She borrowed $6,000.When she saw us arrive, she wiped away her tears and said her daughter’s high school tutoring fees were too expensive. She genuinely had no money to repay us.My mother pointed at the brand-new seventy-five-inch television in the living room.Then she pointed at the latest iPhone in her daughter’s hand.“That television cost more than $4,000, and that phone cost over $1,400. You expect me to believe you can’t repay a $6,000 debt?”My aunt’s sobs caught in her throat, and her face flushed crimson.She eventually transferred $4,000 and promised to repay the remaining $2,000 within three months.We visited the rest of our relatives one by one.We argued, pressured them, and kept showing up for five days straight.In total, we recovered $30,000.The remaining $10,

  • Mom, Where Did My $800,000 Go?   Chapter 10

    “What if she has other plans for the properties? Besides, keeping them and collecting rent is too good to pass up.”I suddenly realized that my mother might actually be very reliable when it came to managing money.That same day, I finished replacing the warehouse’s fire-safety equipment.I sat on the steps outside the convenience store beneath my office and called my mother.I told her I planned to sell one of the properties and use the proceeds to repay Tom the money that had saved me.She agreed without hesitation.She said I should sell the loft apartment in Harbor City’s western district because it had the best location.A real estate agent had already asked about it three times, and someone just offered $840,000.I contacted the agent my mother used when she handled the paperwork and asked her to list the apartment.The buyer happened to be another e-commerce seller who previously inquired about purchasing inventory from me.He knew I was Larry Watson and accepted the asking pric

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  • Mom, Where Did My $800,000 Go?   Chapter 8

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