Is Foundations In Personal Finance Worth Reading For Beginners?

Nicholas Hunt loves testing me a lot. When I just graduated from university, he tried to make me take on a five-million-dollar house mortgage. After I turned him down, Nicholas was quick to buy Yvonne Myers, the campus belle, a villa that was worth eight million dollars. It was even paid in full. As he held the property deed, he told me, "The truth is, I'm super rich. I've been pretending to be poor just so I can test your integrity. "It's a shame that you never passed my test. I'm very disappointed in you, Elizabeth. Let's break up." I just smiled at him casually. Then, I walked away without hesitation. What a coincidence. I'm the daughter of the richest man in the country. I, too, had been pretending to be poor. Four years later, we bump into each other at the Fortune List Summit. At that time, Nicholas has just squeezed into the top 50 rank. He walks into the venue with Yvonne clinging to his arm. It's then he notices me. I'm wearing plain-looking clothes without any jewelry adorning me, and I happen to be holding a child. Thinking that I'm a nanny, Nicholas begins mocking me. "Wow, you really went all out just to steal one more glance at me, huh? I can't believe you're able to follow me all the way here. "You should learn to accept reality, though. I'm on the Fortune List, while you're working as someone else's nanny. The gap between us is far too wide, so you should stop dreaming already!" I just ignore Nicholas in favor of resenting my dad for making me attend this stupid event. After all, I've just managed to block out one full day just to spend time with my son, and yet I have to waste my precious time on this dumb event.

The first time I meet Solana Charvet's childhood friend, Tyson Hatch, he claims that he's the best fraud buster ever. At the dining table, he keeps lecturing me. "Men shouldn't overdress, you know. If not for the fact that Solana actually told me that you're her boyfriend, I'd definitely group you up with the gigolos together." Solana keeps agreeing with everything Tyson says. "You're far too flashy when it comes to your fashion sense. Just listen to Tyson and change your habits, yeah?" I can't be bothered to listen to a word Tyson says, so I come up with an excuse to use the toilet. But on the way back, I hear Tyson giving Solana his verdict as a fraud buster. "Solana, Charles' posture and the way he speaks are all clear indicators that he's a fake heir who has undergone training. He intends to get close to you for your money, you know! "That watch he's wearing? And the sports car that's worth over a million dollars? How is it possible for a doctor like him to afford all these things?" Fury burns in my gut. I can no longer tolerate Tyson's nonsense, so I dial my mom's number right away. Right, have I mentioned that my mom's the richest woman in the country? "Mom, give me five million dollars right now. I want to buy an agency that specializes in fraud busting and teach a certain someone a lesson!"

In the third year I've decided to support my girlfriend, Iris Fulton, by opening a flower shop, she has gone into bankruptcy once again. The first time she went bankrupt, I sold the house my grandma had left for me so that I could clear the debt of 700 thousand dollars. The second time she went bankrupt, I was able to locate the bank passbook Mom had left for me as a wedding gift. That was how I paid back one million and six hundred thousand dollars. The third time Iris has gone bankrupt, however, I can only grip the note with my filthy rich dad's phone number while staring at her lost and dazed expression. At that time, I'm debating whether or not I should call him. But that night, I accidentally notice the chat history on Iris' group chat that's displayed on her tablet. "Hey Iris, how many figures are you going to fill into the sum of the bankruptcy contract that's supposed to be cleared this time?" "Let's put ten million dollars. Otherwise, that flower-selling plaything will be able to clear the debt in one go. It'll make things very boring." "As expected of you, Iris! I heard that the plaything waters flowers in the morning and waters your 'flower garden' at night. You're never tired of him, are you?" I put down Iris' tablet before calling my dad right away. "You want me to take over the family business and marry your student, right? Fine, I'll do it. Get your men to pick me up in three days."

Sunshine Miller is a drop-out university girl who wanted to become a businesswoman. She lost her dream due to an accident that left her with two younger siblings to support. She was born with a golden spoon, but was forced to leave her life of luxury. Played by the hurdles of fate, she decided to never give up. One tricky night, Kyle Zandrous’ mercilessly threatened her to pay her parents' debt or she would lose a brother. The only solution she could think of was to make him fall in love with her. However, Sunshine couldn't pass his standards. "I will never love a woman like you, so better give up. You may leave." Will Sunshine Miller succeed in making this man fall in love with her to pay less of her debt, or will she fall for his handsome look first before he could?

Emily, age 24, feels like she's treading water, unable to find work and uncertain about her future. She's on the verge of giving up, plagued by worry and a string of dead-end jobs when fate steps in and introduces her to Nathan, a gorgeous young billionaire and a single parent. Nathan requires a personal tutor and nanny for his 5-year-old, intelligent, and beautiful daughter, Lilliana, who is having difficulty adjusting to life following her mother's death. When he gives Emily the job, it feels like a lifeline. As Emily encourages Lilliana with her studies and emotional issues, she discovers a passion for teaching that restores her sense of purpose. Meanwhile, Nathan, who has been entirely focused on his work and daughter, begins to lower his guard. He admires Emily's generosity and drive for the sake of his daughter, but he's also afraid of exposing his heart again. Is their encounter fate or a curse?

When Naomi Sullivan married me, she was already ten million dollars in debt. I spent the last five years working three jobs to help her pay off her "debts" while providing for her as well as our son, Shane Lewis. Not once did I ever complain about anything. All along, I firmly believed that my efforts would pay off, and we would eventually lead a good life together. Last week, our company finally secured a massive investment. Naomi and I hugged as we celebrated the occasion. I thought that the hard times were finally over. Today, I ended up seeing Naomi featured in the financial news. Dressed in a formal gown, she was hailed as the sole heiress to a multi-billion-dollar empire. She was shown engaged in an animated conversation with her "investor", Jared Lewis. The news headline read, "Naomi Sullivan Completes Five-Year Adversity Trial, Proves Her Ability to Build from Scratch to the Board of Directors". I trudge home in a daze. When I get there, the five-year-old Shane is playing with the latest limited-edition toy robot. He looks at me with a frosty, distant expression that bears an uncanny resemblance to his mother's. "Mommy told me everything. You failed the trial, Daddy. You care too much about money."