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After ten years studying interior design overseas, I came back to my hometown to do work that mattered to the people who raised me. I offered the full package, from site survey to soft furnishings. The materials were chosen by hand. The price was fair to the bone. The town had just gone through a redevelopment. Everyone was getting new units. With the new family policy, every family wanted a third bedroom too. My business was good. Customers from the next county were driving in. Then a girl just back from a city college kicked open my studio with her phone on a livestream and her neighbors at her shoulder. "This is the dishonest one. Look at her. She has been ripping the village off." "In the city, an eighty-square-meter unit can be done for twenty thousand dollars. She is charging eighty." "That's a sixty-thousand-dollar margin. Sixty thousand. Right out of our pockets." The village fell in line behind her. They demanded the difference back. When I refused, they smashed my studio. They beat me into a coma. The pile-on online killed me. When I opened my eyes again, I knew exactly what I was going to do. I would refund every single one of them. And then I would tear out every single thing I had installed. Let's see what twenty thousand dollars actually buys you.

Chelsea Fischer's childhood sweetheart, Patrick Goldstein, loves fighting with me over everything. After I get reborn, I realize that I can never win against Patrick. So, I decide to attach price tags to everything I own. Since Patrick loves taking over Chelsea's front passenger seat under the guise of getting carsick easily, I slap a price tag onto the front passenger seat immediately. "That'll be 100 thousand dollars per year. If you decide to continue the subscription, you'll get a 20% discount." Patrick has his eye on my project proposal. As soon as Chelsea knocks on my office door, I say to her without even looking up, "Wire me 500 thousand dollars, and I'll change the project lead's name to Patrick's as soon as I receive the money." On the day of my daughter Callista Hammond's birthday, I reschedule all of my work matters so that I can hurry over to the kindergarten to pick her up. But Callista tells her teacher, "He's not my dad. I'm not leaving with him." While we're stuck in a stalemate, Patrick arrives at the kindergarten with the gift I've prepared for Callista. That's when Callista rushes over to hug his leg. "Take a good look, miss! This is my actual dad!" Chelsea is about to provide an explanation to me when I extend a hand to Callista. "Give me five million dollars, and I'll make sure that he gets your custody by the end of today."

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After receiving his bonus, my husband, John Anderson, used his savings and bought his mother a house in the city. Considering my mother-in-law, Mary Anderson’s age, it was not ideal for her to stay alone in the countryside. Hence, I transferred the money without any hesitation. However, when John went to fetch his mother for house-viewing, she appeared unexpectedly before my door. “Helen, I can understand that you feel unwell due to your pregnancy, but my husband left me so little money. I can’t give it all to you.” I was dumbfounded. Just when I was about to clarify matters, my husband called me. “Helen, Mom doesn’t like this house. The other house she likes is three hundred thousand dollars more expensive. Quick, transfer me the money. “Oh, by the way, I’m afraid Mom will feel bad about this, so I didn’t tell her the actual price. When we visit her, please don’t accidentally tell her this information. I’m afraid she’d feel embarrassed.” I touched my flat belly. “Mary, did you say that I’m pregnant?” The next second, Mary’s phone started to ring. “Mom, Helen’s feeling uncomfortable, and she wants to buy a massage chair. Please send me more money!” Mary was also dumbfounded. “Aren’t you John’s wife?”

My mother-in-law, Mabel Grath, always liked me to arrange family trips. But she only transferred a small fraction of the cost. She called it a “deposit.” “I’m just following what you young people do with deposits. It’s not like I’m going to skip out on the rest.” After the trip, however, she never mentioned the rest of the payment again. I did not really mind. I quietly paid out of my own pocket for five-star hotels and luxury meals every time. Then one day, my husband’s sister, Marlene Grath, dropped a sarcastic comment in the family group chat. “Noelle Frost loves playing travel agent with my mom’s retirement money. “For all we know, she’s signing us up for cut-rate shopping tours and skimming the kickbacks.” Mabel replied with a smirking emoji. It seemed she was silently agreeing with her daughter. My heart sank. Over the years, I had taken them on trips all over the country and abroad. I had covered at least 100,000 dollars out of my own pocket. Yet, I still ended up looking like the one taking advantage of them. Mabel transferred four hundred dollars to me again and asked me to arrange a seven-day tour to Erope. So, I went ahead and booked them a one-day farm stay just outside the city.

Isla Bennett survives on poverty math and a meagre $14.22 bank balance until Gabriel Hunt, the ruthless, intelligent CEO known as The Debt Collector, acquires her $250,847.36 inheritance debt and forces her into a clinical, eighteen-month contract marriage. Told through an alternating first-person POV, this dark romance and financial thriller exposes the cold utility assessment behind a billionaire’s search for an asset chosen specifically for maximum compliance. In a world where finance is a weapon and boardrooms are battlefields, Isla is dragged into a thirty-year revenge plot against the Black Swan, a price-fixing syndicate that murdered her father in 1988. As Gabriel deploys mafia-style tactical teams and extraction protocols to protect his interests, Isla begins a weak-to-strong transformation. She evolves from a waitress who feels like breathing, walking furniture, into an interim CEO capable of executing the hostile absorption of forty-seven companies to dismantle her enemies. Behind the silk dresses and staged performances of a perfect couple lies a lethal game of medical hostage taking and manufactured stress tests designed to prove whether she is Option Zero, the only variable that will not break. From the glass towers of Manhattan to the remote Morrison Estate, the bought variable must choose between the $4.7 billion profit of a ghost and her own sovereignty.