Loonie To Toonie - Financial Basics For Canadians

When my mother won a million dollars from a lottery ticket, she prepared an envelope for each of her three children. After we opened them, my younger brother and younger sister each found a bank card inside. But from my envelope, two 1-dollar coins clinked onto the floor. Seeing me freeze, a trace of unease flickered across Mother's face. "Cassian," she said hesitantly, "Logan and Sienna suffered a lot growing up because your father passed away so early. So I gave each of them 500 thousand dollars as compensation. "You're the eldest son—like a father to them. Don't fight with them over this, okay?" I glanced down at the faded down jacket I had worn for years, the fabric so worn that it had lost its color. Then, my eyes drifted to my younger brother's limited-edition sneakers and to the designer bag slung over my sister's shoulder. Mother seemed to have forgotten that when Father died, I had only been eight. I smiled faintly. "Alright. I won't fight them for it." Hearing this, Mother let out a long breath of relief. The next second, my voice turned cold. "Then I won't fight for the responsibility of supporting you in your old age either."

I happen to come across a popular post regarding a company's finance department on social media. "Seriously, that person in the sales department is such an idiot! All I wanted was to claim reimbursement under her name for the bag I bought, and yet she still refused! "Since she doesn't want me to reimburse my bag, then she can forget about reimbursing everything! This time, I'll teach her a lesson about what happens when she offends a member of the finance department!" There are many bashing comments in the comment section, but the original poster doesn't care at all. She continues adopting a haughty tone. "What am I scared of? The finance department is extremely vital to the company! I refuse to believe that the boss has the courage to offend me, the most important person alive, just to stand up for a sales employee who's easily replaceable!" As I stare at the familiar profile picture belonging to the original poster, I can't help but mentally sneer. She wants to suspend all of my reimbursements, huh? Go ahead, then! This time, I'd like to see what the consequences are for offending a member of the finance department!

Elliona Nayvelin Lim called LiOn is a materialistic woman, whose life is only for money "If you have money come to me" is her tagline. And unfortunately she has to meet William Andersson Kim, the CEO of a giant company in America, the hot man is a bad boy labeled X-Man Their meeting is not pleasant, blamed and stubborn with each other. Elliona's behavior makes William attracted and wanted to make the proud woman bends her knees under his feet. Can William conquer the LiOn?

Two months after I joined the company, I sold off every stalled real estate project it had been sitting on for three years and pulled the failing business back from the edge of bankruptcy. To keep me, the chairman sold me a thirty-million-dollar sky penthouse for one dollar. On handover day, the new colleague, Ryan Wells, snatched my contract and sneered, "Connor, buying a sky penthouse for one dollar? Keep dreaming." I told him to look at the company seal on the contract, but he burned it on the spot. "Connor, don't think a few sales achievements mean you can use the back door to buy property. "Even if the company really had a benefit like this, Lydia should be the first person to enjoy it!" My girlfriend, who was also the sales manager, looked at me coldly. "Connor, have some principles. The company is struggling, and you're still trying to take advantage?" "Since reporting misconduct deserves a reward, I've decided to give your sales commission to Ryan. "If you have a problem with that, don't come to work tomorrow!" Furious enough to laugh, I took out my phone and called my sister directly. "Victoria, cancel every purchase contract for the Eastbank project. I'm done here."

As soon as I get off the surgical table after my miscarriage, my husband, Presley Quinn, sends me a text message. "You were ten cents short when you paid your share of the power bill this month. Transfer the money to me immediately." I can only sit on the cold bench in the hospital on my own. The anesthesia has yet to wear out, but my belly is already hurting so much that I can practically feel it constricting on itself. The next thing I know, a new post appears on my social media homepage. It's a post made by Vivienne Ashford, the intern Presley is in charge of tutoring. In the photo, Vivienne can be seen holding a bouquet of flowers folded from money bills. A bright and radiant smile blooms on her face. The four-leaf clover necklace adorning her neck is the same necklace I've seen in Presley's purchase history two days ago. The caption of the photo writes, "I don't want a lot of money. I want a ton of love instead." Only then do I remember that today is Valentine's Day as well as my fifth-year anniversary with Presley. Over the past five years, Presley and I have been splitting every single bill, down to two decimal places. If I take a shower for more than 20 minutes, Presley demands that I pay extra for the water heater's power bill. When I cook myself some supper in the middle of the night, Presley wants me to split the gas bill generated by the stove. Even when my mom is hospitalized due to kidney failure and is waiting for her surgical bills to be settled, Presley refuses to lend me a single cent. Instead, he sends me a few links leading to web loans. As I stare at the social media feed, I chuckle all of a sudden. It turns out that Presley does know how to spend money. It's just that he doesn't have the heart to spend it on me. I smile once again as I leave a like on the post. Then, I transfer the ten cents to Presley. From now on, I don't owe him any single penny.

My mom is a woman who takes frugality very, very seriously. When I suffer from a high fever, she feeds me moldy chicken noodle soup. In fact, I can only wear my older sister's hand-me-downs since I was a little girl. After working hard for so long, I finally qualify for the final interview of a top-500 company. I keep telling my mom repeatedly to not cause any trouble for me. Alas, my monitor winks out when I've reached the most critical point of my interview. At the same time, the router has lost access to the internet. I rush out of my room hurriedly, only to see my mom flipping off the main switch in the darkness. "Why did you leave the lights on at night? Imagine how much money you'll have to pay! I've already calculated everything for you. If we turn off the lights, we get to save a few pennies per night!" Thanks to those pennies, I end up losing my job that can guarantee an annual salary of a million dollars. Later on, my older sister, Andrea Fletcher, is diagnosed with a kidney disease. In order to latch onto Andrea's rich husband, Kirk Herrera, my mom forces me to work overtime at a shady factory just to gather enough money for Andrea's medical bills. Even when I'm about to die, my older brother, Anthony Fletcher, and my dad keep blaming me. "You can't even get hired at a proper factory! You really are useless, Alice! Your mom went through all those frugal nonsense just to raise you for nothing!" When I open my eyes again, I've returned to the day I'm about to attend the online interview. I just chuckle coldly as I look at Andrea, who has just found out about her kidney disease and is waiting for me to earn enough money for her kidney transplant. Then, I toss her expensive, specialized medication into the trash can. "What use is there for you to take the medicine, Andrea? What a waste! Mom already stated many times that being frugal is the way of life! "You should drink more water instead. Once your rich husband finds out how good you are at saving money, he'll definitely compliment us for knowing how to balance our finances!"