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Charity Starts at Home
Charity Starts at Home
Author: Perfect Timing

Chapter 1

Author: Perfect Timing
“Mrs. Turner, the hospital requires a 150 grand deposit for your father’s surgery, and the subsequent treatments are likely to exceed 30,000 dollars.”

The message from the attending physician stung my eyes.

I tapped into my banking app, only to find a sad balance of 201 dollars and 38 cents.

Overwhelmed with disbelief, I had to check the amount three times.

Roddy and I had been married for three years. Between us, we earned a combined monthly income of 26 grand. Even after paying 6,000 for the mortgage and 3,000 for living expenses, we couldn’t possibly be left with only 200 bucks.

Besides, I recalled seeing at least 20 thousand dollars in there just the other day.

Unless…

Jolting to my feet, I dialed Roddy’s number.

It took the seventh to eighth ring before Roddy answered the call.

“Yeah? I’m in the middle of business right now. Why are you calling out of the blue?”

Roddy sounded annoyed.

“Roddy,” I hissed through clenched teeth. “Why is there only 200 bucks left in my account?”

The line went quiet for a second.

“What do you mean? Wait, I thought the account still had money in it.”

“Nope.” Gnashing my teeth, I asked, “All I have is 200 bucks. I just got word from the hospital, and my dad needs immediate surgery for his brain tumor. The initial payment is 150,000 dollars, and I have not spent a single cent. So tell me. How did my balance get so low?”

“Um… Easy there, babe.”

Roddy’s voice faltered. “About the money… I just remembered. I lent some to Lorelei a while back. We’ll figure something out for your dad’s surgery—”

“You lent the money to Lorelei?” I sneered. “Roddy, I’ve never seen a dime of the 14,000 dollars you make a month. I’ve been covering the household expenses for us, and you’re telling me now that you gave my wages to someone else? Where did your money go?”

“You’ve got more than enough from the 12,000 you earn. I’m your husband, so what’s the problem if I used some of it?”

Roddy was still making excuses.

“More than enough?” I grilled him furiously. “Have you forgotten that the mortgage alone is 6,000 dollars? What about utilities? My wages have been keeping the house running for three years. Yet, you’re telling me that I have more than enough?

“You have some nerve, Roddy. You contributed nothing, and still, you were happy to hand my hard-earned money to other women.”

I got to know Lorelei Leigh and her daughter, Natasha Leigh—whom Roddy often mentioned—when he lent them 8,000 dollars for Natasha’s first year of community college.

Lorelei later whined about her back pain, and Roddy lent another 3,000 for her physiotherapy sessions.

When the Leighs renovated their place last year, Roddy was there to supposedly lend another 20 grand.

I had tried to stop Roddy, but he swore up and down that he was just doing his bit and lending a helping hand.

My protests fell on deaf ears. Soon after, Natasha got a new phone and branded cosmetics. I lost track of how much he was giving away.

This year, Lorelei talked about taking up yoga, and sure enough, Roddy was there to meet her needs.

Roddy sounded so righteous in his justification that any objections seemed pointless. I had to hold my tongue.

However, my father was lying in a hospital bed, his life depending on the money.

Indifferently, I gave him an ultimatum. “Roddy, you have an hour to get home, and we’ll talk. You’ll need to come clean about how much of our money you have given away.”

Before Roddy had a chance to answer, I hung up on him.

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  • Charity Starts at Home   Chapter 11

    Later, I heard that Roddy ended up in the cheapest rental in the slum, barely scraping by on odd jobs. He became a shell of the man he once was. After getting rid of Roddy, Lorelei and Natasha didn’t quite end up with the rosy life they had imagined. Lorelei wouldn’t come down on her standards, but her blind dates got worse, either too old or not wealthy enough. Eventually, Lorelei’s reputation took a hit. Natasha used the last bit of money she squeezed out of Roddy to start a small business. However, she was scammed out of every dime. Shouts and screams often echoed from Apartment 302. The mother and daughter were constantly at each other’s throats, each blaming the other for their miserable lives.Ultimately, they fell behind on their bills and lost the apartment. The apartment was likely foreclosed or auctioned off. Without a roof over their heads, the mother and daughter had to move somewhere further and were never heard from again. Good was not always rewarded, and jus

  • Charity Starts at Home   Chapter 10

    The other day, the doorbell rang. I walked to the door and looked through the peephole to find the last person I expected to see. It was Roddy. He seemed to have aged a decade in mere months. Roddy’s hair was greasy and matted, his chin covered in stubble. He wore the wrinkled T-shirt I had once bought him, and the dark shadows under his eyes betrayed his exhaustion.I furrowed my brows, not wanting to open the door. “Laurel! Laurel, I know you’re in there! Open up! Please, open the door!” His voice, thick with sobs, echoed through the door. The frantic banging on the door was becoming a public nuisance. Drawing a deep breath, I opened the door while keeping the metal grill shut as my eyes met his indifferently. “What do you want?” His eyes sparkled like he spotted his last hope. “Laurel, I-I’m so sorry!” He blurted in tears, “I know I was wrong! It was a moment of weakness. I was a monster! “Lorelei and Natasha are the worst! They bled me dry over the last few m

  • Charity Starts at Home   Chapter 9

    The updates came from my former neighbors and some of Roddy’s colleagues I was still in touch with. Apparently, Roddy jumped straight into the arms of the widow and moved into Apartment 302 the moment the ink dried on the divorce papers. Lorelei kept Roddy pretty sweet for a while, fussing over him. Natasha was all smiles around him, too. However, things went sour soon enough. As Roddy was now living in Apartment 302, Lorelei felt entitled to charge him a fortune for living expenses. Natasha kept finding ways to ask Roddy for money, whether it was for a new bag, clothes, or a trip. If things didn’t go her way, she would sulk at Roddy. By the second week, Lorelei had gained control of Roddy’s wages by taking hold of his bank account for ‘safekeeping’. I heard that Roddy even had to beg Lorelei for the smallest expenses, like a phone bill. Nine times out of ten, he’d be lectured for being reckless with money, and she would give him little or nothing at all.Because Roddy

  • Charity Starts at Home   Chapter 8

    I retrieved my phone and opened a message before turning the screen to face Roddy. It was a bank alert of a deposit I received this morning. “A transfer of $500,000 has been deposited into your account ending in XXX. Remark: Advance project bonus and loan for your dad’s treatment. Let me know if you need more.”The sender was Trevor Wright. Roddy’s eyes widened as he stared at the amount. He looked like he had seen a ghost. “Trevor Wright? Is that your boss?” “That’s right.” I put my phone away. “Mr. Wright learned about my situation and offered an advance and a loan. My dad’s surgery is already paid for.” Color drained from Roddy’s face. “Your threats mean nothing to me, Roddy. “Sign the papers, or I’ll see you in court.” I slid the document across the table toward him. “Just so you know, if you don’t cooperate, I’ll file a suit against you for unauthorized use of our joint assets.” I paused, my voice icier. “I’ll also be pursuing the recovery of the money you gav

  • Charity Starts at Home   Chapter 7

    On Sunday afternoon, after an initial consultation with Fred Adams, my lawyer, I arrived home with drafted divorce papers. Roddy was there, sitting on the sofa with a grimace. The apartment was heavy with the smell of burnt toast and lingering cigarette smoke. His quality of life took a dive once I stopped covering the household expenses.I slipped the document across the coffee table toward him. “Have a read. If there are no questions, just sign it.”Roddy glanced at the header. Jerking his head up, he looked at me in disbelief. “Are you for real, Laurel?” “Do I look like I’m kidding?” He snatched the papers up and leafed through them, his scowl deepening. “You get to keep the apartment and the savings? I’m supposed to fork out 100 grand as compensation to you? Are you that desperate for money? Where am I going to find that kind of money?”“I bought the place and paid the down payment. I covered the mortgage even after we were married. Of course, the apartment goes to

  • Charity Starts at Home   Chapter 6

    The message history was endless. The most recent exchange was this morning. [Lorelei: Rod, a new bag caught Natasha’s eye. It’s over 5,000. I’m a little short…]Roddy Venmo-ed Lorelei 5,000 dollars. [Roddy: Tell Natasha to go for it, Lorelei. Just let me know if the money isn’t enough.][Lorelei: Oh, you’re the best! You’re so much better than some money-grubbing woman.” [Roddy: Don’t say that. Laurel is stressed about her father’s surgery.][Lorelei: That didn’t give her the right to cause a scene outside my door. Rod, you should get a handle on your wife. She’s way out of line.][Roddy: I get it. I’ll give her a stern talking-to.]I scrolled their chat log for half an hour and was nowhere near finished. In between, I noticed that he even gave her a lot of pocket money on holiday. Roddy had never bothered with such romantic gestures for me. My heart sank. I even found messages in which Lorelei coached Roddy on how to get me to pay the household expenses out of my

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