LOGINChapter 3: The First Crack
Arabella barely slept that night.
By morning, the questions she’d tried to ignore had multiplied. What financial obligations had Adrian been talking about? Why had her father looked frightened? And why had Sebastian reacted as though the subject was familiar to him?
A message from Sebastian appeared on her phone.
Good morning, beautiful. I have a few meetings today, but I’ll call you later. Don’t let last night bother you. Your father will explain everything when he’s ready.
Arabella read it twice before setting her phone facedown. She wasn’t a child who needed everyone deciding what she was allowed to know. If her family was in trouble, she deserved the truth.
After showering and dressing, she headed downstairs. Sunlight poured through the tall windows of the Montgomery residence, illuminating the polished marble floors and expensive artwork.
Her father sat in the breakfast room, reading something on his tablet. A cup of untouched coffee rested beside him.
“Dad, we need to talk.”
“Good morning to you too,” Richard replied.
“Good morning. Now, can we talk?”
He sighed and gestured toward the chair opposite him. Arabella sat.
“What’s happening with Montgomery Holdings?”
His expression hardened slightly. “Why are you asking me that?”
“Because Adrian Knight seems to know more about our finances than I do.”
Richard set the tablet down. “Adrian Knight has always enjoyed making himself a nuisance.”
“That isn’t an answer.”
“It’s the only one I have for you this morning.”
“Then give me a better one,” she insisted. “You’ve been distracted for weeks. You’re always taking calls, and every time I ask what’s wrong, you tell me not to worry.”
For a moment, she saw exhaustion beneath his familiar authority.
“The company is facing some difficulties,” he admitted. “We’re working through them.”
“What kind of difficulties?”
“Financial ones.”
Her stomach tightened. “How serious?”
“Serious enough that I need you to remain calm while we handle the situation.”
“You’ve just told me our company has financial problems and expect me to remain calm?”
“I expect you to trust me.”
“And I expect you to stop treating me like a child.”
Silence settled between them. Finally, Richard reached across the table and took her hand.
“I am trying to protect you.”
“From what?”
He opened his mouth, but no answer came. That frightened her more than anything he’d said.
His phone rang. He glanced at the screen and immediately stood.
“I have to take this.”
“Of course you do.”
At the doorway, he paused. “Arabella, whatever you hear over the next few days, don’t make any decisions without speaking to me first.”
She frowned. “What am I likely to hear?”
But he had already walked away.
By midday, Arabella had made a decision. If her father wouldn’t give her answers, she’d find them herself.
She drove to Montgomery Holdings, the glass-and-steel headquarters that dominated one of Westhaven’s busiest business districts. She’d grown up visiting the building, but she’d never seen so many anxious faces on the executive floor.
Conversations stopped when she entered. A receptionist who usually greeted her warmly suddenly became fascinated by her computer screen.
“Is my father in his office?” Arabella asked.
“Mr Montgomery is in a meeting, ma’am.”
“With whom?”
“I’m sorry. I don’t have that information.”
Arabella headed toward her father’s office anyway. She was almost there when a familiar voice stopped her.
“Looking for someone?”
She turned. Adrian Knight stood near the conference room, one hand tucked into his trouser pocket. He looked entirely too comfortable in a place where everyone else seemed nervous.
“Do you make a habit of appearing wherever I’m trying to have a private conversation?”
“Only when the conversation looks interesting.”
“Then find another hobby.”
She tried to walk past him.
“Your father won’t tell you anything,” he said.
Arabella stopped. “And you know that because?”
“Because he’s been avoiding the same questions for weeks.”
She faced him fully. “What do you want from my family, Adrian?”
For once, his usual amusement disappeared.
“The truth.”
“About what?”
“Ask your father what happened to the Knight family’s investment twenty years ago.”
Arabella went still. “The Knight family?”
“Yes.”
“What does something that happened twenty years ago have to do with my father’s company now?”
Adrian’s jaw tightened. “That’s what your father should have explained to you a long time ago.”
“You’re accusing my father of stealing from your family?”
“I’m telling you to ask him what happened. If you’re certain he has nothing to hide, the question shouldn’t frighten you.”
“You don’t get to walk into my life and imply my father is a criminal.”
“And you don’t get to demand answers from me while refusing to consider that your family might not be as innocent as you believe.”
His words stung, but Arabella lifted her chin. “You know nothing about me.”
“Perhaps not,” Adrian said. “But I know what happened to my family.”
He stepped aside, leaving the corridor open.
“Ask him, Arabella.”
She watched him walk away, her thoughts racing. Twenty years ago. The Knight family. Her father’s silence.
Suddenly, the financial crisis no longer felt like an isolated problem. It felt like the beginning of something that had been waiting years to happen.
She pulled out her phone and typed a message to her father.
Dad, I need you to tell me what happened between you and the Knight family twenty years ago. Adrian says I should ask you.
His reply came less than a minute later.
Do not discuss this with Adrian. Come home. We need to talk.
Arabella read it again.
Her father hadn’t denied anything.
And for the first time, that silence felt like an answer.
Arabella let Sebastian’s call ring twice before answering.“Hello.”“Finally.” His voice carried its familiar warmth. “I was beginning to think you’d decided to avoid me.”“I told you I was busy.”“You also said you’d call when you could.”“And here I am.”He laughed softly. “You make it sound like a business appointment.”“Would you prefer I send you a calendar invitation?”“Only if it comes with dinner.”Despite herself, Arabella smiled. It was the sort of exchange they had shared for years, easy and familiar. Sebastian had always known how to coax a laugh out of her, even when she was determined not to give him one.That was what made the uncertainty so uncomfortable. She knew the sound of his laughter, the little pause before he teased her, and the way he remembered insignificant details about her day. She did not know what he had been doing with a document connected to a twenty-year-old financial scandal.“Are we still on for dinner?” he asked.Arabella glanced at the time. “Wher
Arabella left her father’s house with more questions than she had brought with her.The morning air felt sharp against her skin, but it did little to clear her thoughts. Richard had confirmed that the old records were unreliable. He had admitted that the waterfront project had collapsed amid suspicious transactions. Yet he still seemed more afraid of what she might discover than of what had already happened to Montgomery Holdings.And he had told her not to show the document to Adrian.Naturally, Adrian was the first person she thought of.She slid into the back seat of her car and took out her phone. His number sat in her recent calls, a reminder of their last conversation and the way he had looked at her as though he could see every question she was trying to hide.She could call him. She could demand an explanation for why he had been so certain the past mattered.Instead, she locked her phone.She would not let either man decide what she should know.By the time she reached Montgo
What Her Father FearedArabella arrived at her father’s house the following morning, carrying the folder in her handbag.She had barely slept. Every time she closed her eyes, she remembered the silence that had followed her words the previous evening.I have a document connected to the project.Richard’s reaction had been immediate. The document had frightened him, and that frightened her more.She found him in his study, standing beside the window. A cup of untouched coffee sat on the table behind him. He wore a pale blue shirt and dark trousers, but shadows beneath his eyes made him look older than usual.“You came early,” he said.“You told me to come in the morning.”“I did.”Arabella closed the door. “Are we going to talk, or are you going to spend the morning finding reasons not to?”His mouth tightened. “You have become very impatient.”“And you have become very secretive.”“Arabella—”“No, Daddy.” Her voice softened at the familiar title, but she refused to retreat. “I know th
The room felt different after Vanessa left.Not quieter, exactly. The house had settled into its usual afternoon sounds: the low hum of the air conditioner, the faint clink of dishes somewhere downstairs, the distant murmur of traffic beyond the gates. But Arabella could no longer pretend the afternoon was ordinary.The folded paper lay on her bed where she had placed it. She had looked at it twice already, and each time the same details caught her attention: the names of Montgomery Holdings and Knight Enterprises, figures beside transaction references, and the heading that connected everything to the old waterfront development.It looked official enough to matter. It was also incomplete enough to be useless.There were no explanations, no signatures she recognised, and no clear indication of who had moved what money—or why. The repeated reference number bothered her most. Vanessa had said she found the paper in Sebastian’s car three days ago. If it was merely an old business record,
Vanessa arrived at the Montgomery residence twenty minutes later.Arabella found her pacing beside the sitting-room windows, her phone clutched tightly in one hand. Her usually composed friend looked unusually nervous.“What’s wrong?” Arabella asked.Vanessa slipped her phone into her handbag. “I need to tell you something.”“That much I gathered from your message.”“Arabella, I’m serious.”“So am I. You’re pacing around my sitting room like someone has threatened to bury a body in the garden.”Vanessa managed a brief smile, but it quickly disappeared.“Have you spoken to Sebastian today?”“Yes. We had lunch.”“How did it go?”“Strange. He admitted he knew about my father’s financial problems before I told him, but he claims he didn’t know how serious they were.”Vanessa looked away.Arabella noticed.“Why are you avoiding my eyes?”“I’m not.”“And you’re twisting your bracelet. You only do that when you’re nervous.”Vanessa stopped moving her fingers.“I think you need to be careful
Sebastian chose a quiet restaurant overlooking the Westhaven marina, the sort of place where businesspeople could speak in low voices without worrying about being overheard.Arabella arrived ten minutes early. She chose a table near the window and watched yachts drift across the water while she rehearsed what she wanted to ask.When Sebastian finally walked in, he wore his usual easy smile and carried a small bouquet of white roses.“For you,” he said, leaning down to kiss her cheek.She looked at the flowers before accepting them. “You didn’t have to.”“I wanted to.” He sat opposite her. “You sounded upset on the phone.”“My father told me about the old dispute between the Montgomerys and the Knights.”For the first time since he arrived, Sebastian’s smile faltered.Only for a second. Then he reached for the menu.“That old story? I thought your family had put it behind them.”“Apparently, Adrian hasn’t.”“Adrian has never been interested in letting anything go if he thinks it gives







