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The Three Million That Became an IOU
The Three Million That Became an IOU
Author: Golden Sakura

Chapter 1

Author: Golden Sakura
I was reborn a second before my arm was torn off. Facing the roaring machine, I felt a chill run down my spine. I took several steps back, just about to say, "I quit", when someone suddenly shoved me from behind.

I fell straight onto the machine. A searing pain shot through my arm and exploded across my entire body. Once again, I watched my arm get ground up like butchered meat.

"Oh, Zachary… How are you supposed to work and settle down after this?"

When I opened my eyes again, Mom was wailing by my side in the hospital ward.

The anesthesia hadn't fully worn off, so though the end of my arm was oozing blood, it didn't hurt at all. Despair washed over me. My heart felt like it was being twisted violently as I recalled just how close I had been to changing my fate.

Before I could even sort out my thoughts, the door swung open. The factory supervisor walked in. "Zachary, are you feeling better?"

Mom exploded the moment she saw him. "This is all your fault, Connor! You guys ruined his arm! You owe him everything!"

Connor Peterson was technically family—distant, but enough that he called my mom his cousin. He was also the one who got me this job at the factory.

"Calm down, Patty," he said, frowning. "What do you mean it was my fault? He was the one who violated safety procedures."

She froze. "What do you mean?"

He sighed. "We went through the surveillance footage. It shows that he violated the rules, which is what got his arm caught in the machine. And because of that, the entire factory has to shut down. I'm here to talk about how your family plans to compensate the factory for the losses, actually."

Mom looked even more flustered. It took her a long moment to register what was happening.

"What? My son lost his arm because of the factory, and not only are you refusing to take accountability, but you also want us to pay you? Oh, Lord. How are we supposed to live like this? You people are big bullies!"

She plopped down on the floor and started wailing again. Connor ignored her tantrum. He pulled out the bedside chair and sat down facing me.

"Zachary, your mom may not understand how things work, but you should. The machines in our factory are all imported from abroad. Even routine maintenance costs tens of thousands.

"Now, the machine's been damaged because of you, and repairing it requires flying in foreign engineers. That's all money. The production floor has no choice but to shut down.

"Usually, we produce hundreds of thousands' worth of goods a day. Add everything together, and the damages amount to three million dollars. HQ is not happy. They want someone to take responsibility."

His tone was stern, and the number was so huge that Mom forced back her tears in fear. "A-And how do they plan to make him do that?"

Connor replied, "Either Zachary pays for the damage, or he'll go to jail."

"H-How are we supposed to afford three million dollars?" Mom exclaimed, clearly panicked.

She grabbed his hand, almost collapsing from desperation. "Connor, we're family, aren't we? And you're the supervisor. Can't you talk to the higher-ups for us? Please don't make us pay. You know our situation… His father died early, and his little brother is still in high school…"

"Patty, do you think I wouldn't help if I could?" he replied.

Mom's helplessness was exactly what Connor wanted to see. He put on a troubled expression, adding, "I already talked to the plant manager. There's no way they can expect Zachary to cover the entire loss. That's why the factory will shoulder 90% of it, while your family only needs to pay 300,000 dollars."

Of course, 300,000 was still more than what our family could ever afford. It was practically like a death sentence to Mom. She cried and begged Connor to lower it further.

"I'm sorry, I'm not the boss. My word doesn't hold that much power, unfortunately," Connor said, then turned to me. "Actually, 300,000 isn't that much. Go out, work for a couple of years, and you'll earn it back. What do you think?"

"I think…" I looked at him coldly and said, "I won't be paying."
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  • The Three Million That Became an IOU   Chapter 7

    The incident went viral online. Under pressure, the company's headquarters quickly dealt with it.Not only did they give me three million, but they also promised me a comfortable position and guaranteed I would be taken care of for life. The company's reputation recovered fast. In fact, it was even better than before.At the height of all this, I refused the job and only took the money.Hearing that, Mom pursed her lips and sighed. "Fine… Now that you have three million, we can get Anthony into college, and we can all live together."She was already thinking about whether to get a three-bedroom or a two-bedroom apartment, but I cut her off, "I'm not giving any of this money to him."She froze. "Zachary, you can't just forget your family because you have money now. You know his situation. If you don't take care of him, how's he going to live? As his brother—""First of all, money can't buy him a spot in college. And second, just because I'm his brother doesn't mean I owe him every

  • The Three Million That Became an IOU   Chapter 6

    "Mom? What are you doing here?" I asked.Faced with my questioning, she grabbed my hand and pulled hard. "I told you not to make a scene! Why are you still here? Must you ruin your life over this? Mr. Wilson and Connor have been trying to protect you! They even paid out of their own pockets. Why can't you just let go of that money?"Every word she said felt like a stab into my heart. I couldn't take it anymore and shook her hand off."What nonsense are you talking about? They're the ones framing me! Why are you standing on their side? Did they promise you something again?"The moment she uttered her first words, I already knew Connor had brought her here. The factory never allowed non-employees in casually, and her timing was way too convenient."You're sick again, aren't you?" Mom barked, then struck me across the face.She turned toward Victor and started crying out, "You must be the CEO. It's all my fault that I didn't raise him right. He planned this whole thing himself. I ca

  • The Three Million That Became an IOU   Chapter 5

    After saying that, Victor patted my remaining arm. "Don't worry, young man. I'll make sure this gets resolved. Your compensation isn't just 30,000. It's three million. I'll have the finance department contact you and transfer it as soon as possible."The way he handled it so decisively and authoritatively caused the live stream chat to erupt with cheers. People were fawning over how attractive and amazing he was.Meanwhile, Mike went weak in the knees. "Mr. Armstrong, it's really not what you think. Please give me a chance to explain. Yes, I took the money, but it wasn't for myself!"He looked frantic. Everyone at the scene saw a man in his 50s forcing tears out of his eyes. "When his arm got caught, the machine stopped and was down for days! The losses were more than three million. I didn't pocket anything. It all went to cover the gap! And, and…"He choked and couldn't finish.Connor jumped in, saying, "Mr. Armstrong, you've really misunderstood him. The reason he didn't give th

  • The Three Million That Became an IOU   Chapter 4

    Mike and Connor froze. Victor walked over, his face kind and gentle. "Young man, are you one of our employees? You said you came to thank your plant manager. What did he do exactly?"From the look in his eyes, I could tell he knew exactly who I was.After all, an employee at one of his plants had lost an arm, and the company had agreed to pay three million dollars. Without his signature, that money wouldn't have hit the account that same night.He wanted a positive story, and his gaze oozed with admiration as he looked at me. Since he wanted to hear the truth, I wasn't going to act mysterious. Just as I was about to speak, someone covered my mouth.Mike leaned in and whispered in front of Victor, "Mr. Armstrong, you can't trust anything he says. He's not here to thank anyone; he's here to cause trouble. He got the compensation but doesn't think it's enough."Connor nodded along. "That's right, Mr. Armstrong. You can't believe a word he says!"Sure enough, after hearing them, Vict

  • The Three Million That Became an IOU   Chapter 3

    Mike's smile froze. "Okay… What else were you expecting?"Connor chimed in from the side, "Zachary, 30,000 isn't a small amount. Mr. Wilson even paid it out of his own pocket. How much more do you want?"I looked them both dead in the eye. "Three million dollars."The room went silent. A few seconds later, Mike exploded. "Are you out of your mind? Giving you 30,000 is already against the rules. How could you ask for three million? Just rob a bank at this point!"Connor joined in, "You're going overboard, Zachary. Three million? That's straight-up extortion. If we call the cops, they could lock you up. Just take the win, dude."That was when it hit me. These two were playing a game. One played the bad guy, the other the good guy. Most likely, they were working together and had already pocketed the three million for themselves.I let out a cold laugh. "If you think I'm extorting you, go ahead and call the cops. My arm got crushed, and it's considered a total permanent disability. B

  • The Three Million That Became an IOU   Chapter 2

    At that, Connor frowned in disapproval. "I know losing your arm sucks, but don't make decisions while you're angry. If you don't pay, you're going to jail—at least ten years. By then, your whole life will be over."He looked genuinely heartbroken, as if he were truly thinking for my sake. In my previous life, I was completely taken aback by his talks about the three-million-dollar damage and ten-year sentence. I let him talk me into signing that IOU. The next day, he came to me without a troubled expression and said he had been fired because of my incident. I felt extremely guilty toward him. After I got out of the hospital, I even went to thank him with gifts, only for his neighbor to tell me he had gone to a small town after being fired. I always thought he was living a hard life there.One day, while I was collecting garbage in a small town, I overheard him talking with someone. Apparently, right after my arm was crushed, the factory reported it to the headquarters. They were

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