Does A Library Book Returned Late Affect My Credit Score?

I forgot to bring a No. 2 pencil, so I filled out my SAT exam with a red pen. The proctor warned me it would count as cheating, and I just shrugged and told him it didn't matter. Tyson Jenkins, the school heartthrob who ranked near the bottom of the class, suddenly got anxious. In my last life, we went back to school to pick up our acceptance letters. I already had a guaranteed spot at Kingsford University. And yet, I was the only one who didn't receive a letter. Tyson had used a system to swap our exam scores. Because my score showed up as zero, Kingsford University revoked my guaranteed admission. I demanded a review of the scoring, but Tyson, who had suddenly become the top scorer out of nowhere, sneered at me. "Kieran, couldn't cheat your way through the exam this time, huh? Everyone knows you only got that guaranteed spot by cheating. You've got some nerve playing the victim!" I went to our homeroom teacher to clear my name. I never expected her to cry on camera and say, "I tried to talk Kieran out of it in private. It's not fair to the other students if he does something like that, but he used his family's influence to pressure me into staying out of it." Overnight, I was at the center of a storm. Before I could even explain, a group of fanatics dragged me up to the roof and shoved me off. When I opened my eyes again, I was back on the day before the exam.

(WARNING: CONTAINS EXPLICIT SEXUAL MATERIAL NOT INTENDED FOR VIEWERS UNDER THE AGE OF 18+) Evangeline Bramwell gets a 28 in an elective art course, sending her track record of straight As down the drain. Desperate to correct the grade, she seeks extra credit from her professor. When the opportunity to become his TA shows up, she jumps on the offer. Time makes it evident that this wasn’t a simple arrangement, and her heart began to stir for him. But he’s her professor. They can never be together. If this gets out… Professor Nikolai, running from a dark and bloody past, makes peace with his job as an art professor. When brilliant and innocent Evangeline shows up in his life, he’s filled with desires he has no name for. He wants to keep her close. Claim her. Mark her. Make sure no one ever touches her again. He doesn’t care that it’s wrong, or that he could lose his job. The moment he laid eyes on her, he decided that she belonged to him, rules be damned.

Quinn is everything I’ve ever wanted and never deserved. She’s the best friend, the best person, I’ve known in my entire life. Problem is, there’s always someone between us: Nate, our other friend. I know Quinn's heart is mine, but she cares for him, too. Oh, and then there’s my other love-football. With all of these obstacles, sometimes it feels like Quinn and I will never find our happy ending. But I’m not giving up on us. Contains sexual scenes and explicit content; recommended for those 18 and over.KEEPING SCORE is created by TAWDRA KANDLE, an eGlobal Creative Publishing Signed Author.

A month before the SATs, I, Jenny Reid, could see my score. Literally. It was just floating right above my head. But there was a catch. Every time I cracked open a prep book, my score would drop by ten points. But if I skipped a day of school? It jumped right back up by ten. So, I played the system. For a whole month, I barely lifted a finger. And on the day of the test, the number glowing over my head was a solid 1560. When the scores finally dropped online… I'd scored a 500. And the 1560? That was my little sister Patricia's score. My parents lost it. As punishment, they got me a grueling night-shift job at a local electronics factory. That first night, a bunch of guys I'd never seen before cornered me in the parking lot and beat me half to death. Fading in and out of consciousness, I heard my sister's voice right by my ear. "You just had to one-up me, didn't you? Thought you were so smart… but you never figured out I was the one controlling that number over your head." The truth hit me like a physical blow. The score had been her trick all along. I opened my eyes—and I was back. One month before the SATs. The number above my head read exactly 1300. "Hey," my sister said, all fake sweetness. "Want to study together tonight? We can go over the practice tests." I looked at the stack of papers in my own hands. Without a word, I pulled out my lighter and set them on fire right there in the driveway. "Exams are coming," I said, watching the flames. "I'm not studying." My score ticked up to 1310. My sister's face was this perfect mask of disappointment, but the second I turned away, I caught the sly smile she couldn't quite hide. She had no idea… the real performance, the one I'd been rehearsing just for her, was finally about to begin.

The results of the arts entrance exam have been released. All seven colleges that my best friend, Nicole Porter, applied to have rejected her. If she wants to get into college, she'll have to work hard on her general admission exams. So, I seek out my boyfriend, Preston Nolin, who's the top of our year, and ask him to tutor Nicole. However, Preston, who has always been mild-tempered, seems extremely reluctant to do so. "Fi, you've helped Nicole out far too many times over the past few years. When she couldn't pay her school fees, you were the one who paid them for her using the prize money you won from the competitions. "When Nicole's sexist parents caused a ruckus at school, you were the one who called the police on them. But because of that, her family got their revenge on you and almost left you blind in your left eye. "Now, Nicole can't even get into any of the seven colleges she applied to. Since she's not book-smart, she should just drop out of high school and find a job. This outcome is the best for everyone involved." Preston and I have been in a relationship for three years. Yet, this is my first time getting mad at him. "Nikki is my best friend as well as the most important person in my life! You're not allowed to badmouth her like this! Since you don't want to help her at all, then we might as well break up!" In order to avoid breaking up with me, Preston has no choice but to comply. Later on, Nicole's grades keep improving by leaps and bounds. I've also worked hard in my studies, resulting in me getting pretty decent grades in my College Entrance Examination. In fact, I've hit the threshold where I can attend one of the most prestigious colleges in the state with Preston. But when there's barely a minute left before the deadline is up, Nicole changes my dream college to the top college in the country, one that I'm definitely not qualified for. As for Preston, he just watches Nicole tamper with my application without showing any intention of stopping her.

When I was in the early stages of brain cancer, my parents begged me to give my sister one of my kidneys. They also told me to give them the money I had saved for my treatment. When my sister left the hospital, it was her birthday. My parents threw her a party while I lay in a hospital bed trying to get better. Later, when my mom found out I had late-stage brain cancer, she begged my sister to give me a kidney. My sister said no. So, on the day of my funeral, my mom buried both of her kidneys with me.