A Life Debt Repaid Novels & Stories

I blinked rapidly, thinking maybe I was imagining it, but no - the zero balance was right there in black and white. My hands started to shake as the magnitude of this gift - this unbelievable gift - began to sink in. I had been working two jobs on top of my clerkship, barely scraping by paycheck to paycheck, just to make the minimum payments on these loans. At the rate I was going, it would have taken me at least 10 more years to pay them off. But now, with one extravagant gesture, Declan had wiped my debt clean. I was free. The relief was so immense it brought tears to my eyes.

"We're here on behalf of Consolidated Debt Solutions. You've missed three payments on your outstanding balance. We need to discuss repayment options." My hands started shaking. I gripped the doorframe. "I told your office I'm working on it. I just need more time." "You've had time, Miss Ashford. Six months of time. The balance is now forty-seven thousand dollars with accumulated interest and fees." Forty-seven thousand. It had been thirty-five thousand when Dad died. How did it grow so fast? "That doesn't make sense," I said. "The original debt was for his medical bills. Thirty-five thousand. I've been paying what I can."

THE DEBT Sophia Martinez sat in the upscale office overlooking Central Park, trying not to panic as she looked at the number on the document in front of her. $150,000. That's what she owed to Blackwood Private Capital, a private lending firm that had given her a business loan two years ago when no bank would touch her startup. The business had failed. Spectacularly. And now the loan was due, with interest compounded, and Sophia had exactly $3,847 in her bank account.

My Alpha aura almost leaked out uncontrollably. I yanked her up. "What nonsense are you talking about!" She struggled free, sinking back to her knees. Her voice trembled, but she forced out every word, "I know Silverlight used a lot of Ironthorn funds after bankruptcy. I'm not running from the debt. I can sign a repayment agreement. My parents and brother will sign copies too. I will find a way to repay that million dollars." My breath hitched in my chest. My vision felt pulled taut from both sides.

He didn't argue. He knew that even if I returned this small amount, he had covered more than one billion dollars in debts for my family and we were yet to pay that. “And before you talk about the balance, I’ll find a way to repay that too,” I said and he smirked. “Repay one billion dollars? Please don’t make me laugh. Even if you sold everything you have now, I’m certain you can’t repay such an amount in this lifetime. You’re stuck with me, Ari.” He said I could feel myself fuming in anger.

"Hello, everyone. Last night, a woman called in saying that she wanted to break up with her boyfriend who funded her education, promising to repay every cent she owes. Does anyone remember that?" The moment I said that, the comments section exploded. "Oh? More gossip? Is this the boyfriend from yesterday?" "Honestly, I don't blame that woman. If there's no love left between them, why not pay him the money back and part ways?" "Women like that are heartless. That's what they always do after getting rich—they cut off the people they love. How can anyone still be on her side?" I watched the rapidly climbing viewer count, my fists tightly clenched. I raised my voice. "I've got her handwritten le

“Dad, what platform did you borrow the money from? If the interest rate exceeds legal limits, we can take legal action. We only have to repay the lawful amount.” Dad suddenly slammed his hand onto the table. “You ungrateful girl! Stop changing the subject! I only want one answer. Are you paying back this debt or not?” Mom tightened her grip on my hand. “Harper… you're our only hope…” Sixty thousand dollars. I clenched my teeth. At worst, I’d just have to work more overtime. However, this time, I didn’t agree outright. I only said I’d try to figure something out.

When I was ten years old, my parents died in a car accident. Our relatives came to the funeral home, cried, and left as though they had just finished a chore. Only my aunt stayed behind. She handled all the funeral arrangements and took me home with her. "Don't you worry about your parents' debts, sweetheart. I'll take care of them." Back then, I did not understand what debt meant. Then one day, long after I had grown up, I stumbled across a ledger in her drawer. It listed names, amounts, and dates, all recorded down to the cent. I was so moved that once I started working, I kept only enough to live on and gave the rest to my aunt to pay off the debt. While I was on a work assignment ou

“If I complete the full thirty-six months, the debt is permanently discharged. If I leave early, the whole seven million comes back. That isn’t a settlement. That’s a leash.” “It’s insurance.” “It’s a leash with a bow on it.” The corner of his mouth moved. It wasn’t quite a smile, but it was the first thing in that room that looked like it might be alive. “Most people find it after they sign.” “My father didn’t.” “Your father never found it at all.” I let that one sit, because I didn’t know where to put it yet. “Prorate it,” I said. “Every month I serve reduces what comes back. Only the remaining balance of the original debt. No interest. No penalties.”

The school bully bullies a female student, then pins the blame on me. I immediately call the police, only for my own mother to give testimony for him instead. "You may be my son, but I can't bend the law or cover for you! What you did was against the law. I'll only have you sent away for a few years to straighten you out." Due to her false testimony, I am thrown into prison for three years. Three years later, my mother looks at me with remorse and says, "I owed the bully's father my life. You've paid off that debt with three years of your life. From now on, we can put everything behind us and live a happy life!" Upon hearing her words, I scoff and throw my lawyer's complaint at her. "No,