Insurance-in-a-box Novels & Stories

The Don of the Falcieri family was assassinated by a rival family, leaving behind his widowed wife, Livia. His younger brother, my husband Caius, took his place as Don. With the title came a duty: to secure the Falcieri bloodline by putting a child in his brother's widow. "Alessia's been barren for years. It falls to Livia to do what she couldn't. The Falcieri family cannot be without an heir." The Madre's voice dripped with scorn. Caius held me close, whispering promises. "As soon as Livia is pregnant, I swear I'll never touch her again." "Alessia, you're the only one I love." Three months, and he hasn't set foot in our bedroom. After he ignored me in front of everyone, choosing Livia time and time again, I finally left. I took what was mine and left one thing behind: a DNA test. It was my final gift to Caius.

On the day the SAT results are revealed, the fake heiress, Layla Sanders, colluded with our homeroom teacher, Richard Hoffman, to report me for cheating during the exam. When I stared at both copies of the exam papers that showed the same steps and formulas, I couldn't defend myself at all. In order to preserve Layla's pride, my own parents actually forced me to admit to stealing the exam questions in advance. Then, they had me forcibly admitted into a mental asylum. The Sanders family claimed that I had gone crazy just so they could keep this particular skeleton sealed in the closet. They abandoned me, letting me be tormented endlessly in the asylum. When I finally escaped from the asylum, I died in a car crash that was meticulously staged by Layla. Only on the verge of my death did I finally realize that the so-called "blood is thicker than water" mentality was nothing compared to a tear shed by Layla. The moment I open my eyes again, I've gotten reborn in the exam hall. This time, I choose to submit my exam paper without anything scribbled on it. I'd like to see just how someone with a total of zero points can possibly copy off the so-called top scorer of SAT.

Since I can remember, I have been a liar. That is the conclusion my mother made about me. After my twin brother, Daniel Benson, and I are born, she becomes obsessed with a so-called scientific parenting method. So, she puts a lie-detecting collar on each of us. Whenever we lie, the collar lights up in red. The moment it turns red, she presses a remote and shocks me. She says it will help form muscle memory to correct the bad character in me. Daniel's collar is always green. Even when he tears my mom's favorite clothes to shreds and calmly claims a dog does it, the collar still glows green. But I am different. Even if I just say, "Mom, I’m thirsty," The collar would suddenly flash a blinding red light. Then, a current shoots through my neck and into my body, making me tremble in pain. At first, I try to explain. But my mom always says the same thing. "The machine doesn't lie. You have to feel pain to learn. I'm doing this for your own good." After being shocked thousands of times, I slowly start to believe that maybe I am truly born a liar.

The ambulance’s siren blared as it sped toward the hospital. But an obnoxious power-walking mob blocked its path at the entrance of our residential area. As a result, the ambulance could not leave the area. I got out of the car to negotiate with that group of power-walkers. I immediately recognized that the woman who led the mob was none other than my mother-in-law, Miranda White. “Miranda, the illness of someone important to me has flared up. He’s in critical condition! “Please get these people to move and let the ambulance pass! Quick!” I was frantic with worry. But Miranda shot me a sideways glance and jumped to conclusions. “He should’ve died a long time ago! “He’s your father. What gives him the nerve to interfere in Caleb’s marital home?! If he’s sick, he deserves it!” Right after she finished her sentence, she waved her arms and called more people over. The number of people joining the power-walking mob continued to increase. They packed the road so tightly that it was completely blocked. When it became clear the ambulance could not possibly leave the area, Miranda shot me a smug glance. She picked up her phone and said in a coy voice, “Honey, what are you doing at home? Come down and join me for a power walk! Getting some exercise is what matters most for your health.” Inside the ambulance, the phone screen next to the patient lit up for a moment, then went dark again. It was not my father who had collapsed.

“I have some trash to take out.” Hailey’s faint smile didn’t reach her eyes as she turned towards her best friend.“Will you help me, Iris?” Iris pouts in confusion, she had no idea what Hailey meant. “ Trash?What are you talking about?” “You can help me take out my trash right?” Hailey remained persistent. “You’re my best friend Iris…you’ll help me, won't you?” What Iris didn’t know was that Hailey wasn’t talking about garbage, she was talking about betrayal! ******************************** Betrayed by the two people she least expected;her husband and her best friend. Trapped in a loveless marriage, poisoned in secret, and discarded like she was nothing. Hailey thought her story had ended in cold blood and regret. But death wasn't the end,it was only the beginning. Reborn with the knowledge and scars of her past life,she has only one mission; take back her life and destroy theirs. This time,she won't be the naive woman who lost everything…she'll be the mastermind pulling the strings.And when revenge comes, it won't just be sweet…it will be devastating! Yet, fate has its own cruel twists, and as Hailey reshapes her destiny, she finds herself caught in a battle of love, betrayal, and power that could cost her everything once more.

After her step sister ran away from her marriage to the billion-dollar heir, they took Emerald Jane Campbell as a stand-in to fill the void her stepsister left. Forced by her greedy mother, Emerald can't do anything but to follow. She was tied to the disabled billion-dollar heir for three years and all she got was cold treatment from him. Years later, a kidnapper appeared in their lives. The kidnapper threatens the life of Emerald until Jude Rafael Sanders— the billion-dollar decides to do what it takes to protect his wife, Emerald. Secrets began to unravel one by one. But what if Jude finds out his beloved wife was conspiring to the kidnappers? Find out how tension intensifies in their roller coaster marriage.

“I was promised to his son… but his touch is all I crave” I never thought I’d see him again. I thought my biggest mistake was losing my virginity to an attractive stranger. Turns out, the actual mistake was me signing a contract to marry his son. One reckless night in New York with a powerful, older-looking mysterious man should have been nothing more than a secret buried deep in the ground. But when I’m forced into an arranged marriage to secure a dangerous alliance, I realize my sin has come back to haunt me. Because the man standing at the head of the family table, the one who is watching me with dark, knowing eyes and a cold smirk is the same man who once had me beneath him. Now, he is not just a forbidden temptation. He’s my future Father-In-Law. I am now trapped in a contract I can never escape, caught between duty and desire. But in a world filled with duties, love might be a deadly game, and I just became the most dangerous game on the board.

When we're playing cards during the holidays, my cousin, Owen Thompson, suddenly calls it boring and tells us that he wants to make a big gamble. Then, he tosses his BMW keys onto the table and asks if we're bold enough to follow up with our own bets. I know that Owen is just trying to flaunt the fact that he's bought himself a BMW. Everyone is stunned by his antics. They quickly say, "This is just a game. We're not going to bet anything else." After that, they start complimenting how amazing Owen is to be able to own a BMW at such a young age. I, on the other hand, hesitate to do so. After all, my trump cards are a set of Ks. Having gotten his ego boosted by the compliments, Owen is about to flush the deck when I put my car keys belonging to a cheaper, rundown car. Then, I mumble, "I'm going to follow up with a bet of my own." Everyone falls silent at my statement. They just stare at me in disbelief, whereas Owen widens his eyes out of shock. Almost immediately, things grow heated between us. The moment both of us place our car keys onto the betting table, our feeble relationship as cousins is quick to vanish. But I don't regret my decision. Owen is the one who has decided to bet his BMW, after all. Since he's capable of being this ruthless toward his own relatives, I might as well not give a damn about his feelings at all. Owen lets out a cold chuckle before saying, "How much do you have in that pocket of yours, huh? You really think you can scare me, chump? I have a BMW, for crying out loud! You should gather more money first before placing your bet! Don't go around scamming others with just a shitty car!"

What’s worse than catching your boyfriend cheating? Falling into bed with a billionaire to get revenge… and ending up pregnant. ***** Daphne thought the worst part of her week was walking in on her boyfriend tangled up with someone else. she was wrong. The real humiliation? Facing them both the very next day at her art exhibition—with the other woman on his arm. As if curating the biggest show of her career wasn’t stressful enough, now she’s stuck smiling through the pain while her ex flaunts betrayal in front of billionaires and buyers who could make or break her future. But when her ex gets a little too smug, and the crowd watches a little too closely, Daphne makes a snap decision. She grabs the nearest man. Kisses him like she means it. And pretends she didn’t just burn every bridge behind her. Only… the man she uses to deliver her revenge? He’s pasha. Reclusive billionaire. Art-world kingmaker. And the man about to drop five million dollars at the auction. One night with him was supposed to be reckless and forgettable. It turns out to be unforgettable—for all the wrong reasons. Because weeks later, Daphne’s world tilts again. She’s pregnant. And the baby’s father is a man who’s never let anyone close… and isn’t used to losing control. Now she’s caught in a dangerous game of secrets, desire, and consequences—where love was never part of the plan, but fate has other ideas. And the closer Pasha gets, the harder it becomes to remember who used who first. He gave her one night. She gave him an heir. But what happens when the fallout costs more than they’re both willing to pay?

My mother-in-law, Kylie McGowan, told me that she wanted to experience the life of the younger crowd, so I took her to my husband Jerome Callen's newly opened upscale bar for a quiet drink. I had just ordered her a signature cocktail when a woman from the booth across the aisle sauntered over, wine glass in hand. Her eyes flicked over the menu on our table, and she laughed mockingly. "Seriously? You ordered the cheapest drink on the menu? Did you bring this old lady here just to enjoy the free AC? People like you should stay in the gutter. This place isn't meant for penniless people!" I rose to my feet, holding back my temper. "We're paying for our drinks here. What does our drink choice have to do with you?" But she suddenly snapped, grabbed a half-finished beer bottle off a nearby table, and swung it at my head. "My husband's the owner of this bar! I could smash your skull in and still afford the damages! Get out, you pauper! Don't be an eyesore here!" I wiped the liquor off my face as my entire body shook with anger. Then I turned away, started my livestream, and spoke directly to my followers. "Look here, everyone! I'm going live to catch a cheater. Let's go explore my husband's other home."