Insurance-in-a-box Novels & Stories

Lazing around has never been a bother and, to say, a hindrance to Josh's life. In fact, as far as he believes in, he's already living with it. The only time he felt a bit of excitement was the first time he had discovered his power. However, it only happened once, and it has been five years since then. He's already twenty-two and indifferently considers it as a thing in the past. As he continues his normal life teaching students, he gets acquainted with the teachers in the new faculty he's in; one of whom is Jelly. He also meets a newly-hired teacher who inspires him in a way to become a better version of himself. Things are going well for them—until the day of the student council's retreat. A strange phenomenon hits them, and it changes their lives, permanently. Josh and Jelly are part of the select teachers who embark with the student council for Bantayan, where everything unfolds. They soon find themselves in tight situations and shocking revelations are unearthed as Josh unravels the secrets of his dormant power.

When billionaire Victor Ashford dies before Christmas, his will forces estranged daughter Emma and son Adrian to live together in a Swiss chalet and co-manage the family empire for one year—or lose their inheritance. Emma has hidden her sexuality as a lesbian for years. Adrian's playboy reputation masks his truth as gay. They start as enemies under the same roof. But as snow falls and temptations arrive, everything changes. Emma is drawn to three women who see through her walls. Adrian finds himself caught between three men who ignite desires he's denied. This Christmas came with secret encounters, jealous lovers and corporate warfare. And when hiding becomes impossible, they become unlikely allies—covering for each other's forbidden passions while fighting for their inheritance. This Christmas, love demands they risk everything. ⚠️ WARNING: Explicit sexual content from Chapter 6. LGBTQ+ romance (FF/MM). Polyamorous themes. 18+ only.

I am not a mermaid but with only a simple touch, I can make someone forget about me. I am not a time traveler, but I am very prone to waking up to other people's bodies, a different scenario, and a different timeline. If someone will ask me who I am, my only answer will be... I am someone lost in time.

Eleanor always wanted a fresh start. She was raised in the mafia and was constantly exposed to guns, death, and blood. On the night she is kidnapped by an infamous Don, she manages to escape. But instead of going back to her old life, she decides to start a new one. She runs into the city of Rome and her true passion and love for food are sparked. When she meets Dante Santa Cruz, she no longer believes that anything can return her to the world she fled. But how could she forget that she was the daughter of the mad queen?

Was lust equal to love or greater. She hates him yet her body sings at his touch, She despises him yet eager to warm his bed at night. Rayna couldn’t love the bad guy but she could want him, right? Sex was no longer enough for Carlos. He wanted Rayna’s body. As well as her heart. Theproblem was how to go about it.

I've been married to Shawn Ford for three years, and he's humiliated and insulted me throughout. When he's with his friend, he brags, "The woman my Uncle Cameron can't have is licking my boots. I want to laugh whenever I see her sucking up to me." It wouldn't ever occur to him that I'm frequently in his uncle's bed, covered in hickeys and love bites he leaves on my body.

Cole is sentenced to jail for a crime he didn't commit, in there he learns weakness cannot be an option. he meets Aaron, what starts as a lust-hate relationship between both men gradually takes another form with time.

She is a to die for beauty, twenty-seven years without a husband or boyfriend, her first love who she never got to make hers is the only man she has ever learned to love and was it. People have been calling her a spinster unknowingly o her. And the first day someone calls it to her face, it was him, the most wanted bachelor in the country. But no one knows him, he is a mysterious man known worldwide but no one knows his real identity. Her rock-hard heart skips when she hears his voice for the first time, “You are mine for tonight, spinster Kira” “Then you will be my boyfriend, I am no spinster.”

The doctor said I only had three days left to live. Acute liver failure. My only hope was an experimental clinical trial. It was extremely risky, but had the faintest sliver of a chance to survive. But my husband, David, gave the last available spot... to my adopted sister, Emma, also my daughter’s godmother. Her condition was still in its early stages. He said it was the "right decision," because she “deserved to live more.” I signed the papers to forgo treatment and took the high-dose painkillers prescribed by the doctor. The cost? My organs would shut down, and I would die. When I handed over the jewelry company I’d poured my heart into, along with all my designs, to Emma, my parents praised me, saying, “Now that’s what a good big sister should do.” When I agreed to divorce David so he could marry Emma, he said, “You’ve finally learned to be understanding.” When I told my daughter to call Emma ‘Mom,’ she clapped her hands and said, “Emma is such a gentle and kind mother!” When I gave all my assets to Emma, everyone in the family thought it was only natural. No one noticed anything was wrong with me. I’m just curious. Will they still be able to smile when they find out I'm dead?

Karen spent her life believing that outside the walls of Saint Mary’s orphanage, the world would finally be good to her. At eighteen, she got a job at a luxurious chain of hotels and casinos in Las Vegas—and met Peter Sterling, the perfect heir: rich, handsome, and kind. But on the night she thought he would propose, she discovered the cruel truth—Peter had only approached her for one reason: he needed her kidney to save the life of his actual girlfriend. In a panic, Karen ran away. And by chance, got into the wrong car. The car belonged to Sebastian Sterling—the bastard son of the powerful Sterling family and Peter’s brother. Cold, calculating, and mysterious, Sebastian offers her protection... in exchange for a sham marriage. But what seems like a refuge soon turns out to be another trap. Because in Las Vegas, nothing is what it seems — and every deal has a price.