Insurance-in-a-box Novels & Stories

My twin sister, wanting to be with her thug boyfriend, secretly planned to apply for a junior college. When I could not talk her out of it, I told our parents and managed to stop her. However, just a month into the new semester, her thug boyfriend cheated on her. She left a suicide note, blaming it all on the long distance between them. She wrote that if she had gone to that junior college, her boyfriend would never have cheated. Grief‑stricken, my parents turned all their rage on me. "You wretched girl, this is all your fault for meddling! What business was it of yours which school your sister went to? Even if she didn't go to college, we could still support her. We didn't need your big mouth!" "If it weren't for your spiteful tongue, your sister wouldn't be dead!" "We were cursed to have a vicious, unfilial daughter like you!" They locked me in her room, ordering me to repent. Then they took her ashes on a trip, saying they wanted her to see the beautiful mountains and rivers she never got to visit in life. A month later, they returned from their travels to find me long dead, starved to a withered husk in front of my sister's photo. Their eyes held no grief, no guilt, only a faint, scornful curl of the lips. In their eyes, my death was nothing more than justice served. My broken soul saw their icy expressions, and despairing tears burned my eyes. Then my sister's familiar voice rang out again: "What business is it of yours which school I go to? You're just jealous that I have a boyfriend, aren't you?"

My son was no longer with us. His heart, while he still breathed, was cruelly harvested and given to someone of influence—Michele Finnen, the wife of Scott Langley. Just because she had heart disease and was powerful, she sent people to snatch my son away. As an orphan and now a single mother, my son was all the family I had. He would curl up in my arms and whisper, "Mommy, don't be scared. I'll protect you when I grow up!" He was the center of my universe. Consumed by a seething hatred for Michele, I craved vengeance. I was determined to reclaim my son's heart myself, ensuring he would leave this world whole. To do that, I set my sights on Michele's husband, Scott. He was still enamored with his first love. But fate played a cruel joke: suddenly, out of nowhere, that very woman experienced a car accident. And the strangest part? I looked almost just like her.

I am not a mermaid but with only a simple touch, I can make someone forget about me. I am not a time traveler, but I am very prone to waking up to other people's bodies, a different scenario, and a different timeline. If someone will ask me who I am, my only answer will be... I am someone lost in time.

In the heart of New York City, the NYPD never sleeps—and neither do its secrets. Detective Jocelynn Sanchez is all sharp edges and silence. Closed off, cold, and constantly on guard, she’s built walls few have dared to climb. Her time at the academy left her scarred, thanks to a group of recruits who made it their mission to break her spirit. Now, years later, she’s forced to join a new unit—led by none other than Andrei Smirnov, friends with the men who put her through hell. Andrei has always wanted to work with Jocelynn, though she has no idea. Unlike his friends, he saw her strength back then—and admired it. Her arrival on his team feels like fate. But earning her trust proves harder than expected. She barely speaks, avoids everyone except her one friend, and seems to carry a past she’ll never share. Still, Andrei is patient. An open book with a big family and an even bigger heart, he slowly begins to break through Jocelynn's defenses. And in doing so, he discovers the truth: she’s not cold—she’s protecting herself. Jocelynn sees that Andrei isn’t like the men who hurt her. He’s kind, steady, and genuinely wants to understand her. But there are secrets she won’t risk exposing—not even to him. Like the fact that her godfather is their precinct captain, or the real reason she cut ties with her family. As cases grow more dangerous and their bond deepens, Jocelynn must decide if she can finally let someone in. Shadows in Blue is a slow-burn detective romance about trauma and trust, told from both perspectives.

A love story between a cold-hearted mafia and a slut After being close to paying off her father's debt Melanie was sold to the cold-hearted mafia Who was seeking for revenge

Karen spent her life believing that outside the walls of Saint Mary’s orphanage, the world would finally be good to her. At eighteen, she got a job at a luxurious chain of hotels and casinos in Las Vegas—and met Peter Sterling, the perfect heir: rich, handsome, and kind. But on the night she thought he would propose, she discovered the cruel truth—Peter had only approached her for one reason: he needed her kidney to save the life of his actual girlfriend. In a panic, Karen ran away. And by chance, got into the wrong car. The car belonged to Sebastian Sterling—the bastard son of the powerful Sterling family and Peter’s brother. Cold, calculating, and mysterious, Sebastian offers her protection... in exchange for a sham marriage. But what seems like a refuge soon turns out to be another trap. Because in Las Vegas, nothing is what it seems — and every deal has a price.

Twenty-five years old Ashley Zoryana was born and raised in the middle state, wife of Andriy Norman and a proud mother of Katie, her sweet little fairy princess. Her life was not the perfect one but with her husband and child, everything was more than perfect... There was nothing else she could ever wish for. Andriy is a soldier, working in the middle state Army force. Sworn to protect his country. He got caught up in the war between the Middle state and Northland leaving behind his beautiful wife and child. Ashley thought her life was perfect, not until the news about her husband's death came flying like a dove, chirping like a parrot in her ears. She thought all was over and was willing to live her life with her daughter but fate was way cruel, taking away her fairy princess land eaving her with nothing to hold on. to She was chased away from her husband's home by her stepmother Ivanna who has never liked her since the very beginning. Jolly, Andriy's sister was happy and ready to make her life a living hell. Alina, her best friend stood by her through it all. Ashley blames herself for her child's death and decides to work with the children's hospital, hoping to right her wrongs. She came in contact with a little sick boy, Kayden, son of Anton, the well-known billionaire finds herself falling for him without realizing it. Beckon to her, he was her one nightstand. She was willing to let herself consume in her newfound feeling not until Andriy popped out of the blue, setting her in a state of confusion as she found herself stuck between both men. Will she choose Anton whom she's come to love or Andriy whom she's never stopped loving?

This Christmas, Elora discovers the one thing more dangerous than the monster in the snow… is the truth buried in her blood. When Elora returns to her family’s remote winter lodge for the holidays, she expects awkward dinners, annoying relatives, and too much peppermint hot chocolate. She doesn’t expect glowing eyes watching her from the forest or a beautiful, terrifying stranger whispering her name through the storm. They call him “The Winter King” a forbidden, ancient being who chooses one mortal bride every generation. A bride he marks.A bride he claims. A bride he hunts. And this year, he chooses her. As secrets erupt, doors splinter, and frost creeps beneath her skin, Elora is forced into a deadly game of desire and survival. Her uncle reveals the truth: their bloodline has been hiding from the Winter King for centuries and LIORA was never supposed to exist long enough for him to find. But he has found her and he will never stop.Because the moment he spoke her true name,she became his. Now, trapped between a family that lied to protect her and a dark, magnetic creature determined to claim her soul, Liora must decide,it's either she Runs,Fight,or surrender to the forbidden bond pulling her toward him… even as the snow outside turns red.

I die in the basement after being burned by acid. My family doesn't recognize me, and they don't call the cops. My mother picks up the scalpel that hasn't been used in years and debones me. My father excitedly mixes my skeleton with concrete and turns me into an exquisite statue. My sister uses the sculpture she's made out of my flesh and portrays herself as a genius sculptor whom everyone admires. Later, the sculpture is shattered, revealing half a broken finger inside. That's when everyone panics.

For years, Sophia Lark has been married to Lucas Anderson but their marriage is a sham. On the outside, they appear like a perfect couple but behind closed doors, their union is a prison to her. Suffocated by Lucas’s cruelty and indifference, Sophia had spent years fading into the background and enduring his coldness.Everything changes when Lucas’s company is taken over by a new CEO—Julian Gray who is known for his ruthless business mind. Julian and Sophia cross paths during a charity gala. Unlike her husband, his gaze lingers, seeing through the mask she’s forced to wear. She can’t deny the sizzling attraction between them.With his quiet confidence, Julian challenges Lucas for Sophia’s affection. He offers her a glimpse of something she thought was lost—desire, freedom, and a chance to be seen. But stepping into Julian’s world of wealth and influence comes with risks. He’s got secrets of his own and a toxic supermodel ex who is hellbent on winning him back.Then there’s Lucas too, who refuses to let her go without a fight. Sophia finds herself trapped between two powerful men. She must decide if she’s willing to risk everything for a chance at escape—or if she’s only trading one cage for another.