Unpayable Debt Novels & Stories

Warning: This story contains strong language, explicit sexual content, and mature themes. Reader discretion is advised. I loved Derek Savage for six years, believing he’d be my mate someday. But when one reckless debt threatens his life, it leaves me no choice but to beg his older brother, Reign, for help. Reign’s deal is simple: he’ll pay Derek’s debt. In exchange, I become his. For six months, I belong to the one man I should never want, my future stepbrother, my Alpha, my forbidden craving. And the worst part? Every time he touches me, I stop caring about right and wrong.

Gale Armstrong is studying a degree in Medicine. All she has to do to finish the degree is write the exams. However, being a student comes with a lot of expenses and a lot of money Gale does not have. She is in a large amount of debt, due to the piled up student loans, she has to use in order to pay for college. So, she started working as a personal assistant to Aidan Johnson for the past year, to try and pay off her studies, but things did not quite go to plan... Aidan Johnson. He's cold, arrogant and one of the richest men in the country. He gets everything he wants. Everything except Gale, and he will stop at nothing to get what he can't have...

Sin, a manipulative, flirty demon king who is determined to get what he wants and what he wants, is her. Amaya, a fiery beauty who tries to blend into the background and fails as two men are drawn to her and fight to make her theirs. Lazarus, a socially awkward and abused demon wanting to break free of his mother's grasp and be free to be with the woman he loves. A fight for a throne and a debt needing to be repaid the three are thrown into an adventure of a lifetime as they travel in time, and between Earth, Hell and Heaven's planes in an attempt to save magic, the throne of hell and correcting the mistakes of the past. Loyalties are tested and mistakes are made as they learn more about each other and what the truth really is.

My husband worked overtime in the studio and suffered from an explosion. His body was blown to pieces. When my bestie frantically told me the news, I just nodded calmly. She called and texted me nonstop. She urged me to go to the site to recognize my husband's body. I blacklisted her and bought a ticket to go abroad. In my previous life, when I heard the news, I stopped at nothing and rushed to my husband's studio. However, I only saw my husband's cold ashes. My bestie said that my husband had poured out his troubles to her once. My husband said that I had run up a mountainous debt for gambling. He wanted a divorce, but I threatened him that he would have a sky-high debt if he divorced me. Even my mother cried and accused me of often going to the casino and taking men home at midnight. But none of this was true. I treated my husband very well; just a few days ago, I gave him a million-dollar watch as a gift. And I had never done anything related to gambling. Facing their accusation, I chose to call the police to prove my innocence. However, the police discovered my diamond necklace at the explosion site, where forensic experts also found my fingerprints. I failed to prove my innocence and became the heinous murderer who killed my husband. My mother took me to court for justice and took over my business empire. In jail, I was retaliated and died. When I opened my eyes again, I regained my life on the day when my husband suffered from the explosion.

Rachel is the first daughter of the Bright family.She is made to do everything to please her family because she is always threatened by her father to be disowned. While Grace, her sister, gets whatever she wants on a platter of gold with the help of their mother, which made Rachel wonder why her mother loves her sister so much that she can sacrifice anything for her.Rachel is forced to marry Lawson the CEO and owner of Lawson Groups by her parents for their selfish interests not considering her happiness. She was made to marry Lawson because of the debt her parents owed him, on the other hand, Lawson was not in love with Rachel but only wanted her as a sex slave. Discover how Rachel handled the whole situation.

Cooley Raymond’s life falls apart after his father’s business collapses and his sudden death exposes hidden tax fraud. Forced by his greedy relatives to serve his father’s prison sentence to protect his younger brother, Cooley endures two brutal years behind bars, surviving through silence. Upon his release, he is immediately targeted by gang members collecting his uncle’s gambling debt, with Cooley offered as payment. Just as he is about to be taken, a mysterious and powerful stranger intervenes, saving his life only to reveal he knows Cooley, making it clear that this rescue is no coincidence and that a far more dangerous chapter has just begun.

Warning: This collection contains explicit adult content, including intense power dynamics, dominance/submission, dubious consent themes in fantasy context, BDSM elements, age-gap scenarios, breeding kink, group play undertones, and graphic sexual situations. Strictly for readers 18+. All stories feature consenting adults in fictional scenarios. In this scorching anthology, eight ruthless, ultra-wealthy billionaires each claim total ownership over the woman who enters their world—whether through debt, auction, obsession, or sheer predatory desire. Every novella stands alone, delivering a different flavor of erotic heat while threading the addictive "owned by the billionaire" fantasy throughout. Dive into whichever kink calls to you... or devour them all.

On the day I was declared pregnant, I ran into my husband in the ob-gyn. He was with his long-lost love for a prenatal checkup. "I'm not going home tonight. As you can see, I have business to attend to," Lawrence said quietly as he left with an arm wrapped around Melissa. I fell silent and booked an abortion surgery. Everyone around us thought I was a simp for Lawrence. They thought I wouldn't leave, no matter how badly he mistreated me. He had the same thought. No one knew that I only married him to repay a debt. That debt was now repaid. Ten years was up, and I could finally end this abominable marriage.

I had a caring, loving, and steady boyfriend and we were so much in love but our breakup was one I didn't see coming and I fell into an endless maze of twists which left me broken and lost. . . Mary, daughter to Mr. Nyomvi was given out to a husband at a crucial time in her life. Desperate to save his company from debt, he merged with a stronger company. A good deal. How far will he go to save his company? What price does Mary pay due to her father's actions? A tale of family lies and secrets, hidden behind closed doors and disguised by money. A touching story of the one chain that binds one to another... Family.

[WARNING: Some chapters contained mature content.] "Once you become my secretary... You won't be able to get out of my sight so be aware because. I'm everywhere." -Sphinx Martin ——— Jaymianne Mar was a CEO of a small company called Mar Construction Supplies Inc. However, things got to change when their company suddenly bankrupt for an unknown reason and it needs to pay its debt to a known man named Sphinx Martin who was the CEO of Martin Enterprises. And she decided to come to his company and take a risk to pay their debts and one thing she wasn't expected when he gave the offer... Unexpectedly to be his SECRETARY... And not just a secretary... TO BE HIS PERSONAL SECRETARY.