Unpayable Debt Novels & Stories

When the ruthless heir of a crime syndicate comes to collect an old debt, Jade's world shatters. His father owes money he can't repay, and his desperate solution is unthinkable. He offers Jade's underaged sister as a bride to the merciless Salvatore Domenico. But Jade won't let his sister be sacrificed. Instead, he steps forward, offering himself in her place. What Jade doesn't know is that Salvatore has been waiting for this moment. Years ago, Jade's powerful family branded Salvatore's father a traitor and had him killed. Now, Salvatore has returned, not for money, but for revenge. Taking Jade into his world of blood, loyalty, and violence should have been the perfect punishment. Yet, the closer Salvatore draws him into the shadows, the more the line between vengeance and desire blurs. Revenge was supposed to be sweet. But Jade tastes like something far more dangerous.

Christy Rhee (FL) was distraught when she came to learn that she was getting married at 21 and not only that but that she was getting married to the Mafia Boss's son, Jillian Colbert (ML), whom she had never met before but had heard speaking to her father on some occasions. She was being used to pay a debt that her father had incurred when she was little and she was taken away from everything she knew and loved in the blink of an eye. Jillian was cold, merciless and heartless and at the beginning, living with him was hell but she finally adjusted to the mafia lifestyle. Slowly but surely, Christy fell in love with Jillian. However, Jillian’s ex/friend, Alyssa, made it her mission to make sure Jillian would never fall in love with Christy while Christy tried her best to make him fall for her. Will Christy succeed? Or will she just be the wife on paper but never the wife at heart?

You were nothing but a placeholder until the real heiress returned." Those were the last words Vivian heard from her fiancé before he humiliated her on their wedding day. She thought losing her groom was the worst thing that could happen. She was wrong. To cover his massive gambling debts, her ex-fiancé did the unthinkable. He sold her debt to the city's most feared man. Julian Thorne. The Billionaire. The Monster. The King of the Underworld. Vivian expects death. Instead, Julian offers her a diamond ring and a contract. "Marry me," he commands. "Be the perfect wife in public. And in private, I will give you the power to crush everyone who hurt you." It was supposed to be a cold transaction. A fake marriage for revenge. But Julian Thorne is possessive, dark, and dangerously seductive. Vivian didn't plan on falling for the villain of her story. And she certainly didn't expect the secret he was hiding one that changes everything.

At thirty-four, Rhea Voss has nothing left but debt and desperation. Her father is dying. The hospital bills are drowning her. She needs a job. Instead, she gets a contract. Dominic Ashcroft: young, ruthless CEO of Axiom Automotive doesn’t want an assistant. He wants ownership. He sees her weakness. He sees her need. And he offers her a deal that will save her father’s life… at the cost of her freedom. 24/7 availability. No privacy. No refusal. No walking away. To the world, she’s his executive assistant. Behind closed doors, she’s his obsession. But when desire turns into something far more dangerous, and a secret begins to grow inside her, Rhea realizes she didn’t just sign a contract. She signed herself over to a man who never lets go. He bought her debt. Now he’s coming to collect.

To save her father from a deadly debt, Emilia Rossi makes the ultimate sacrifice—she offers herself as collateral to the most dangerous man in the city. Dante Moretti, the ruthless billionaire mafia boss, could have demanded anything: money, property, even blood. Instead, he claims Emilia with a single rule—she must give him a goodnight kiss every day. What begins as a cruel bargain soon turns into a perilous game of desire and obsession. Dante is powerful, merciless, and feared by all, yet with Emilia, he reveals glimpses of a man she can’t help but crave. Each kiss blurs the line between duty and temptation, between hatred and something far more dangerous. But the mafia world is built on betrayal. Enemies close in, secrets unravel, and Emilia realizes that loving Dante might not only cost her freedom—it could cost her life. Is her kiss a contract of survival… or the spark that ignites their downfall?

Selene was sold to Alpha Kael Rashford as payment for her father’s debt a human girl trapped in a wolf’s world, treated as a possession instead of a mate. Cold, dominant, and still grieving his first love, Kael keeps her close… but never in his heart. Until she becomes pregnant with his child. When danger strikes and Selene’s hidden Luna-born power awakens, everything changes. She is no longer fragile. No longer silent. She is a force capable of commanding wolves even an Alpha. As Kael begins to see the strength and fire he once tried to crush, their broken bond ignites into something fierce, possessive, and dangerously passionate. But war is coming. Enemies rise from every side. And a rogue Alpha immune to her power steps into her life offering protection, respect… and a different kind of love. Now Selene must decide: Forgive the Alpha who broke her heart… Or choose the one who never tried to control it.

By day, Carlotta spins stories. By night, she serves drinks. Her life was simple. Until her good-for-nothing brother offered her as collateral to pay off a massive gambling debt to a ruthless underground casino. Now she's the reluctant fiancée of a powerful mafioso rumored to have a cruel streak... and a bedroom secret that's the talk of the criminal underworld: erectile dysfunction. Carlotta would've found it funny if it weren't her life on the line. To make things worse, fate throws in another complication: her dangerously attractive new driver-slash-bodyguard. With abs worthy of a thirst trap and a face that screams "Asgardian demigod". He's the kind of temptation a woman in her situation absolutely does not need. Just when she thinks it couldn't get more absurd, her cold, mysterious fiancé summons her to his penthouse suite with one chilling demand: He wants a taste of what's been promised. Her.

Naomi grew up in a brutal mafia family, hidden under the shadow of cruelty. Her faith was her only sanctuary. She was Meek, obedient, and kind…. She never belonged to the darkness her family thrived in. But when a deadly debt threatened her family, her stepmother found the perfect solution: they decided to sell her to an aging cartel that was well known for its evil and cruelty. And her father agreed no matter how much Cassian was against it, That night, she was traded…but her soul was already claimed. By Cassian Vale…the cold, obsessive stepbrother who exists only for his sister. After she was sold, he left the house, unable to stay with his parents. After five years, Cassian returns as the most feared mafia king on the eastern seaboard…and the first thing he does is to claim his sister back. He takes her. And he burns everyone who touches what was his.

Lucas had always thought women were nothing but playthings and money mongers, until he met Evelyn. Rich and successful, he married Evelyn just to help her family that was in debt, but he never treated her with the respect she deserved. She was his trophy wife. Soon, Evelyn becomes independent and files for a divorce and leaves him. It is then he realizes he loves her and can't forget every night they spent together. He ends up chasing her like a high school boy who just fell in love, but she is moving on fast. He makes it a point of duty to cause havoc in her new relationship so he could have her back. And if he couldn't win her? She would be gone forever. You can't blame him, he's in love. Would you do the same too? His choices are silly and not the best, but Evelyn is stubborn and strong-willed. Will he win her heart again? Find out when you read this romance tale.

Julian Hayes has spent his life carrying the weight of a family that never wanted him. When his father’s reckless debt delivers him into the hands of Adrian DeCarlo — the city’s most feared mafia king — Julian vows to escape, even if it means betraying the devil himself. Risking everything, Julian flees to reunite with the woman he loves. But freedom is short-lived. Adrian tracks him down, threatening her life if Julian doesn’t return. Forced back into captivity, Julian’s world shatters when his girlfriend is found dead the next day. Grief turns to rage. Convinced Adrian’s cruelty has stolen everything, Julian swears vengeance. When a rival mafia offers him the chance to strike back, he seizes it without hesitation. Yet every moment in Adrian’s world feeds his hatred as much as it ignites something far more dangerous. Because hatred was supposed to keep him alive, not make him crave the very man he vowed to destroy.