Unpayable Debt Novels & Stories

To save her pack, she signed a contract with a monster. Now, he’s deciding whether to protect her—or devour her. Elara Vance’s father gambled away their future, and the only man who can pay the debt is Kaelen Thorne, the "Butcher of the West." The deal is simple: A marriage in name only. No feelings. No touching. Just an alliance to keep the Northern invaders at bay. But the moment the ink dries, the rules change. Kaelen doesn’t want a business partner; his wolf wants a mate. As the lines between a fake marriage and a primal obsession blur, Elara realizes the most dangerous thing in the room isn't the enemies at the gates—it's the man holding the pen.

In order to strengthen business ties and pay an unfathomable debt, Sharon Gray is forced into an arranged marriage with the ruthless and cruel heir of the Pavilochenki dynasty, Luca. He is vicious as he is powerful, and Sharon has no choice but to agree to the marriage despite loving someone else. However, they meet in the strangest of ways, and what should have been a marriage of convenience slowly begins to change. The Pavilochenki's also have a secret motive to cripple the Grays at all cost. What happens when Luca and Sharon actually fall in love while being forced to make difficult decisions for their families? Would they continue to play the age long game of generational hatred, or is their love stronger, will it prevail? Find out!

Of course I own you,” Dominic growled as he stepped closer, his presence heavy, his breath brushing her neck. “I belong to nobody,” Aria snapped, though her fists trembled as she backed away. A slow smirk curved his lips. In one sharp movement, he pulled her against him, her fragile body trapped by his solid frame. “You don’t get to decide that, princess,” he said coldly. “I’ll pay my father’s debt,” Aria lifted her chin, fear crawling through her chest. “And when I do, I’ll be free…from you.” “Aria,” he murmured, tightening his grip. “You’re mine. And no one else will touch what’s mine.” Aria has always been quiet, timid, soft-spoken, and worn down by life. Raised by an alcoholic“ father”who never protected her, she learned early that survival meant silence. She endured bruises, hunger, and loneliness, clinging to the hope that one day the pain would fade. That hope shatters when her father disappears, leaving behind a deadly debt owed to the most powerful mafia in the country. The price isn’t money. It’s her. Aria is taken not to be killed, but to be claimed. The man who claims her is Dominic, the ruthless mafia lord feared by all. Cold. Merciless. Untouchable. But beneath the cruelty lies a truth that shakes her to her core. Dominic is the boy she once loved. The boy who promised to protect her—and vanished without a goodbye. Now he is both her nightmare and her past, and Aria must survive a world where love is dangerous, loyalty is deadly, and some promises refuse to stay buried.

In the third year I've decided to support my girlfriend, Iris Fulton, by opening a flower shop, she has gone into bankruptcy once again. The first time she went bankrupt, I sold the house my grandma had left for me so that I could clear the debt of 700 thousand dollars. The second time she went bankrupt, I was able to locate the bank passbook Mom had left for me as a wedding gift. That was how I paid back one million and six hundred thousand dollars. The third time Iris has gone bankrupt, however, I can only grip the note with my filthy rich dad's phone number while staring at her lost and dazed expression. At that time, I'm debating whether or not I should call him. But that night, I accidentally notice the chat history on Iris' group chat that's displayed on her tablet. "Hey Iris, how many figures are you going to fill into the sum of the bankruptcy contract that's supposed to be cleared this time?" "Let's put ten million dollars. Otherwise, that flower-selling plaything will be able to clear the debt in one go. It'll make things very boring." "As expected of you, Iris! I heard that the plaything waters flowers in the morning and waters your 'flower garden' at night. You're never tired of him, are you?" I put down Iris' tablet before calling my dad right away. "You want me to take over the family business and marry your student, right? Fine, I'll do it. Get your men to pick me up in three days."

It was raining very heavily on the day my parents got divorced. There are two copies of the agreements on the table. One declares that the signee will stay with Dad, who's a gambling addict and has already racked up a huge debt, in the old town. The other declares that the signee will follow Mom, who will marry a rich businessman, and move to a coastal town. In the previous life, my younger sister, Tamara Browning, kicked up a fuss because she wanted to stay with Mom. So, I packed up my luggage quietly and went with Dad. Soon after, Dad quit gambling and received the compensation due to our house being demolished in a governmental project. Since then, he showered me with love and affection. Meanwhile, Tamara wasn't allowed to even leave the house. On top of that, she was neglected by everyone, so she died from depression. Now that we're given a second chance in life, Tamara snatches the cigarette out of Dad's fingers before hugging him, refusing to let him go at all. "Tiana, my heart aches for Dad's situation. You should live a good life with Mom. I'll give that chance to you." I deign to say anything at all. Instead, I just pick up the train ticket that'll take me to the coastal town. But what Tamara doesn't know is the reason behind Dad's decision to quit gambling in the previous life. At that time, I had overexhausted myself from paying off his debt, and I began vomiting blood due to my brain cancer. I practically had to risk my life just to get him to quit gambling once and for all.

Elara Moonfall, an omega, is publicly rejected by her fated Alpha mate during the Moon Bond Ceremony and sold at dawn to settle her pack’s debt to the Lycan Dominion. Delivered to King Kael Varyn a ruthless ruler bound by ancient law. Elara is claimed without negotiation but kept at a careful distance. Within the Lycan court, Elara becomes the focus of political tests as rival Alphas challenge the King through her. Though not imprisoned, she cannot leave, and as Kael enforces absolute protection over her, an unexpected bond begins to awaken, one that threatens Lycan law, pack hierarchy, and the balance of power. A slow-burn rejected-mate Lycan romance centered on power, betrayal, and fate.

With her family turning their backs on her, Ayra must learn to navigate her new life as the wife of the owner of the Consortium, Lucian Dante Russo. Quite quickly she comes to discover secrets that shatter everything she thought she knew about her family. What she thought was her father’s desperate debt turns out to be the tip of a much darker scheme and she is thrown into a world of violence, power, and betrayal. As rivals close in and secrets lurk around every corner, Isabella realizes that the only way to survive may be to embrace the dangerous man she’s bound to. The shadows of their past cling to them, however, and threaten to consume them whole.

My husband, Don Lorenzo, ran New York's underworld. And he's the one who put me in prison. All because his childhood flame, Cassandra Viti—the Viti family princess—killed my father. I was the first one on the scene. The Feds caught me standing over the body. He faked the evidence. Made sure I took the fall. I spent three years in hell. His apology? A single sentence and an unlimited black card. "I owe Cassandra three wishes. Once you're out, once I've paid my debt to her, you'll be my Donna again."

My husband worked overtime in the studio and suffered from an explosion. His body was blown to pieces. When my bestie frantically told me the news, I just nodded calmly. She called and texted me nonstop. She urged me to go to the site to recognize my husband's body. I blacklisted her and bought a ticket to go abroad. In my previous life, when I heard the news, I stopped at nothing and rushed to my husband's studio. However, I only saw my husband's cold ashes. My bestie said that my husband had poured out his troubles to her once. My husband said that I had run up a mountainous debt for gambling. He wanted a divorce, but I threatened him that he would have a sky-high debt if he divorced me. Even my mother cried and accused me of often going to the casino and taking men home at midnight. But none of this was true. I treated my husband very well; just a few days ago, I gave him a million-dollar watch as a gift. And I had never done anything related to gambling. Facing their accusation, I chose to call the police to prove my innocence. However, the police discovered my diamond necklace at the explosion site, where forensic experts also found my fingerprints. I failed to prove my innocence and became the heinous murderer who killed my husband. My mother took me to court for justice and took over my business empire. In jail, I was retaliated and died. When I opened my eyes again, I regained my life on the day when my husband suffered from the explosion.

Ava Priestly is a hopeful young lady whose family was jeopardized by a stepmother and stepsister from hell. When the family business plummeted to the brink of bankruptcy, much was expected from her. She is arranged to pay the debt with her untouched body. Left with no choice, she agreed for the sake of her mentally challenged younger brother. On the night of her biggest sacrifice, Ava entered the wrong suite. It brought her to the elusive Matthew Lancaster’s bed, a mega-billionaire who hated the spotlight and fame. Ava found herself deliciously ravaged in his arms and bound to an unbreakable tradition that goes back millennia. Like any union driven out of necessity, theirs lacked truth and love.