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Chapter 2

Author: Flori
"How much are these parts worth now?"

"Used market value? The motherboard assembly's maybe worth $400. The two RAM sticks, around $80. SSD, maybe $40. Altogether, under $600."

"What about my original parts?"

"Your original motherboard assembly, including the CPU and GPU, would be worth around $3,500. The RAM, about $500. SSD, around $600. Just those three components alone are worth roughly $4,600."

$4,600.

$600.

A $4,000 difference.

"What about the warranty?"

"Opening the laptop and replacing parts without authorization counts as user damage, so it's not covered. And since the original hardware's gone, that's considered property loss. You'll need to contact whoever borrowed it."

I paid the inspection fee and took the certified report.

***

The second I walked outside, I called Vivian.

She picked up on the sixth ring. Loud music and chatter blasted in the background—sounded like she was at the mall.

Her voice was lazy. "Hey, Lindsay."

"Vivian, we need to talk about the laptop."

"The laptop? Didn't I already give it back?"

"I went to the authorized service center today. The report says the motherboard assembly, RAM, and SSD were all swapped out for cheap used parts."

Silence.

Then—

"What?"

"The original $4,600 hardware was replaced with maybe $600 worth of cheap used parts. That's a $4,000 difference."

"What are you trying to say?" Her voice jumped an octave. "You think I swapped your parts? Why would I even do that? I don't know anything about computers!"

"Two months ago, you said the laptop kept crashing and you took it somewhere to reinstall the system."

"Yeah! They just reinstalled Windows! That's it!"

"What shop was it?"

"I—I don't remember! Just some random repair place downstairs from work!"

"Does reinstalling Windows require opening the laptop and replacing hardware?"

"How would I know? I wasn't standing there watching them!" Her voice turned sharp. "Lindsay Lane, you cannot seriously think I told some repair shop to steal your parts. Why the hell would I do that? What would I even get out of it?"

"What would you get out of it?" I repeated. "Maybe you figured I'd never notice. Or maybe you just didn't care."

"That's insane!"

"I have the certified report right here. You owe me $4,000."

"Four thousand dollars?!" she shrieked. "Are you serious right now? I borrowed your stupid laptop and suddenly you want four grand? What, you think I'm made of money?"

"It's not a stupid laptop. It's a high-end work machine. And I'm not asking for free money. $4,600 worth of my hardware was replaced."

"I didn't do anything! I didn't!"

"Tomorrow afternoon. Starbucks. We're talking face-to-face."

"I have nothing to say to you! If you wanna talk, tell your mom to call my mom!"

She hung up on me.

I stood there on the sidewalk, my hand shaking so hard I could barely hold my phone.

Four thousand dollars.

To me, that was rent, gas, bills, and the certification course I'd been saving up for.

To her, it was probably just a couple designer bags and makeup runs.

And I was supposed to just let it go?

***

When I got home, Mom was already parked in the living room.

The second I walked in, she started.

"Lindsay, what's going on? Vivian just called me sobbing. She said you accused her of stealing your laptop parts and demanded four grand."

I pulled the inspection report out of my bag. "Mom, read this. It's from the authorized service center."

She didn't even take it. "I don't understand any of that tech stuff."

"The hardware was swapped. The original parts were worth forty-six hundred. What's in there now is $600 worth of garbage."

She frowned. "What are you trying to say? Vivian's your cousin. You really think she'd replace your laptop parts?"

"It happened while the laptop was with her."

"That doesn't prove Vivian did it. What if the repair shop did something? She's just a girl. How would she even know about this stuff?"

"Maybe she doesn't. But she handed my laptop to someone who does. Then acted like nothing happened."

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  • My Cousin Borrowed a Lawsuit   Chapter 9

    Exactly four thousand. Not a dollar more, not a dollar less.I stared at the number for a while, then sent Vivian a screenshot.[Balance paid in full. This is officially over.]She didn't reply.But I watched the "typing..." bubble appear a few times.In the end, no message ever came through.That was fine.Some relationships break once and stay broken.No point pretending they can be fixed.That afternoon, I went to the mall.I bought a dress I'd loved for forever but always thought was too expensive. On sale, it was $380.When I tried it on, the salesgirl smiled."That color looks gorgeous on you. It makes you look really elegant."I looked at myself in the mirror.Thirty years old. Fine lines at the corners of my eyes, but my gaze was steady and bright.Not the old Lindsay anymore. The one who always backed down. Always gave in.I bought the dress.Still wearing it, I went to a nice restaurant. Ordered a steak and a glass of red wine.Outside, the city lights slowl

  • My Cousin Borrowed a Lawsuit   Chapter 8

    The mediator added, "And if it gets that far, you won't just owe compensation. You'll also have to cover court costs, and a judgment could follow you financially for years."Vivian's face instantly went pale. "I... I...""That concludes mediation." The mediator closed her notebook. "Since no agreement was reached, the case will move forward to litigation. The court date will be announced later."As we walked out of the courthouse, Vivian suddenly blocked me on the steps.Her eyes were red and puffy, but the look she gave me was full of resentment."Happy now? Did you really have to push me this far?""Vivian." I looked straight at her. "The second you swapped out my laptop parts, you chose this yourself.""I... I didn't steal anything!""Believe whatever you want." I walked past her. "See you in court."Mr. Warren caught up beside me and lowered his voice."She's probably close to breaking. When the mediator mentioned a judgment could follow her financially for years, her han

  • My Cousin Borrowed a Lawsuit   Chapter 7

    All I could hear on the other end was crying."Mom, this time you either support me or stay out of it," I said. "But if you keep trying to make me back down, then maybe we need to rethink our relationship too."I meant every word.I had to.Because I knew if I gave in again, I'd spend the rest of my life letting people walk over me.***By noon the next day, Vivian still hadn't replied.At two that afternoon, Mr. Warren officially filed the lawsuit.Reason for the lawsuit: property damage.Claim: Vivian had to pay me $4,000 for the damaged laptop parts and cover the legal fees.The court accepted the case right away.After filing, they scheduled pretrial mediation for the following week.I sent the case notice screenshot to Vivian, Aunt Melissa, and the family group chat:[The lawsuit's filed. Mediation's next week. @Vivian, see you in court.]The chat blew up again.But this time, way fewer people were blaming me.Mostly, there was this weird silence.Only my cousin E

  • My Cousin Borrowed a Lawsuit   Chapter 6

    "Even then, you still can't—""Mom," I cut in, "my whole life, you've always told me to just let things go."In elementary school, Vivian took my new pencil case. You told me to give it to her."In middle school, she broke my Walkman. You told me to forget it."In college, she borrowed $300 and didn't pay me back for three years. You said not to keep score with family."Now she swapped out $4,600 worth of my laptop hardware, and you still want me to let it go?"My mom opened her mouth, then stopped."This time, I'm not backing down," I said slowly. "Not this time. Not ever again.""Anybody who wants to take advantage of me better ask themselves first if they can afford to pay me back."I turned and walked into my room.As the door closed, I heard my mom crying quietly in the living room.It hurt.But I didn't turn around.Some lines can't be crossed.***The next day, I signed the agreement at Mr. Warren's law firm.He specialized in civil cases and clearly knew what he

  • My Cousin Borrowed a Lawsuit   Chapter 5

    That night, the family group chat blew up.Vivian dropped a huge paragraph, then a voice message full of fake-sounding tears."I seriously never thought Lindsay would do this to me... I just borrowed her laptop, and now she's accusing me of swapping parts and demanding four thousand dollars... Where am I even supposed to get that kind of money..."Messages flooded in right away.[Aunt Melissa: @Lindsay Get in here and explain yourself! How could you frame Vivian like this?][Uncle Joe: Lindsay, what's going on? How did things get this bad?][Aunt Brenda: Oh, come on. Vivian's still young. Can't you guys talk this out calmly?][Eric: @Lindsay This is way too far. It's just a laptop. Is this really worth it?]Then my mom jumped in too.[Everyone stop. I clearly failed raising my daughter.]My finger hovered over the screen for a few seconds.Then I dumped everything into the group chat—the inspection report, the authorized service center statement, side-by-side photos of the s

  • My Cousin Borrowed a Lawsuit   Chapter 4

    "Vivian!" Aunt Melissa grabbed her arm."Mom, stay out of it!" She yanked free and pointed at me. "Lindsay, I finally see who you really are. It's just a stupid laptop and four grand, and you're willing to destroy our relationship over it? Is money seriously all you care about?"I looked at her twisted expression and suddenly felt like I didn't know her at all."This isn't about money," I said. "It's about responsibility. You borrowed my laptop. It came back damaged. You pay for it. That's how this works.""What damage? The laptop still turns on, doesn't it? It still works!""Works?" I opened the laptop, pulled up Photoshop, and imported an image. "Watch."The loading bar crawled across the screen. The fan screamed loud enough for people at the next table to glance over."A ten-minute render used to take ten minutes. Now it takes two hours. Programs that used to open instantly freeze for three minutes. You call that working?"Vivian's face went red, then pale. "Th-That still wa

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