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CHAPTER FIFTY SEVEN

It was three days before Christmas, and Katy was talking confidentially to Mrs. Banker, whom she had asked to see the next time she should call.

"I want so much to surprise her," she said, speaking in a whisper, "and you have been so kind to us both that I thought it might not trouble you very much if I asked you to make the selection for me, and see to the engraving. Wilford gave me fifty dollars, all I needed, as I had fifty more of my own, and now that I have a baby, I am sure I shall never again care to go out. My darling baby, how small the whole world seems to me now when compared with her," and the little mother glanced lovingly at the crib where slept the baby, worth more than all the world.

"Yes," Mrs. Banker said, thoughtfully, as she rolled up the bills, "you wish me to get as heavy bracelets as I can find—for the hundred dollars."

"Yes," Katy replied, "I think that will please her, don't you?"

Mrs. Banker knew Katy's fondness for jewelry, and knowing, too, that her girlhoo
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