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One Access Card, One Big Secret
One Access Card, One Big Secret
Author: Ginger King

Chapter 1

Author: Ginger King
I bought the apartment—paid off in full—before Susanna Upton and I got married.

I was busy with work and often traveled, so I specifically hired a housekeeper, Yvonne Larson, to run errands and handle the house chores.

The smart lock that I had installed for the apartment came with access cards. I happened to have one spare access card left, so I gave it to Susanna and instructed her, "When Yvonne comes for the trial run as our housekeeper, give this card to her so it's easy for her to get in and out."

She took the card and gave me a warm, thoughtful smile. "Don't worry, honey. You can count on me."

But up until today, that card was still not in Yvonne's hands.

I logged into the smart lock application. It showed that over the past month, there had been 17 swipes with that particular access card. Susanna and I both entered the apartment using the fingerprint scanner, so who was using the card?

I was pondering that when the door opened. Susanna was home.

"Babe, Yvonne came late today. She said she couldn't get in without the access card. Didn't I tell you to give it to her a month ago?" I asked casually, as if I didn't think much of it.

Susanna, who was about to set down her handbag, paused and gave a nervous laugh. "Oh, that. I was so busy at the time. Maybe I forgot to give it to her. I'm not sure where I left that card now. I'll look for it and give it to her as soon as I find it."

"It's okay. It's not a big deal if you can't find it," I replied in a calm voice while setting down the newspaper. "I'll cancel the access card and report the loss to the property management tomorrow. I can just get a replacement card instead. It'd be far too inconvenient for Yvonne not to have one."

"No, don't do that!" Susanna abruptly turned around, her pitch rising several octaves.

After seeing the look of confusion I gave her, she quickly took my arm and said in a much softer voice, "What I mean is, it'll cost a few hundred dollars just to replace the card. There's no reason for us to waste that kind of money.

"It's definitely somewhere in the apartment. I'll just comb through the place carefully over the next couple of days. I'm sure I'll find it. You're always busy with work. Now that you're finally home and can relax, you shouldn't worry yourself with such petty matters.

"Look at you! You must have been stressing yourself out even more the last few days haven't you? You look so haggard now."

"Do I?"

"You most certainly do! You used to have such a healthy glow, you know, like a young man in his early 20s…"

With her playfully teasing me like that, I didn't bring up the access card again, but I still felt uneasy.

That night, while Susanne went to take a shower, I picked up her phone. The password hadn't changed—it was still my birthday.

There was nothing suspicious in her WhatsApp chat logs. Even the archive of her Instagram stories showed nothing unusual.

I checked her shopping applications and scrolled through her order history. It was mostly just ordinary household goods and daily necessities.

However, when I checked the archived orders, I saw the purchase of a branded men's watch a week ago. It had been delivered to her workplace, and the recipient's name was listed as Howie Neely.
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  • One Access Card, One Big Secret   Chapter 9

    By the time I got home after giving my statement to the police, it was already late at night. The apartment was a mess, the air still thick with that nauseating stench.I stood in the center of the living room, looking at the home I had once painstakingly decorated, and felt utterly exhausted."Mr. Carter…"I didn't know when Yvonne had arrived. She stood in the entryway with a bunch of cleaning tools in hand, looking at me in concern. "I heard what happened, so I came right away to check on you. That woman! How could she wreck the apartment like this…"Without asking any questions, she crouched down to begin picking up the shards of glass and trash on the floor. After watching her stooped over on the floor, a part of my cold heart warmed again."Don't bother, Yvonne," I said grimly."It's fine, Mr. Carter. I can get it done in no time. Soon, the apartment will be clean and tidy again.""No, it's fine." I shook my head before looking around. "This apartment has been sullied. I d

  • One Access Card, One Big Secret   Chapter 8

    Even Caroline was stupefied. "Susanna! Y-You borrowed money from a loan shark?""This is fraud, by the way. There's also the crime of forging a corporate seal," I said as I looked at Susanna's deathly pale face. "Betraying your marriage is merely a civil case, but your actions constitute a federal crime. As soon as I hand this USB to the police, guess how many years you'll be spending in prison?"Susanna fell to her knees."Honey… I mean, Mr. Carter!" she stammered almost incoherently, her face covered in snot and tears."I made a mistake! I didn't actually dare to take the loan! I just asked about it… I didn't sign anything! Please, don't call the police! If you do, I'm done for! My mom has no one but me left, and she's too old to handle this kind of emotional distress!""Oh, now you're regretting your actions?" I kicked her away from me. "Why didn't you stop to consider how my parents were going to handle the emotional distress when you demanded half of my own apartment from me?

  • One Access Card, One Big Secret   Chapter 7

    Mom was shaking with anger as she cried out, "You shameless slut! Where do you think your money is going to come from if my son doesn't work to earn a living?""How dare you hit me?" Susanna screamed as she clutched her cheek, her eyes flashing venomously. "Fine. Since we've already come this far, there's no way this marriage can be salvaged. If you want a divorce, sure. This apartment is worth 15 million dollars on the market. I want half of the money. All of the cars and savings must be split in half, too!""In your dreams!" Mom retorted sharply. "You didn't fork out a single cent, so why should you get a share of the apartment?""Because I'm his lawfully wedded wife! Because I had to put up with him for three years! You don't want to give me the money?" Susanna shrugged defiantly. "Fine. Then I'm not signing the divorce papers."I'll just move Howie in. I have the access card to the apartment anyway. Let's see who wears who down first! I've got nothing left to lose anyway. You s

  • One Access Card, One Big Secret   Chapter 6

    "A misunderstanding, huh?" I smirked coldly. "Fine. Since it's supposed to be a surprise for me, let's enjoy it properly."I pulled out my phone and connected it via Bluetooth to the 75-inch TV in the living room. "It just so happens that I have a video of how you two were busy 'decorating the apartment for a romantic surprise' for me. Let's all take a look."The very next second, the massive TV screen displayed a scene too salacious for public viewing.Two pale bodies were tangled together. Embarrassingly loud moans and gasps blasted through the surround sound speakers, echoing through the entire living room.The image quality was crystal clear. Even the mole on Susanna's butt could be seen.Howie, who had just been so slick with his words earlier, instantly turned pale and tried to make a run for it, but the security guards deftly blocked his path.Susanna's face flushed red, her fists clenching tightly. Out of nowhere, she rushed over and grabbed my hand, tears streaming down

  • One Access Card, One Big Secret   Chapter 5

    The living room fell completely silent. Everyone's eyes flickered between the boxer shorts and Susanna. Her face had flushed a deep red."I-I got that pair as a gift to you! I wanted to surprise you!""Oh? They're for me?" I raised an eyebrow. "They're a size large, and I wear a size extra large. You've been married to me for three years, and you don't even know that?"Susanna had no way of responding to my retort. Her lips parted, but no words came out.At that moment, a sound came from the master bedroom. Everyone immediately looked toward the room."Is someone in there?" Dad questioned sharply, his expression grim."No! Absolutely not!" Susanna spread her arms to block the bedroom door, shouting urgently. "It's just a cat! Yes, a stray cat got in!""A stray cat?" Scoffing, I signaled to the security guards at the door. "Guys, please help me catch this supposed stray cat."The two security guards immediately stepped forward and pulled Susanna aside. The bedroom door was kicke

  • One Access Card, One Big Secret   Chapter 4

    Susanna was in the kitchen preparing the pasta when the doorbell rang, startling her."Who is it?" she called out.The sound woke Howie, who flipped over in bed in annoyance. "Is it the takeout? That was fast.""I'll check."Susanna turned off the stove and walked to the entryway, still dressed in only a spaghetti-strapped nightgown with her hair down. She looked through the peephole—and her face instantly went pale.Over a dozen people stood on the doorstep, seemingly in a pretty good mood."What's going on? Why are they here!" Susanna exclaimed in alarm.She was so frightened that her knees buckled, her face as white as a sheet.Hearing her exclaim, Howie came out in a bathrobe, rubbing his eyes as he asked, "What's the matter, Susie? Who's here?""Quick! Hide!" Susanna whispered urgently, pushing him back toward the bedroom. "My mom, in-laws, and friends are all here, along with a bunch of other people!""What did you say?" That completely woke Howie up. "W-What should I d

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