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Chapter 71 – Reversal of Fortune

last update Last Updated: 2025-08-08 18:13:08

Sophia

Marcus’s apartment is not what I expected.

Yes, it has that minimalist vibe going on, but it’s also warm. Lived-in. Designed by someone who cares about light, and texture, and probably reads hardcover books by an actual fireplace.

The couch is cloud-soft. The rugs are Persian. There’s great art on the walls, although we’ve already established Elena picked that. I wonder if they’ve ever been more than friends.

A vintage record player hums in the corner, half-hidden under a stack of vinyl. The windows are huge and slightly fogged, revealing a skyline that looks painted on.

I blink, not quite ready to reconcile this space with the Marcus I know. Or thought I knew.

He disappears into the kitchen to make fresh coffee, leaving me sitting in the middle of his open-plan living room like I’m waiting to be appraised.

He’s in flannel pajama pants and a plain black T-shirt now. Still barefoot, still rumpled in that unfairly attractive way. The image of him answering the door shirtless is
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    SophiaThe wall has become my second heartbeat.It stares back at me from the corner of Jamie’s guest room, a patchwork of printouts, scribbles, and red string. Anyone else would probably call it unhinged. I call it necessary. It’s the only place where the noise in my head sorts itself into something resembling order.Claire’s voice is still in my ears when I grab my pen and scrawl a note in the margin of my latest lead. Liberty-Anne Hoffman. Wire transfer. Same Cayman routing number Marrin used.She’d called late afternoon, sounding tired but fierce in that way only Claire can manage, like she’s been arguing with firewalls and offshore servers all day and came out singed but victorious. The offshore transfers she traced confirmed what I already suspected. Liberty-Anne wasn’t just another overdosed socialite. She was part of the web, caught in the same sticky threads I keep tripping over.Now her name sits on my wall, a fresh Post-it angled upward, linked by a sharp red line to Marr

  • Undercover Hearts   Chapter 83 – Undercurrent

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  • Undercover Hearts   Chapter 82 – Glass Walls

    SophiaThe call comes just after nine, my second cup of coffee for the day cooling beside my notebook.“Tell me you’re sitting down,” Claire says by way of hello.“I’m sitting.”“I pulled the last few tax filings for that charity you flagged. The one that went belly-up two years ago? Guess what’s buried in the final quarter before it closed?”I click my pencil. “Surprise me.”“Offshore transfers. Big ones. And before you ask, yes, they’re routed through an account owned by Marrin’s old company. I checked twice.”That snaps me fully awake. Marrin again. He’s like mildew, once you see him, you start spotting him everywhere. “Destination?”“Three different shell entities. Two in the Caymans, one in Panama. All dissolved within six months of the transfers. No surviving records I can get to without a warrant.”Which neither of us will ever have, and I’m not stupid enough to fake one.“Send me what you can,” I say.“Already in your inbox. And, Sophia? You’re getting close. Just… be careful

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    MarcusPemberton’s file has been combed over so many times the metadata practically squeaks it’s so clean. So imagine my shock when I actually find something.A supplemental memo, dated less than two weeks before his death. It’s short, only two paragraphs, both maddeningly vague, about “coordination with external consultants for discrete asset management.”That’s Bureau-speak for moving something without a paper trail. Could be cash. Could be favors. Could be both.There’s no invoice, no contact sheet, just a redacted name where a company should be. But the phrasing is familiar enough that my gut says Bainbridge.I pull up Liberty-Anne’s calendar for the same period. She canceled a lunch meeting the day before that memo was filed. The guest field is blank. Scrubbed clean, not left empty. Whoever she was meeting, someone didn’t want it to be recorded.The three-day gap in Pemberton’s financial records is still there, glaring like a missing tooth. If someone moved cash in that window,

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