My Giving Zero family Worth

My dad has died in a car crash when I'm seven years old. So, my mom marries her first love, Robert Hayes, and integrates me into his family. During the first meal with my new family, Robert announces a newly instated family rule. "From now on, we have to split the bills in this family." Once I eat a piece of steak, Robert tells me to pay him 300 dollars for the meal. I just look at my stepsister, Harper Hayes, who's digging into her meal happily. "Harper ate steak as well. Why didn't you ask her to pay you back, Dad?" "That's because Harper's my biological daughter. I love her, and she has the bloodline privileges," Robert answers. Then, I glance at Mom. So, Robert adds, "Your mom is my wife. I love her, which means she has privileges as well. But in your case, we're not related by blood, nor do we have any ties of affection with each other. I'm not obligated to raise you at all, Maddie."

My family was supposed to be the richest of the land, yet I had to refund even a cheap delivery. Why? In my previous life, my housekeeper's daughter got her hands on a trading system. Every cent of money I spent would be hers. She started trying to guilt-trip me into donating to all the impoverished students in her school. It was charity anyway, so I signed a check worth 300 grand. The moment I did, that money became part of her savings, and the amount on my check was zero. Everyone called me names, called me a charlatan. Even the boy toy I spent good money on broke up with me. That girl used my money to donate to charities and became the kind and beautiful heiress. She told everyone I was the housekeeper's daughter instead. Furious, I grabbed my black card and started shopping like crazy. I wanted to prove I was the real heiress, but the balance in my account was cleared immediately. That girl then spent 1.2 million right away, like it was one dollar. She scoffed at me. "Don't try to act like you're rich when you're a broke loser. Your mother doesn't make enough as a housekeeper." The Internet decided to hunt me down. I could not handle the stress, and my mind broke. For some reason, my body withered away at a blistering rate. Before my father could save me, I drew my last breath. When I opened my eyes again, I returned to that fateful day. The day the housekeeper's daughter made me donate to the school.

After being reborn, the first thing I do is bind myself to a transfer system and agree to my mother's proposal that the whole family splits expenses equally. It is because in my previous life, after I refuse the transfer system, my mother throws a bill at me and demands repayment. The bill lists every expense from my childhood to adulthood. There are small things like the cost of an eraser or a pencil, as well as big ones like tuition and living costs. "The total cost of raising you is one million dollars. On top of that, the money your brother needs for his wedding, car, and house are all family matters. So, we will split them equally. Taking all those into account, you need to repay us three million dollars in total." So right after graduating, I fall into a massive debt of three million dollars. I do not finish paying it off until I am 38. Just when I try to break away from my family and look for my own happiness, my parents start a livestream and curse me for being a terrible daughter. They claim that I abandon them in our hometown while running off to a big city to chase my own freedom. As a result, I face overwhelming criticism online. I fall into depression for two years, and on my 40th birthday, I accidentally fall from a building after getting drunk. When I open my eyes again, I am back to the moment when the transfer system first appears. This time, I say firmly, "Bind me to the system."

I was the real son of the Lane family, lost and left outside for 27 years. A year after I was brought back, I helped the Lane family’s company break into overseas markets, tripling its annual sales. However, at the end of the year, even the outsourced janitors got a 13th-month bonus, while the fake heir gave me just 250 dollars. “The company made money, sure, but there are expenses everywhere. You’re just a low-level salesperson. All you do is talk. You should be grateful you got that much.” I could not swallow it, so I went to argue with my biological sister, the general manager. She did not even look up. “Clive didn’t do anything wrong. You don’t have much education and no core skills. You were never qualified for management bonuses.” My parents did not care either. They were too busy planning which country to take the fake heir to for the holidays. I did not argue or make a scene. I just turned around and called Lane Corporation’s biggest rival. “A salesperson who brought in 30 million dollars in the last year is looking to jump ship. Interested? I don’t have any other demands. I just want to see Lewis Corporation go under as soon as possible!”

To take care of my mother after she fell and injured herself, I turned down a promotion and took a week off work to stay by her side. On the day she was discharged from the hospital, she smiled and handed me a small envelope. “Suzy, you’ve worked hard these past few days. This is just a little something from me. Go treat yourself to something good.” I wiped my hands, a quiet warmth spreading through my chest. When I opened the envelope, I froze for a moment. Inside was $2. Still, I told myself it didn’t matter. The amount wasn’t important. What mattered was the thought behind it. But the very next day, while scrolling through social media, I came across a post from my younger brother, the one who hadn’t shown his face at the hospital even once. Nine photos filled the post, all of them showing off a sprawling luxury mansion. In the center was a photo of the purchase contract. The caption read: “Officially the owner of a $2 million riverfront house. Big thanks to Mom for the support!”

It's been three years since my heiress sister, Zoey Hudson, blocked me. She donates one dollar to my RainDrop Fund campaign and leaves a comment dripping with mockery. "Lung cancer, huh? Let me know when you're really dead. I'll throw a party." Three years ago, Andrew Lane—the needy student she's been sponsoring—accuses me of stealing his college admission spot. Zoey flies into a rage and has me pulled out of school on the spot. "Even if you couldn't get into college on your own, I would still have your back," she snaps. "But stealing someone else's spot? That has to be punished." We have a massive fight that ends with her coldly kicking me out of the house. "Come back when you realize what you did wrong. I refuse to believe I can't fix that rotten attitude of yours!" Since then, she has treated that needy student like a prince. As for me? She makes sure I lose every single job I land, until my only way to survive is picking through trash. I stare at her comment blankly for a long while before calling a cemetery plot salesman. "Please hold the cheapest one for me. I'll send you the deposit tomorrow." The single dollar Zoey donated is just enough to hit the withdrawal threshold. I'll give her exactly what she asked for.