Novel & Cerita Insurance-in-a-box

Hazel White is a british belly dancer based on Dubai. She is sunk in debts and needs desperately a way out of her problems. Jonathan Turner, a bilionaire engineer, who has just arrived in Dubai, appears as her saviour. He also need some help. Jonathan is a BDSM dominant without a girlfriend in a traditional society. Being married can be crucial for his businees with the Skeik. As a solution for his problem a friend came out with a proposal, that can help both, Hazel and Jonathan. He is a billionaire, powerful and handsome guy and she is a stunning belly dancer. They will face emotional problems in their agreement. They will slowly start to have feelings for each other. But they try to honour their own words as the agreement says "no sex, no personal relationships".

When she's ready to face her teenage life, Zia Stephanie becomes enmeshed in a conspiracy that includes the survivors and her killer. What Zia Stephanie don't know, is that it won't be the last disaster to threaten her life. Pasts awaken, and memories begin to sneak back through the cracks. Revolving the loss and love, pain and triumph, & downs and highs...something history that her town, Killer Domain, has forgotten but she would never could.

Krystal Wallace never thought her life would have any dent on it, until she caught her long-term boyfriend cheating on her with another lady, during their trip to Vegas. Heartbroken, Krystal opted to vent her anger on alcohol at a local pub nearby. A decision that got her drunk and landed her on the bed of a stranger, after a one night stand. Having no recollection of what'd happened, Krystal returned home with a mantra, "What happened has happened and it account to nothing." However, what happened in Vegas doesn't always stay in Vegas, because, it didn't take long for Krystal to realize that the stranger she'd had a one night stand with, was Lucas Vanowen, CEO of the multimillionaire Vanowen Groups and he'd left his seed growing inside her.

Grace is a beautiful, fun-loving girl who lives for partying and drinking. She has a tight-knit group of friends who are always down for a wild night out. Recently, she got fired from her job after getting into a fight with a co-worker. Her friends, ever loyal, supported her decision to stand up for herself,even if it meant throwing punches. Still drowning in anger and sadness over losing her job, her friends decide to take her clubbing to cheer her up. But the night spirals out of control. Grace drinks far more than she can handle and, in a haze, ends up going home with a complete stranger. The real shock comes days later, when she starts a new job, hoping for a new beginning—only to discover that her new boss is the very same man she had a one-night stand with.

For those of us who truly believe a happily ever after is just out there waiting for us, our worst nightmare is finding out we never had a chance. Cinna woke up one morning and realized her boyfriend wasn’t the man of her dreams that she always thought. She took a long look at herself and realized she wasn’t even her anymore, just some alternate version she created to please the selfish elf she shared a house with. That was the day she left. The day she chose herself for the first time in years. Now she has to learn how to start a new life, which isn’t as easy as you would think considering her lack of magic. What she doesn’t know is life has a cruel way of making sure you get everything you deserve whether you want it or not. Cinna may not be looking for love or anything other than the solitary life she craves, but she is needed more than she realizes. Let’s hope she can handle what life has decided to throw at her.

In the year 2020, the world faced Severe Acute Respiratory Syndrome Coronavirus 2, and took several years to slowly recover from its immense effect. Thirty years after, another virus rose and affected the world's population in just a few weeks. The health workers couldn't determine what exactly the virus is, its type, and the way it is being passed from person to person despite the advanced and improved technology. Because of this and the sudden virus outbreak, the World Health Organization assigned Richforte Medical Team for a research mission for the virus and find a cure for it as soon as possible. Would they be able to accomplish this mission if, in the next few hours, the world would have what they called Zombie Apocalypse?

They Met They Loved Now they hate "Happy Birthday", the card read. Lylah's dark eyebrows rose, who would cross over cities with her just to give her a birthday card? Couldn't be her best friend, or? "No", she yelled. It couldn't be He wouldn't dare

Ellie Reigns is the only child of her father, a notorious Mafia Boss. She was raised under a roof of strict rules and regulations. She is his prized possession, his precious rose. When Ellie’s mother gave birth to her, something tragic happened: she died minutes later, not even getting the chance to hold her child in her arms. Ellie is now 19 years old, yet her father keeps her hidden from the world, afraid that he would lose her as he did her mother. Because of this, she has zero experience with love. She is deprived of the normalcy of a teenager. A day came when Ellie got sick of being locked away from the outside world, and that was when she met Dexter Mill. He is known as a bad boy and a player, but to Ellie, he becomes known as the guy that took her breath away; the one that raised goosebumps on her skin. Dexter becomes known to her as the boy with mesmerizing eyes. Maybe it was love at first sight, but it only took a second for Ellie to see eternity in those green eyes of his.

Natasha is single mother who works as a waitress at a nightclub to make ends meet. The one thing she can't stand are people who get everything handed to them, like the rich, snooty patrons she have to wait on night after night. However, when a handsome and charming clubgoer becomes smitten with her, she find herself drawn to his enigmatic way. After a few coffee dates, she wonder if this could be the one, but then she learns that he's actually the club's billionaire party boy owner—a man she has heard about and hated from afar for years. He swears he's changed and that he has fallen for her, but she is not convinced: Can she trust him to leave his partying lifestyle behind to become a family man?

Jayden Dela Cruz, a pampered and arrogant heir, finds himself forcefully thrown into a harsh reality when his mother disowns him, leaving him to fend for himself in the unforgiving streets of Los Angeles slums. He is forced to seek help from Gabriella Torres - an orphan whom he had once ridiculed and ruined her chances at a good life. He discovers an unexpected friend in her and she teaches him the true meaning of life and love.