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Chapter One: The phone call

last update publish date: 2026-09-03 21:34:52

The eviction notice was taped to the door at eye level, so Ivy would not miss it.

As if she could miss it. As if the last four months had not already told her this was coming, one unanswered email at a time.

She peeled it off carefully, like the paper itself might still change its mind, and let herself into the apartment she was no longer allowed to call hers past the end of the week.

Boxes everywhere. Half her life folded into cardboard, the other half still hanging in the closet because some part of her had refused to believe it would actually come to this.

Her phone rang while she was wrapping her mother's old plates in newspaper.

Unknown number. Chicago area code. She almost let it go to voicemail.

She answered because rent did not pay itself and neither did pride.

"Is this Ivy Reyes?"

"Speaking."

"My name is Priya Malhotra. I'm calling from Cross Industries. I know this is unexpected, but I'm hoping you have a few minutes."

Ivy set the plate down. "I don't work for Cross Industries."

"No," Priya said. "Not yet."

Something in the way she said it made Ivy sit down on one of the boxes.

"I'll be honest with you," Priya said. "This is an unusual call. I remember you from the Hartwell scholarship cohort, six years ago. You gave a presentation on adaptive reuse in commercial buildings that I still think about. I've kept an eye on your work since."

"That's flattering. It doesn't explain why Cross Industries is calling me on the day I'm being evicted."

A pause. Not an awkward one. A considering one.

"I have an opportunity," Priya said. "It's unconventional. It pays well. And I think you might be exactly the right person for it, for reasons that have nothing to do with architecture."

Ivy almost laughed. "I don't have the bandwidth for unconventional right now."

"It solves the eviction problem," Priya said. "Among other things."

That got her attention in a way she resented.

"I'm listening."

"Not on the phone. Can you come in tomorrow? Ten o'clock. I'll have a car sent."

"I don't need a car."

"Ten o'clock," Priya said again, gently, like she already knew Ivy would come.

The Cross Industries tower took up an entire block of the Loop, glass and steel rising so high that Ivy had to tilt her head back on the sidewalk just to lose the top of it in the clouds.

She had worn her one good blazer. It still smelled faintly of the storage unit.

Priya met her in the lobby, warm in a way Ivy had not expected from a voice on the phone, sharp eyes that missed nothing, a handshake that meant business.

"Thank you for coming," Priya said, already walking. "He's going to be direct with you. I want you prepared for that."

"He."

"Mr. Cross."

Ivy's stomach dropped, just slightly, the way it did before a job interview she badly needed to go well.

Damien Cross's office took up the entire top floor, floor to ceiling windows on three sides, the kind of view that made a person feel like they were standing above the rest of the city's problems instead of inside them.

He did not stand up when she entered.

He looked at her the way she imagined he looked at a set of blueprints. Assessing. Not unkind. Simply thorough.

"Ms. Reyes," he said. "Sit down."

She sat.

"I'll be brief," he said. "My company is facing a hostile takeover attempt led by my uncle and a coalition of shareholders. Part of their argument is that I am unstable, unattached, too consumed by work to be trusted with long term decisions. It is not a fair argument. It is, unfortunately, an effective one."

"I still don't see where I come in."

"I need to be engaged," he said. "Publicly. Convincingly. For approximately six months, until the shareholder vote is behind us."

Ivy stared at him. "You want to pay me to pretend to be your fiancée."

"Yes."

"That's insane."

"It is a business arrangement," he said, unbothered. "You would be compensated significantly. Housing would be provided for the duration. There would be a clean, contractual end date, and a clause allowing you to exit at any point if the terms are not honored."

"Why me?"

"Because Priya trusts your judgment, and I trust hers," he said. "Because you have no ties to my industry, no media profile, nothing for anyone to dig up and use against either of us. And because, unlike most people I have met in this city, I do not think you would enjoy pretending to like me for an audience."

That, at least, was honest.

Ivy looked at the offer sheet Priya slid across the desk. The number on it was enough to cover rent for a year twice over. Enough to actually breathe.

"I have terms," she said.

Something shifted in his expression. Not surprise exactly. Interest.

"I'm listening."

"Fixed six months. Not a day longer unless I agree to it. If this becomes something I can't walk away from safely, I walk, and you don't fight me on it. And I keep my own apartment search going the entire time, because I am not staking my future on your shareholder vote."

Damien studied her for a long moment; the kind of silence that in another room might have felt like a test, but here felt more like recalculation.

"Agreed," he said.

He stood then, finally, and came around the desk to shake her hand, the way he would with anyone he had just closed a deal with.

His hand closed around hers, and he did not let go quite as fast as a handshake required.

"One more thing," he said. "Since we will apparently be engaged."

"Yes?"

"I don't share what's mine," he said. "Even temporarily."

Ivy pulled her hand back, unsettled by how much that sentence did not sound like it belonged in a business arrangement at all.

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  • The Billionaire's Forbidden Fiancée   Chapter One: The phone call

    The eviction notice was taped to the door at eye level, so Ivy would not miss it. As if she could miss it. As if the last four months had not already told her this was coming, one unanswered email at a time. She peeled it off carefully, like the paper itself might still change its mind, and let herself into the apartment she was no longer allowed to call hers past the end of the week. Boxes everywhere. Half her life folded into cardboard, the other half still hanging in the closet because some part of her had refused to believe it would actually come to this. Her phone rang while she was wrapping her mother's old plates in newspaper. Unknown number. Chicago area code. She almost let it go to voicemail. She answered because rent did not pay itself and neither did pride. "Is this Ivy Reyes?" "Speaking." "My name is Priya Malhotra. I'm calling from Cross Industries. I know this is unexpected, but I'm hoping you have a few minutes." Ivy set the plate down. "I don't work for Cros

  • The Billionaire's Forbidden Fiancée   Chapter Two: The Weight of Maybe

    Ivy did not remember the walk back to her apartment. One moment she was standing in an elevator forty floors above the city, Damien Cross's handshake still warm on her palm, and the next she was sitting on a box marked KITCHEN in her own handwriting, staring at nothing, wondering what exactly she had just agreed to. She had said yes. Not officially, nothing was signed, but she had shaken his hand, and in her family that had always meant something. Her father used to say a handshake was a contract with better manners, the kind no lawyer could argue you out of later, because you had already given the only thing that mattered, your word, in front of another person's eyes. Her father. She almost laughed, alone in the half packed apartment, at the thought of what Manuel Reyes would say if he could see his daughter agreeing to marry a stranger for money before dinner had even settled in her stomach. He would not shout. He never shouted, not once in twenty two years, not even the week e

  • The Billionaire's Forbidden Fiancée   Chapter Three: My Own Terms

    Damien was standing when she walked in this time, not sitting behind the desk like a man waiting to be impressed. He had traded the jacket from their first meeting for shirtsleeves, and something about that small shift unsettled her more than his usual armor would have. It was harder to distrust a man who looked like he had rolled up his sleeves for an actual conversation instead of a performance. "Priya said you had a list," he said. "I do." "I'm listening." Ivy set her bag down and did not sit either, which felt important, some instinct telling her this conversation needed to happen at eye level, not across a desk built to remind people who was in charge of the room. She had spent enough of her career watching men use furniture as leverage to recognize the trick when she saw it, and she was not walking into that particular room twice. "Yesterday I said yes because I was tired and scared and you offered me a way to stop being both of those things for a while," she said. "That's

  • The Billionaire's Forbidden Fiancée   Chapter Four: The Fine Print

    Damien kept his word about the extra day. Ivy spent it exactly the way she had told him she would, not agonizing, not looking for reasons to back out, just living inside the decision long enough to be sure it was actually hers. She finished packing the boxes she had left half done. She walked past her old firm's building out of habit and did not go in. By the time the sun came up the next morning, the strange calm she had woken up with the day before had settled into something closer to certainty, the kind that did not need to announce itself anymore. Priya picked her up at nine, on time to the minute, and did not ask how she had spent the day, which Ivy took as its own quiet form of respect. The lawyer's office smelled like new carpet and old money. Ivy sat across a conference table wide enough to land a plane on, a stack of paper in front of her thick enough to double as a doorstop, and tried to look like this was a normal Tuesday, instead of the day she signed away six months o

  • The Billionaire's Forbidden Fiancée   Chapter Five: Load Bearing

    Her first night in the Cross residence passed quieter than she expected.She had unpacked what she could reach without waking the rest of the house, hung the one good blazer in a closet three times the size of her old bedroom, and left the voicemail from Meridian Financial Recovery unlistened to on a phone she finally set face down on the nightstand and left there, a small act of mercy toward herself after a day that had already asked enough of her. Somewhere below her, she had heard Damien's voice on a call long after midnight, low and even, the sound of a man who did not know how to stop working even in his own home. She had fallen asleep to it anyway, oddly comforted by the fact that someone else in the house was also still awake, still carrying something heavy into the night.She woke up in a room that was not hers, in a bed that was too soft, in a house that smelled like coffee she had not made.For a moment she forgot where she was. Then she remembered the blue ink, the exit cla

  • The Billionaire's Forbidden Fiancée   Chapter six: Claws and Chandeliers

    The dress Priya sent over was the color of red wine, cut simple enough to look expensive rather than desperate for attention, and Ivy stood in front of the mirror deciding whether she looked like a fiancée or a woman about to walk into a courtroom.Both, she decided. Probably both was the point.She turned once, watching the fabric move, and thought, not for the first time since moving into this house, how strange it was to own nothing in this closet and still feel more armored in it than she ever had in clothes that were actually hers. Priya had chosen well. Nothing about the dress announced itself. It simply made a case, quietly, the way a well drawn blueprint made a case before a single word of the pitch was spoken.Damien knocked once and let himself into the hallway outside her door, already in a black suit that fit like it had been born on him rather than tailored to him.He looked at her for a beat longer than necessary."You'll do," he said."High praise.""From me, it is."Sh

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