Collectors Novels & Stories

There’s a thin line between desperation and destiny ****** Sophia Jenkins has lived her life in the shadows of hardship. At 23, she juggles multiple jobs, trying to lift her family out of debt while caring for her terminally ill mother. Her only dream is to escape the weight of her broken home and rewrite her family’s fate. But fate had other plans. On her birthday, when relentless debt collectors humiliate her and her father, Sophia’s world shatters—until a mysterious man steps out of a sleek black car, commanding the chaos with nothing but his presence. Leonard Morano. At 40, Leonard is the ruthless head of the Morano mafia empire, a billionaire controlling over a hundred businesses and underground casinos. What no one knows is that he was once Martin Jenkins’ best friend—and the man who silently watched Sophia grow from afar before vanishing when she was fifteen. Now, he’s back. And he’s not offering help. He’s demanding marriage. With the chilling words, “Marry me, and I will smash every obstacle in your way,” Leo pulls her into a world of luxury, power, and deadly secrets. But can Sophia survive the dark underworld Leo rules? Can love truly bloom in the cracks of fear, obligation, and a past that refuses to stay buried?

I won $30 million in the lottery. I quietly told my mom, Helena Nightfall, and urged her to divorce my abusive, gambling-addicted dad, Victor Nightfall. From then on, I would take care of her and give her a life of luxury. She agreed without hesitation, then turned around and told him everything. Dad came to my door and demanded the money. When I refused, he beat me mercilessly. In the end, it was my lovesick mother who searched my room, found my debit card, and took every cent I had. Dad squandered my money on a life of excess. Not only did he kick Mom to the curb and find himself a new woman, but he even handed out my winnings generously to relatives back in our hometown. They lived it up on my money while I—the one who had won the lottery—didn’t receive a single cent. Unwilling to accept it, I went to confront Dad and demand my money back. By sheer coincidence, I ran into debt collectors who were after Dad. Dad shoved me out the door and left me to be stabbed to death by his creditors. When I opened my eyes again, I was back at the moment I first discovered I had won the lottery.

A forced marriage. A ruthless CEO. And a contract that could ruin—or rescue—her heart. Ayla Morgan thought losing her father was the worst thing that could happen. She was wrong. Within weeks, her family restaurant is seized by debt collectors, her stepmother kicks her to the curb, and her arrogant CEO fires her in front of everyone over a petty mistake. With nothing left but humiliation and bills, Ayla is forced into a blind date arranged by her greedy family… and accidentally ruins the wrong one. That “wrong date”? Damon Cross. Her ex-boss. The coldest man she’s ever met—richer than sin and twice as dangerous. But instead of being furious, Damon makes her a shocking offer: Marry me. Three years. No feelings. No questions. In return, I’ll pay your family’s debt and give you your life back. To him, it’s just a contract. To her, it’s a lifeline. Living under the same roof, working as his personal secretary, Ayla swears she’ll never fall for a man who sees love as weakness. But behind Damon’s icy exterior hides a broken man forced to marry by his dying grandfather—and a loneliness that mirrors her own. As enemies become reluctant allies and fake kisses turn real, Ayla finds herself questioning everything. What happens when the contract ends… but her heart doesn’t? And will Damon let go of control long enough to realize that love might be his only salvation?

Debt collectors showed up at our doorstep when my mother's company went bankrupt. They said they would break one of my mom's legs if the money was not repaid within three days. I swallowed my pride and went to my girlfriend Jasmine, who had a net worth of over a hundred million dollars. I begged her to lend me $500,000 to get my family through this crisis. It was the first time I had ever asked her for money. She frowned but still agreed, saying she would have her finance department transfer it to me that afternoon. I waited by my phone, refreshing my bank balance over and over, from daylight until nightfall. However, she suddenly went completely silent, ignoring my calls and messages. Anxious and restless, I tried to comfort myself, telling myself she might just be busy with something urgent. Still, saving my mom's leg could not wait. In the end, I had no choice but to take the watch my father left me before he died and bring it to an auction. I did not expect to run into Jasmine at the auction house with her childhood sweetheart, Lionel. She was spending money like it meant nothing, bidding on an expensive painting for him. The final price of that painting was exactly $500,000. She had not forgotten about me. It was just that my desperate emergency meant less to her than the man she truly cared about.

Five years ago, my family died in a car crash. My parents. My adopted sister, Liz. Everyone but me. They left behind grief, an empty house, and a debt so large it swallowed my life. When the collectors came, I turned to the only person I had left—my husband, Adrian. He told me he had cut ties with his own family to marry me and had nothing left. I believed him. For five years, I worked every job I could find, paid every dollar I earned, and told myself love was worth the suffering. When the balance dropped to its final $18,000, I signed up for a paid drug trial at a private clinic. They handed me a waiver, warned me about possible delayed reactions, and promised fast money if I swallowed the experimental dose. I thought it would buy us a new beginning. Instead, I came home early and heard Adrian on the phone. “Let Liz use the card. Evelyn still doesn’t know. She took away Liz’s money five years ago, so she has to earn every dollar back herself.” Then he laughed softly. “One more year, and her punishment is over.” That was how I learned the dead were alive. The debt was fake. My husband had never been poor. And the life I had fought so hard to survive was only a sentence they had given me.

This is a diary of dark, depraved thoughts. Turn the page if you dare. *** *** She’s a secret erotic artist. Behind closed doors, she sketches the same man over and over again—filthy, dangerous, and forbidden. Then she sells the drawings to the black market to pay for her mother’s medical bills and her sister’s college tuition. It should be simple. Except the man in those drawings isn’t a stranger. He’s Dominic—her father’s best friend. Every sinful stroke of her brush chips away at her innocence and poisons her love life. Every relationship she tries to build ends the same way—ruined by a man who doesn’t even know she’s obsessed with him. Until the night everything goes wrong. She wants to stop, wants a fairytale love life, but she owes her anonymous collectors one more portrait. Determined to make one final drawing of her darkest fantasy, she locks herself in her studio… only for Dominic to walk in and see the explicit portraits displayed across her walls. Her secret should destroy her. Instead, Dominic makes her a far more dangerous deal. For 365 days, she’ll work for him as his obedient secretary—and in return, he’ll keep her scandalous secret buried. But the closer she gets to the man she’s spent years drawing in the dark, the harder it becomes to remember one thing: Some fantasies should never come to life.

Ivy Cruz is broke, desperate, and out of options. With debt collectors closing in and her brother fighting for his life in a hospital bed, she has no choice but to accept a dangerous deal from the gangster she owes everything to. His demand? Pretend to be the wife of Damon Williams—a cold, ruthless billionaire who was believed to have died in a fire. The offer is impossible to resist. If she plays the part, Ivy can take whatever she wants from Damon, enough to pay off her debts and save her brother. Refusing means certain death at the gangster’s hands. But what Ivy never expected… is that Damon would believe her. Two years ago, Damon lost his wife, Selena, in the fire. Her body was never found. Now Ivy stands before him—identical in every way, down to the secret birthmark only he ever knew. Dragged into a dangerous lie, Ivy becomes the shadow of a woman she never met. Damon, consumed by grief and obsession, is convinced fate has returned his wife to him—and he will never let her go. As Ivy steps deeper into his dark, possessive world, she can’t shake the guilt of living another woman’s life. But with secrets about the fire beginning to unravel, one question burns hotter than the rest: What really happened the night Selena died? And when Damon discovers the truth, will Ivy survive his wrath… or his love? Because when love rises from ashes—it can either heal or burn everything to the ground.

My brother-in-law, Timmy Lynch, racks up 50 million dollars of illegal gambling debt but leaves my contact information behind. By the time the interest snowballs to 100 million dollars, the debt collectors show up at my doorstep. After I persuade them to leave, my wife, Celia Lynch, and my mother-in-law, Meryl Unwin, finally come out of the room. Celia's face is pale as she says, "Let's get divorced. I'd rather leave with nothing. Your gambling debts are your own problem, so don't even think about dragging me into this." No matter how many times I explain that it was Timmy who bet on an underdog team and lost, she refuses to believe me. Meryl even slaps me across the face and roars, "Not only are you trying to trick my daughter into paying your debt, but you're also slandering my son? Listen to me, Celia—divorce him immediately!" Then, she turns to me and says, "I might as well tell you the truth now. Celia is pregnant, and the baby's father is your buddy. Just give up already and sign the divorce papers." Wait, what? I literally just won a 100-million-dollar prize from winning a World Soccer Tournament bet last night. I was going to ask if they need help covering Timmy's debt. How did this suddenly turn into a full-on divorce? Fine, then. They can pay back his massive debt themselves.

"I thought you were my savior. I didn't know you were the one who set the fire." The day the debt collectors came for my family, I couldn’t even scream. My voice has always been a prisoner of my anxiety, leaving me defenseless in a world of wolves. Then came Ignatius. My brother’s best friend. A man with the face of a saint and the wealth of a king. He didn't just save me; he bought my world. He paid the debts, moved me into his palatial estate, and whispered that I was finally safe. For the first time, I felt the warmth of a "hero." I gave him my trust. I almost gave him my heart. But a saint doesn't keep cameras in your bedroom. The crushing realization hit harder than any blow from a collector: Ignatius didn't buy my debt—he created it. He paid the men who terrified my mother. He orchestrated the ruin of my brother. Every tear I shed was a calculated investment in my total dependence on him. He didn’t want a lover; he wanted a broken pet. Now, the "Saint" has dropped his mask. Ignatius thinks because I am mute, I am powerless. He thinks because I am fragile, I am his. He’s wrong. If Ignatius wants to play the Predator, I’ll find a bigger one. His father, Cane—the cold, ruthless patriarch of the empire—is the only man Ignatius fears. I’m moving from the guest room to the master suite. I’m going to tear this family apart from the inside out, one forbidden dinner at a time. Ignatius ruined my life to own me. Now, I’m going to make sure the debt he owes me costs him everything.

What John Dyke and I had was nothing more than a business marriage. In my previous life, I failed to understand that from the very beginning. I foolishly wanted love from him. I wanted us to be a real husband and wife. Worse, I kept throwing my weight around as Mrs. Dyke and constantly targeted the woman he truly loved. In the end, I destroyed the marriage alliance and ruined the partnership between our families. When my family went bankrupt, I was driven to my death by debt collectors. Meanwhile, John rose to become the richest man in the country, married the love of his life, and walked away with both power and happiness. Then I opened my eyes again. I had returned to the very first time I caught John and his precious first love together in a private club room. John frowned at me. "Naomi West, we had an agreement before this marriage. Other than appearing together when necessary, we don't interfere in each other's private lives. What exactly are you doing right now?" His tone carried barely suppressed anger. But in my previous life, not only did I fail to notice, I arrogantly slapped his true love in the name of being Mrs. Dyke. That was the beginning of my road to destruction. The memory of my car plunging off a cliff while I desperately tried to escape debt collectors flashed through my mind. I immediately waved my hands. "Whoa, don't misunderstand. I just walked into the wrong room. Please, carry on. Don't worry, I understand the rules of a business marriage." I backed out of the private room and even thoughtfully closed the door behind me. Then I turned around and went to find a few handsome young men to keep me company. Endless money to spend, a lot of time to enjoy my life, a husband who never came home... I really must have lost my mind in my previous life to waste time begging John for love.