Collectors

When my husband Jason Carter’s first love, Renee Lynn, showed up at our doorstep heavily pregnant in my past life, I still refused to divorce him. She was soon accidentally pushed down the stairs by debt collectors, killing both her and the baby. Ever since then, Jason hated me to the core. Not only did he cheat and keep a mistress, but he also conspired with her violent, mentally unstable brother to kill me. Before I took my last breath, he sneered, “You owe Renee a life. It’s time to pay up.” Fine. I must have been blind. After my reincarnation, I decisively signed the divorce papers, abandoned my savior complex, and stopped meddling in others’ fates. If he wanted to be a pathetic simp, I would let him be.

My dad collapsed from a sudden heart attack and died. The shock hit my mom like a freight train, and she blacked out cold. By the time I raced home from college, his body had already been reduced to ashes in the crematorium. Grief barely had a chance to sink in before the debt collectors pounded on our door. That was when the ugly truth emerged. My dad had secretly racked up billions in loans, saddling my mom and me. A year later, the relentless harassment from those goons drove my mom to despair. She ended her life, and I was forced to drop out of school, scavenging dumpsters just to scrape by. But fate had a cruel twist in store. I spotted my "dead" dad, alive and thriving, hosting an extravagant birthday bash for his secret son. I stormed in, desperate for answers, only to be hurled out by security. My head cracked against the pavement, and everything went black. When my eyes fluttered open again, I was inexplicably back on that fateful day of my dad's heart attack.

My daughter was born with silver poisoning in her blood—passed down from me—which made it hard for her to sense her wolf, and even harder for her to shift. I worked tirelessly, taking on every job I could, to earn enough money to find a cure for her. One night during a late shift, I saw her. My daughter, dressed like a princess in an elegant, Silverlight-woven gown, sat at a table in a high-end restaurant. With her was my mate—supposedly bedridden and paralyzed—wearing a tailored haute couture suit. Across the table sat the famous she-wolf of our pack, the daughter of a respected elder. They had ordered a lavish dinner, the bill totaling over $500,000. After the meal, I overheard my mate ask our daughter, “You remember how to tell the story, right?” She nodded and replied, “Yes. I’ll tell Mom we were working as werewolf junk collectors all night, collecting waste paper crates, and in the end, we only earned enough to buy half a loaf of bread.” My mate smiled, pleased with the answer. The she-wolf then gifted my daughter an entire collection of newly released moonstone jewelry. Before they left, my mate tipped each waitress $5,000. I stood frozen, tears falling as the truth shattered my heart: my mate—and even my beloved daughter—had been lying to me. Even in dormancy, my wolf mourned. A colleague saw me crying and asked what was wrong. I forced a smile and said, “I’m just happy. I got $5,000 tonight. It would’ve been even better… if it hadn’t come from my mate, the one who’s supposed to be paralyzed and lying in bed.” No one knew what I had sacrificed to be his mate. I waited for an apology. But it never came. So I made my decision. I called my father—the one who had been waiting all these years for me to return as his heir. When I disappeared from their lives, just as they had always secretly wished... That’s when they finally began searching for me across the world.

Leah was born into a poor family of six. Since she could remember, their family has suffered from debt and debt collectors, which led to their parent's divorce and the reason she stays with her father while the other stays with their mother. It was either her or the younger one, and she couldn't for the life of her allow her younger siblings to stay with their irresponsible father, who drinks half his life away each day wallowing in sorrow and debt. Her prayer for an escape was answered alongside her most cherished wish, as she received a letter containing her admission letter and a scholarship to Lora's fashion school. Her life became easy and peaceful after moving to the institution and away from her father, well the peace lasted a while. She found herself on a rollercoaster of intense events after saving an injured man with a knife wound close to her apartment building. Plunged into the world of the mafia, crimes and invading feelings, she found out their family debt wasn't what she always thought they were.

Two years. No love. No trust. Just a contract. Claire Donovan was drowning her business failing, debt collectors closing in, and eviction looming. Desperate, she had two options: beg her powerful family for help or take a deal with a billionaire she barely knew. Gordon Blackwood remembered everything. Ten years ago, her father destroyed his future, ensuring he would never rise in the corporate world. But fate had other plans. Now, Gordon owns everything except the one thing he truly wants: revenge. A two year contract marriage seemed like the perfect trap. She gets financial freedom, he gets a flawless cover to silence rumors about his personal life. But what Claire doesn’t know is that Gordon plans to make her life miserable. Cold. Ruthless. Unforgiving. Yet the woman he intended to break refuses to crumble. The more she fights back, the harder he falls. Hatred turns to obsession. Obsession turns to something else entirely. By the time Gordon realizes he’s in love with the woman he set out to ruin, it’s too late. Because Claire has discovered the truth. Now, the woman who once needed him is walking away, and for the first time in his life, Gordon is the one who stands to lose everything.

There’s a thin line between desperation and destiny ****** Sophia Jenkins has lived her life in the shadows of hardship. At 23, she juggles multiple jobs, trying to lift her family out of debt while caring for her terminally ill mother. Her only dream is to escape the weight of her broken home and rewrite her family’s fate. But fate had other plans. On her birthday, when relentless debt collectors humiliate her and her father, Sophia’s world shatters—until a mysterious man steps out of a sleek black car, commanding the chaos with nothing but his presence. Leonard Morano. At 40, Leonard is the ruthless head of the Morano mafia empire, a billionaire controlling over a hundred businesses and underground casinos. What no one knows is that he was once Martin Jenkins’ best friend—and the man who silently watched Sophia grow from afar before vanishing when she was fifteen. Now, he’s back. And he’s not offering help. He’s demanding marriage. With the chilling words, “Marry me, and I will smash every obstacle in your way,” Leo pulls her into a world of luxury, power, and deadly secrets. But can Sophia survive the dark underworld Leo rules? Can love truly bloom in the cracks of fear, obligation, and a past that refuses to stay buried?

A forced marriage. A ruthless CEO. And a contract that could ruin—or rescue—her heart. Ayla Morgan thought losing her father was the worst thing that could happen. She was wrong. Within weeks, her family restaurant is seized by debt collectors, her stepmother kicks her to the curb, and her arrogant CEO fires her in front of everyone over a petty mistake. With nothing left but humiliation and bills, Ayla is forced into a blind date arranged by her greedy family… and accidentally ruins the wrong one. That “wrong date”? Damon Cross. Her ex-boss. The coldest man she’s ever met—richer than sin and twice as dangerous. But instead of being furious, Damon makes her a shocking offer: Marry me. Three years. No feelings. No questions. In return, I’ll pay your family’s debt and give you your life back. To him, it’s just a contract. To her, it’s a lifeline. Living under the same roof, working as his personal secretary, Ayla swears she’ll never fall for a man who sees love as weakness. But behind Damon’s icy exterior hides a broken man forced to marry by his dying grandfather—and a loneliness that mirrors her own. As enemies become reluctant allies and fake kisses turn real, Ayla finds herself questioning everything. What happens when the contract ends… but her heart doesn’t? And will Damon let go of control long enough to realize that love might be his only salvation?

Ivy Cruz is broke, desperate, and out of options. With debt collectors closing in and her brother fighting for his life in a hospital bed, she has no choice but to accept a dangerous deal from the gangster she owes everything to. His demand? Pretend to be the wife of Damon Williams—a cold, ruthless billionaire who was believed to have died in a fire. The offer is impossible to resist. If she plays the part, Ivy can take whatever she wants from Damon, enough to pay off her debts and save her brother. Refusing means certain death at the gangster’s hands. But what Ivy never expected… is that Damon would believe her. Two years ago, Damon lost his wife, Selena, in the fire. Her body was never found. Now Ivy stands before him—identical in every way, down to the secret birthmark only he ever knew. Dragged into a dangerous lie, Ivy becomes the shadow of a woman she never met. Damon, consumed by grief and obsession, is convinced fate has returned his wife to him—and he will never let her go. As Ivy steps deeper into his dark, possessive world, she can’t shake the guilt of living another woman’s life. But with secrets about the fire beginning to unravel, one question burns hotter than the rest: What really happened the night Selena died? And when Damon discovers the truth, will Ivy survive his wrath… or his love? Because when love rises from ashes—it can either heal or burn everything to the ground.