Insurance Code

In my previous life, my husband had suddenly died of a brain hemorrhage, leaving behind a massive mountain of debt. For the sake of my son, who was still in high school, I sold the house my parents had left me, gritted my teeth, and worked three jobs to pay off the debt. Overworked and exhausted, my health deteriorated, and I eventually collapsed in the hospital. From my bed, I could hear my son, now a graduate from a prestigious university, smiling as he spoke on the phone. "Hello? Dad, it's me. Yeah, she's about to die. I bought insurance for her, so we should get close to one million. You and Aunt Rena should come back home right away." The "Aunt Rena" he spoke of was none other than my husband's childhood friend and neighbor who had known him for years. It turned out that the debts were all part of a massive money-laundering scheme between my husband and his childhood sweetheart. They had fabricated false accounts to hide their crime, and he had faked his death to escape the law. My son, eager to become the heir to wealth, had stood by and watched me work myself to death. When I next opened my eyes, I was back in the moment of my husband's feigned brain hemorrhage, the day it had all begun.

He's cold and ruthless and one of the most feared alphas in this new world where the werewolves rule. He cares about nothing, and no one can break through the formidable defence he's built around himself- that is until he met her! Nancy is just an average human girl and in this new world dominated by the werewolves, that's a code for 'target for lab rat'. An agency is taking the few surviving humans into custody for experimenting on genetic coding and gene modification. Problem is, she's been spotted on the agency's radar while snooping around and helping an injured wolf and now she needs protection from them. Throw in an alpha who's bent on paying his debt to her for more reasons than one by taking her under his protection, and buried secrets that will rear its ugly head soon and change every truth Nancy has ever known and you'll have yourself a story you'd want to read. Will their love story survive or will there be too much for either of them to handle.

Anastasia Romanov, one of the Last Grand Duchesses of the Russian Empire, finds herself lost in memories and heartbreak. Unable to forget her former love, she wanders around the world, looking for distractions. But then a surprise attack from the Hunters spins her life around. Anastasia meets a beautiful Huntress, whose code name is 'Princess of the Wild', but the girl just wants to the Duchess at every chance she gets. Will they be potential lovers or forever sworn enemies? |A sequel to the Romanov Princess Book|

People say, “When you are torn between two lovers, choose the second one. Because there won’t be a second person if you really loved the first one.” But how would you know that you love the second one more than the first one? What if your mind was just clouded when you’re with the second one? People say, “Trust is the most important ingredient in love.” But would trust encompass distance? Would trust give you the insurance that one would not look away from you? Would trust give that certain assurance that one will always be yours? A story of betrayal. Tears. And drama.

*Hybrid is the intro book to a series of books to follow called Thirteen Tribes, within this series there will be thirteen books covering the ancient and incredibly powerful Thirteen werewolf tribes of the world. Hybrid is the beginning to the unraveling of each Tribe* Laya is seventeen years old, a hybrid and in the eyes of humanity nothing more than a deadly virus. Her kind have been eradicated from the face of the earth because of a sinister plot that was created against all hybrids. She loses her parents when a she's only four years old to a clan called the brothers, they are a very powerful, sick and sadistic group of men who are driven by the elect of the world. Their purpose is to cleanse and restore peace, but they end up not only eradicating hybrids in their wake but also their own kind in a sick and monstrous sense of supremacy. Laya is taken in by a human tribe after her parents are murdered, but the kindness of this tribe is nothing more than a hold on some insurance against the brothers wrath. Laya doesn't know anything about what a hybrid actually is, she's never ever met one except for her parents and with her being so small still when they were killed she never learnt anything about her own kind. Laya is later met with a brother in particular named Groban who claims her as his after seeing what she is, he hides her and protects her inside his cabin, but why? There is a whole truth that starts to unravel itself and both Laya and Groban are to learn things about themselves that they didn't know, things that will lead in the truth coming to light in the fight between werewolves, vampires and humans.

My family was attacked by rogue wolves when we entered their territory. My wolf was gravely injured, and in the end, I was the one who saved everyone.
As I collapsed, exhausted, no one came to me—they all ran to my adopted sister, Fiona, fussing over a few shallow scratches.
By the time pack members carried me to the infirmary, the healer delivered the cruel news: my wolf had been struck by a silver dagger, and the one-month-old pup in my womb wouldn’t survive.
Yet my mate, Luke, had given the only life-saving treatment to Fiona. With no other choice, I refused the healer’s remedies and numbed my wolf’s pain with crude herbs—knowing it would only buy us three days before death.
In those last days, I let everything go. I gave Fiona all my possessions and insurance money while my parents smiled in approval. I signed the bond-severing agreement Luke slid across the table without a second thought. Luke was satisfied, believing I was considerate. Kane, my brother, nodded his head when I told him to give my room to Fiona.
Even my son, Jim, squealed with joy when I asked him to call her “mom.” No one questioned why I gave all my belongings to Fiona, and their approving gazes said it all: “Good. The old Emma is back. But as the clock ticked down, one thought haunted me:
When they find our bodies—my wolf and my unborn pup—will that satisfaction turn to regret?

When you've been constantly shown and proven right that love is just a word that carries so much hurt, you tend to give up on it. Thats the kind of life Clarissa has been made to live, love to her doesn't mean anything. It's a word she has come to dread completely and she's scared to love and be loved. Growing up with no one to show her the true meaning of love, she has decided on her own that love is just an illusion of people's mind To her life is all about fun and satisfying her pleasures while trying to survive and make the most of her life. She never thought there'd be someone out there willing to do anything just to make her see that love isn't that scary, that love is beautiful. Until she met him Tristan Walker What was meant to be a one night stand turned into something more. Tristan Walker, always the playboy. He never believed he could love any one. Not after what happened to him years ago, it scarred him but no one would ever know of it. To him love is just a word used to trap people, but then he meets her. Clarissa Grey. To him she was just a crazy girl he had fun with one night. But when he wakes up and she's gone without a trace, it piques his interest because no woman has ever done that to him, it's always the other way round. Now he's curious about this Beautiful and crazy redhead but she keeps running away from him Will he succeed in cracking her Da Vinci code or will he end up giving out his heart to her.

Dr. Alessia Russo's life is spiraling out of control. Drowning in debt and desperate to help her imprisoned brother, the brilliant ER physician makes a decision that will change her life forever. One moonlit rendezvous in a shadowy alley catapults her into the dangerous world of the Bratva, where loyalty is everything and one wrong move could be her last. Enter Nikolai Zhukov, the enigmatic and ruthless boss of the Russian mafia. With eyes that pierce her soul and a touch that sets her skin ablaze, Nikolai offers Alessia an irresistible proposition: become his personal doctor, no questions asked, in exchange for more money than she ever dreamed possible. As Alessia navigates the treacherous waters of the criminal underworld, she finds herself drawn deeper into Nikolai's web. By day, she saves lives in the ER. By night, she tends to bullet wounds and knife fights, all while trying to keep her moral compass intact. But Nikolai is no ordinary crime lord. Behind his cold exterior and calculated moves lies a man with hidden depths and unexpected vulnerabilities. As the heat between them intensifies, Alessia realizes she's not just risking her career and freedom – she's in danger of losing her heart to the very man she should fear most. With enemies closing in and loyalties tested, Alessia must choose between the safe life she's always known and the exhilarating, perilous future Nikolai offers. In a world where passion and danger collide, can their forbidden love survive? Or will the price of entering Nikolai's world prove too high for the good doctor to pay? "Code Black: A Bratva Billionaire Romance" – a heart-pounding tale of love, loyalty, and the thin line between right and wrong.

Our world, our home planet Earth had been our realm for so many years and yet it had been so little construed. Our world had been the most diverse and most beautiful and most precious and also the most mysterious than any other planet in the universe.Despite spending so many years we hardly understand it.Sometimes not alone our experiences but our way to perceive them can make all the difference.There are many experts and high technologies all around the globe who have dedicated their lives to decipher the code of the universe but what if out of everyone the universe opened up one of its secrets to a little soul who has just started blooming.What will it bring to this little soul and what will happen to this secret?What will happen when everything they thought to be textbook become happenings before the eyes of these little souls?The credit of the cover of the book belongs to the actual owner. I found the picture of the cover on Pinterest.Rest I hope you can give this story a try.I hope you will like it.

Take it off slowly, inch closer, tease and make 'em believe you're all theirs--Make it perfectly estatic. Abigail's code was as simple as they come, and had worked impeccably for years with her one and only rule: No touching. But when she pisses off a snob who didn't like it very much, it was up to a certain billionaire to save her from his covetous hands. Except, he isn't quite ready to let her go just yet.