Insurance Code Of The Philippines

For thousands of years now, queens have been ruling our kingdom. When a Queen's reign has come to an end, a successor must be chosen by what we now know as The Rule of Cardinal. Miss Katherina Daventin, a young naive and innocent girl, has been chosen by the Cardinal to rule over the people of Nydisia. In a world where supernatural beings have not been kept a secret, she struggles to prove herself as a human chosen to rule a multitude of diverse creatures. Lucian Williams, one of the strongest beings to walk the earth, and the son of Queen Orizelle, fights alongside Katherine to help her stake her claim to the throne as it is his duty as the General of Nydisia, and slowly love surpasses duty. *This is a slow burn book, it is not going to be rushed as you will see a lot of character development and growth in the plot at a steady pace.* Disclaimer: This cover does not belong to the author.

"Baby girl, we need to tell you something." There was a dead silence as my ears itched to hear about it. "Firstly, I want you to know that your dad and I love you and no matter what happens, we love you very much. And remember, that you are the best thing to happen to us and that you are not a mistake, no matter what happens." I don’t know why they are telling me this but I don’t like the sound of this at all. It sounded to me like something foreboding was going to happen. Mom continued. "There is a group called the Revenants. They are the oldest living werewolves in history, descended directly from Cain." "You mean Cain in the bible?" I have always thought that the bible character was a myth. "That exact one." She nodded. "What do they want with me?" In the small, mist-shrouded town of Silverwoods, High school junior, Luna Samuels leads a seemingly normal life. Raised in a loving, but sheltered family, Luna has always felt like there’s something more to the town than meets the eye. Strange happenings, inexplicable coincidences, and a growing sense of unease have made her question her place in this mysterious world. Silverwoods is a haven for the supernatural, a secret Luna is unaware of until she encounters the mysterious new student, Ethan Blackwell. Ethan is captivating, with his brooding demeanor and otherworldly charm, but he harbors a wild secret:he is a werewolf, heir to the alpha position in the local pack. As their paths cross in the hallways of Silverwoods High, an undeniable attraction sparks between them and secrets are discovered. Will their love stand the tests of time or will they get separated by external forces?

My in-laws-to-be are poisoned, but my fiancé insists on going fishing with his true love. I don't stop him. In fact, I lend him my car. In my past life, he chose to take his parents to the hospital after I stopped him. However, his true love died at sea and ended up being eaten by the sharks. My fiancé was normal after her death. However, when we were on our honeymoon, he stabbed me and pushed me into the ocean. "It's all your fault, Fiona! I failed to save Lauren because of you! Now that she's dead, you don't deserve to live, either!" The scent of my blood attracted the sharks. They ripped me to pieces before I could drown. When I open my eyes again, I find my in-laws-to-be lying in their bed. My fiancé runs off to save his true love. Ultimately, he still regrets his actions.

I was a famed assassin. She knew my name. Everyone did. Feral. Death's very own hound. But she was the one that'd left our hut in the dead of night. And I wasn't one to forget something like that. I'd gone looking for her when she left things the way she did. She was nowhere to be found then. Yet here she is now. Standing in my tavern. With her cloak in a pile around her ankles and offering me her body in plain view of every rogue in here. Bold move. But she was nothing if not that. She thought I'd give in and said yes to this venture to rescue someone she loved because of some misplaced honor. Not in the least! I said yes because I intend to wreak vengeance on her, for what she did to me. Every chance I get, I'm going to make her miserable. And I'm going to take great pleasure in doing so. Welcome to my world Warrioress. Where the price of vengeance comes much higher than a bit o' coin.

Penelope Faelan’s life was ordinary, if not for her haunting beauty—an allure so striking it seemed almost otherworldly. But the life she knew vanishes the moment the goddess Demeter kidnaps her, desperate to save her daughter, Persephone, from a fate worse than death: becoming the Queen of the Underworld. Transformed into an exact replica of Persephone, Penelope is thrust into a world of darkness and deceit, forced to take her place as Hades’ queen. Bound by magic to conceal the truth, Penelope finds herself at the mercy of the brooding and enigmatic King of the Dead. But Hades is not the monster she was warned about. Beneath his cold exterior lies a smoldering intensity that stirs something Penelope has never felt before. As Penelope struggles to adapt to her new role, the Underworld reveals its secrets—and her own. With every passing day, she begins to question her past and the mysterious circumstances that led her to this moment. Meanwhile, Persephone watches from the shadows, determined to reclaim her throne and the man who was never meant to fall for her mortal double. As passions ignite and loyalties are tested, Penelope must navigate a labyrinth of lies, lust, and power. When Demeter’s betrayal sets a deadly plan into motion, Penelope faces an impossible choice: to fight for her freedom or embrace the darkness and claim her place as the true Queen of Shadows.

Mia, a beautiful and innocent girl, is running away from someone. When she stumbles upon a city, she's determined to have a fresh start. But it isn't as peaceful as it seems to be, as mysteries and murder lurk just beneath the surface. Even more so when she becomes entangled with two men, both hiding something. When the bodies begin piling up, who is to blame? It would seem Mia has never gotten away at all.

When a deadly virus devastates the world, Dr. Julian Vance, an immune virologist, and General Ethan Cole, a powerful survivor with extraordinary abilities, join forces to fight for humanity’s survival. As they work to find a cure and protect the remnants of society, an unexpected bond blossoms between them. When Ethan is gravely injured, Julian discovers his hidden power of healing, saving the man he loves. Together, they face relentless dangers, fight for a cure, and prove that even in the darkest times, love and unity can prevail.

“Elena,” he says. My name has never sounded more filthy. He slams the door shut behind him with a kick of his foot and I flinch. My hand remains behind my back, it is a good thing he does not notice that my hands are now free. He inches forward and I take as many steps back as I can until I hit the wall. He comes even closer until his ugly face is mere inches away from my own. I can smell the stench of his wolf as he roughly grabs me by the chin. I quake uncontrollably, it is as if a wave of parasitic worms has taken hold of me, his touch is repulsive as it is nauseating. This man, who is old enough to be my father leans in and smiles. My eye starts to water and a sob escapes my lips. ****** Elena is a wolf-less girl who hails from a long line of omegas. One day, the enemy pack comes demanding for tributes, virgin girls to work as their slaves and to save her family, Elena volunteers to become one. She ends up a slave to the alpha of the enemy pack where she is horribly tortured. All hope seems lost and all she wants to do is to die, but then her savior comes in the form of Hunter, the alpha of the Storm Riders pack. Hunter takes one look at her and realizes she is his one true mate. But the only problem is, she has already been claimed by the alpha of the enemy pack. Will Elena be set free and allowed to choose her own path and happiness? Or will she be forever doomed to live in the shadows of her scars and past?

“I am without a head, but I have a crown. I am without a mouth, but I can make a sound. I have no hands, but I strike fear. I have no heart, but I am here. What am I?” ******** In the Silvermoon kingdom, a young beta named Alina Starfall is outcast and accused of witchcraft because of her strange ability to communicate with spirits. She is hated by the people of the kingdom for the actions of her brother, Faris, who killed their pack leader, Alpha Matthias Stormgaze. In the midst of trying to clear her name and make peace with Aleksander Stormgaze, the son of the slain Alpha Matthias, the mystery of the true killer deepened and new secrets come to light. Alina and Aleksander have to navigate not only their feelings for each other, but also their desire to find justice for the slain leader. They soon discover that the truth is more complicated than they have ever imagined, and they would have to make difficult choices to ensure the safety of the pack and the kingdom.

Abigail, a struggling writer, time-travels to 19th century France, landing in the lavender fields of Provence. There she meets Vincent, a solitary artist with a mysterious past. Together, they explore the land and inspire each other's work, leading to a passionate, yet doomed, affair. As the hourglass drains, Abigail must choose between her modern life or her love for Vincent in the past