Insurance Code Of The Philippines

At the heart of Nigeria’s academic pride, Eko University, life for students revolves around exams, friendships, and dreams of a brighter future. But all of that changes when a cryptic video from an underground group called Zotes sends shockwaves across the nation. Their chilling ultimatum: the government must release 5 billion naira within a week—or face a nightmare unleashed. No one takes them seriously until the first outbreak. A mysterious virus spreads rapidly through the university campus, turning students and staff into mindless, bloodthirsty creatures. As the infection spirals out of control, the government seals off the campus, leaving survivors trapped with nowhere to run. In the midst of the chaos, a mismatched group of students bands together. Their only aim to survive. Now, with time running out and betrayal lurking among them, the group must fight their way through infected lecture halls and crumbling dormitories to find the cure and stop the madness from spilling into the outside world. In this intense tale of survival, loyalty, and sacrifice, Campus of the Dead explores the price of ambition and the fragile line between order and anarchy.

The new intern always claimed to have the company’s best interests at heart, but her actions told a different story. To cut costs, she secretly swapped the two-thousand-dollar gift basket I had prepared for a client with a knockoff version she bought online for just two dollars, shipping included. During a critical overtime session, she turned off the power to save on electricity. Then, she boldly suggested canceling the company’s annual holiday leave. With a self-righteous expression, she declared, “The company doesn’t support freeloaders. I believe the holiday season is the perfect time to boost sales. I propose everyone work unpaid overtime and dedicate themselves selflessly to the company!” While the employees grumbled in frustration, I stepped up to refute her absurd suggestion and spoke out on behalf of the team. But instead of backing down, she accused me of embezzlement in front of everyone and recommended to the boss that I be fired. The shocking part? The boss agreed. Fine. If that was how they wanted it, I couldn’t wait to see how the company would function without me.

A fight for power, a thirst for blood, a heart of revenge. Harriett sets to take revenge for her mate who she feels has been unjustly killed, she does something grave that would endanger the werewolf species and Donald is ready to fight her till the very last drop of his blood.

The tree I fell from was rotten. It's leaves were rotten, it's bark was rotten, and it's roots were rotten. Unfortunately, I am an apple that didn't fall far from that rotten tree. I was groomed in the shadow of that rotten tree and sprayed with poison to ensure I would be nothing but it's germinated seed. My earliest memories are dark and painful. My most vibrant memories are coated in crimson red and shame. The small pieces of my soul that I kept hidden and protected are the only parts of myself I can tolerate. The rest of who I am... The despicable trash that haunts my dreams... I hate. Death is the only answer to my life. Not love. I don't deserve love. A tainted apple is never put amongst the ripe juices apples. It is thrown away, discarded... As I should be.

Life in the Blake family was a nightmare for Crystal. Despite being married to Christian Blake, the powerful CEO, for three years, she couldn’t conceive, becoming the target of endless scorn and humiliation. When she finally found out about Christian's affair with his mistress, Ilda, the woman he’d chosen over her, her heart shattered. But just when she thought things couldn’t get worse, she found herself carrying Christian’s child in secret. However, as Christian prepares to marry Ilda, a shocking truth emerges— the child she was carrying was not his. What will happen when Christian realizes the woman he betrayed and cast aside had his heir all along? Will he regret his choices, or has he already lost everything, including Crystal’s love

Phoenixes were common among the supernatural world until their powers were known to the world. Samantha Parker is a phoenix. How will she navigate her life as she leaves her abusive pack after being rejected by her mate and goes down a path of success, she might even have a second mate.

When a mysterious stranger named Thorne confronts young Calla Merin with questions about a "pack" and a heritage she doesn't remember, Calla is thrust into the hidden world of werewolves. She quickly learns she's the last descendant of two legendary bloodlines—and her rare golden wolf form marks her as the fulfillment of a prophecy that some would kill to prevent. Thrust into the Moonveil pack, Calla must master her newfound powers while navigating deadly pack politics. But she's not alone—her best friend Maya harbors her own supernatural secret, and together they face the challenge of building crucial alliances between packs who have been isolated for generations. As the Shadow Covenant emerges from the darkness with enhanced soldiers and sinister plans, Calla must learn to wield the Golden Wolf Network—an ancient power that connects allied packs but also makes her a target. With enemies infiltrating their ranks and time running out, she faces an impossible choice: master abilities that could destroy her from within, or watch everyone she loves fall. Because someone out there knows what she is… and they're hunting the Golden Wolf.

Book Four of the Luminary Quartet Join Marigold as she ventures far outside of her comfort zone, accompanying her true mate Asher into unknown territory in a flight across both land and sea in order to seek aid from the enigmatic clan of shifters who call the Eastern Islands home. Imagine her shock when she learns that she has not one, but two mates. Asher has spent the last two years fighting off the invading bears, and the only thing that has kept him going was the thought of finding his soulmate. Mari was absolute perfection despite the barriers she’d erected around her heart, but he never dreamed he would have to share his other half. Zacharias has ruled over his clan alone ever since his second passed in a tragic accident over a year ago, but dragons always mate in triads and some believed his position was temporary, as a result. Furthermore, the arrival of his mate and Asher only increased the already mounting tension. What began as a journey to end one war somehow led to the precipice of another. Yet this time, Mari and the humans were the ones directly in the crosshairs, leaving Asher and Rias to scramble against the clock to break down their mate’s walls as long-held secrets emerge. Will Mari be able to let go of her fears before it’s too late, or will the last remaining elder standing win when everything is said and done? *Please Note: This is the fourth book in the Luminary Quartet, and it's recommended to read the previous books in the series first. This is a MFM romance, but there are no MM scenes.

For the first twenty years of my life, nothing interesting happened to me, nothing at all. I was just an orphan, trapped inside a prison of my own creation. My life was mundane, colourless, predictable, and for the longest time, I liked it that way. Life scared me. People scared me. Hell, everything scared me. Then Adrian walks into my life. Devilishly handsome and mysterious, the new priest sets me alight with desires I never knew existed. It's a sin, I know, but I can't help myself. His touch is magic. But Adrian is not what he appears to be. Our new priest is a Lycan King on the run from his enemies. And me? I'm not who I thought I was. I'm neither human nor wolf. I'm something else. Something that puts my life in danger. Just like that, my life is filled with excitement, adventure and more colour than I can handle. * I feel, more than see, as the priest kneels next to me. “Are you afraid of me, Pippa?" A little,”I answer. It's easier to be honest when you can't see the person's face. "Why?” "You- you make me…feel things.” "Hm-hm,”he grunts."And you've never felt these things before?" "No.” Out of nowhere, his warm hand falls on my hip, and a solitary finger traces along the length of my hipbone. My body comes alive and crackles with electricity, but I don't move, I don't even breathe.

🔥 THIS STORY CONTAINS EXPLICIT SEX SCENES, POSSESSIVE ALPHA ENERGY, AND INTENSE EMOTIONAL TENSION. READER DISCRETION IS STRONGLY ADVISED. When Liana Rivers fell into bed with her brooding, dominant, dangerously irresistible stepbrother, Killian Wolfe, she gave him everything, her heart, her body, her virginity. But when she discovered she was pregnant and found out he was engaged to another woman, she ran quietly, carrying a shattered heart and a baby he would never know. Now, seven years later, she’s a struggling single mom working as a hotel janitor, doing everything she can to hide her past, and her son from the ruthless Alpha who broke her. Until one night, he finds her again. Richer. Darker. More powerful than ever. And he wants her back. Killian isn’t just here to play house. He wants control. Of her life. Her body. Her son. And this time, he's not asking. She ran from him once. But now that he knows the truth… He’ll burn the whole damn world to keep what’s his.