Insurance-in-a-box Novels & Stories

On New Year's Eve, a message from my best friend, Lily Walton, popped up. [I rented a Maybach for our cats to go back to our hometown. A thousand per person. It has heating and surveillance. Isn't that a great deal?] I glanced at my banking app, where my mortgage had just been deducted. [Forget it. My Mochi isn't a princess. She can't afford such an expensive ride.] The next day, I got a selfie from her—hugging her pet cat inside a Maybach. [Chloe, it's such a shame you didn't come. The owner was nice enough to give me a ride home too.] On New Year's evening, right after I stepped through my front door, a frantic knock came at the door. My best friend's parents stood outside, panic written all over their faces. "Is Lily here? She hasn't come home at all. She said yesterday she was preparing a birthday gift for you and even took four thousand dollars from us." Before I could even recover from the shock, the police arrived. My best friend's last contact… was me.

“Ngh... Stop touching me like that...” I found myself squeezed against a burly man during a trip. Being naturally sensitive, his touch was overwhelmingly stimulating. I could not help but tremble and pant beside him. However, I never expected that halfway through the journey, he would eagerly lift me onto his lap. “The seat’s so hard. Your butt must be sore. Let me give you a proper massage!” By the end of the trip, he had taken everything from me...

They've called me a lot of things; Desperate, reckless and stupid. My name is Arthur Rowen, and three months ago, my world ended. My father was murdered—skull branded on his forehead like a sick calling card, Lionel family signature marking him as a traitor. My twin brother Asher vanished the same night without a trace, like he never existed. The police won't help because Lionel's own them. So I did what any desperate, reckless, stupid person would do: I got myself hired at The Pit of Lust, the Lionel family's underground sex club. The plan was simple: infiltrate, investigate, find Asher, get out. Then Andreas Lionel noticed me. Seven years older, dangerously beautiful, rumored to have appetites that would make a devil blush. The man who might have signed my father's death warrant. He wants me in his private suite, in his bed and under his control. Maybe I should run and while I'm at it, I should remember why I'm here but Andreas touches me like I'm something precious, not another pretty body in his collection. Fucks me like he's trying to ruin me for anyone else, while somehow making me feel whole for the first time in my life. The worst part? It's working and my legs are spreading with each passing night shamelessly. I'm falling for the man who destroyed my family. My brother is still missing and my father is still dead. And I'm still lying to the one person who's made me feel alive. They say revenge is a dish best served cold. No one warned me it would taste like whiskey and sin on Andreas Lionel's tongue Or that I'd crave the flavor like an additive.

My health was not good, but I had always wanted a child. My husband, citing concern for my health, avoided intimacy with me for a year. Then I stumbled across his private messages with another woman. [You'll spend Valentine's Day with me, right? You're not going to touch her tonight, are you?] [You know I don't like doing it just to make babies. Got you some lingerie. Wear it for me tomorrow.] That ill-fitting lace lingerie he was talking about was on my body. I'd slipped it on while he was in the shower, thinking it was a Valentine's Day surprise from him. Turned out, he hadn't bought the wrong size. He had just sent it to the wrong address. I clicked on the woman's profile. Her latest video showed her at the beach, hand in hand with the person filming. I recognized her hand instantly. It belonged to my best friend.

After my granddaughter is bullied by her classmates, the bully's family not only refuses to apologize but behaves arrogantly as well. Since they have connections in the city, the school doesn't dare intervene. I turn to the police, but they only urge me to let it go. The bully's family even boasted that they have people in the court, daring me to sue them. With every path to justice cut off, I have no choice but to take out the two Medals of Honor left behind after my son and daughter-in-law died in service, and kneel at the gates of the military compound. Six years ago, when the general personally delivered those medals to our home, he'd said, "Your son and daughter-in-law gave their lives for the country. They are heroes, martyrs, and the pride of our nation." But now, I want to ask him again. Why is it that when a martyr's daughter is bullied, no one protects her?

I receive a message one day. "Your condoms have been delivered. Total to be paid: XX dollars." I distinctly remember that I've never made such an order, but the address and phone number are mine. I call my husband, but he only says differently, "My godsister ordered them. She's too shy to use her details, so she used yours. It's not like it'll affect you." I nod silently. She might as well not have them if she can't afford to pay for them.

The story of Allison is a compelling tale of love, betrayal, and resilience. Allison's life takes an unexpected turn when her sister, Evelyn, runs away a few days before her wedding with her long-time boyfriend. She is forced to marry Adrian Russet Adrian Russette, a powerful and successful billionaire known for achieving everything he sets his mind to. He is also known for his controlling and arrogant behaviour instead of her sister to save her father’s business which was on the brink of bankruptcy. Allison initially refuses to marry Adrian, a man she knows nothing about and has only heard rumours about him, but she soon finds she has no choice but to marry him. However, Adrian is a man who doesn't believe in love and thinks every lady is a gold-digger but has an on-and-off relationship with his long-time girlfriend Zoey. Nonetheless, Adrian marries Allison due to the pressure from his family to settle down. Allison is unhappy with the arrangement, disliking Adrian's arrogance and cavalier attitude towards women. Adrian mistreats Allison and doesn't respect her. After a difficult time, she finds comfort in the company of Delvin, Adrian's estranged stepbrother and the family's black sheep. Will Allison find peace in her marriage? Will Allison have to pick between brothers? Will Allison and Adrian's marriage survive these secrets, and will Adrian commit to their relationship?

"This realm is your only chance of coming back to life in the mortal world, and if you attract those consequences, take note that you will die.” “Death?” I ask, mostly to myself. And to the voice, “What do you mean by 'I’m on my way to death'?” ~~~ Nova was having a bad day, and all she wanted was for the day to end already. But the universe seemed to have misunderstood her wish, because not only did her day not end, but she met with an accident that left her in a coma. As if that wasn't bad enough, she became trapped in a dimension between life and death, where she had to face a series of trials that would determine if she wakes... or fades from existence. Enter Zephyr, the spirit assigned to guide her to the light – her recovery. The spirit who never tried to disguise his want for her failure. The spirit she should've never fallen in love with. But in a world where survival is determined by the number of challenges a soul can conquer, the heart still found its way around love. With her complicated feelings in an already complicated world, Nova must decide what she's truly fighting for – her life, or the one being who's capable of ending it. *** In a short time, the remaining one hundred and twelve souls are pushed out. When we’re complete and standing, a voice – different from on the bus – greets us. “Welcome, Souls, to the survival games.”

Direct. Precision. Order. Those were the fuels James' life ran on but, a blackmail was all it took to bring a twist in the billionaire's life. James McKenna, a ruthless billionaire, who has a certain time for everything, is found at lost when a blackmail forces him into an engagement with Amara Livingston, a young girl he barely knows and the carefree daughter of the Mayor who also happened to be the most gorgeous woman he has ever seen. His determination to reverse the blackmail is wiped out when the said lady falls right into his laps and forces him into a relationship. A relationship he found himself longing for with each passing day. Still, he did everything within his power to destroy the evidence and their engagement, but the thing now is, now that he has her, he can't let her go.

A young girl called Flo fleeing her country due to war, in search of a new home. Flo encounters joy and lots of sadness along with love and loss. Will Flo ever find home and a place of safety and comfort in this world of war and chaos.