One way to look at it is the whole arranged marriage/expectation dynamic they kinda already have in canon. They're both from these massively important, high-pressure families—Todoroki with the whole Endeavor legacy mess, Yaoyorozu with the wealth and status. The fic 'Symbiotic Arrangement' by Frostblossom plays this up beautifully, framing their relationship as a political alliance that slowly becomes genuine. It's not just 'they're cute together'; it's using their backgrounds to create real external conflict and internal angst. You get Momo trying to navigate Todoroki's family trauma, Todoroki learning to respect her intelligence beyond just her quirk... it adds a layer of social realism you don't always see in high school ship fics.
Plus, there's the quirk synergy. Momo creates, Todoroki can supply raw materials with his ice or heat for chemical reactions. Fics that explore them as a combat or rescue duo, like 'Catalyst' on Ao3, make their partnership feel incredibly functional and logical. It moves beyond just emotional support into a practical, co-dependent working relationship. That foundation of mutual reliance often translates into a quieter, more mature trust in their romantic portrayals, compared to more explosive pairings.