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Chapter 3

Penulis: JDHWS
last update Terakhir Diperbarui: 2025-04-07 21:53:15

“Well, Mr. Reed, I don’t know how to say this; but your outstanding payment has been cleared. Also, I have a package on my table that is directed to you."

"Could you come to the hospital and retrieve it from my desk?” said the receptionist.

Those words sent shockwaves of confusion to Oliver. How was the two-million-dollar debt required to treat Mrs. Theresa cleared? Who was his newfound guardian angel?

“Err… ok. I’ll make my way over right now.” Replied Oliver. He reached into his pocket and took out whatever cash he had left.

After counting it, he realized that he had enough to take a bus to the hospital. Without hesitation, Oliver made his way to the bus stop and took the bus to the hospital.

After the most uncomfortable forty-minute bus ride of his life, Oliver alighted the bus and with his plastic bag in tow, walked to the reception, where the receptionist who called him was waiting.

“Hi, I have a package to collect. I’m Oliver Reed.” Oliver greeted the receptionist. “Mr. Reed, welcome. Here’s the package.” Replied the receptionist as she took the package and passed it to Oliver.

“Can I ask… how, or rather, who paid the balance needed to treat Mrs. Theresa?” asked Oliver. “To be honest, Mr. Reed, the person who cleared the debt is still unknown.”

“All I can say is the person was rather young; I think he may be the same age as you are. He was the same person who passed me the package you are holding.” Replied the receptionist.

“I see. Well then, can I go in and see Mrs. Theresa?” asked Oliver, to which the receptionist nodded and escorted him to the room where Mrs. Theresa was fast asleep.

Taking a seat next to her bed, Oliver took some time to process what had happened to him over the last few hours. Finally, curiosity got the better of him and he decided to open the package directed to him.

The first thing he took out was a brand new handphone. It was the latest handphone available in Metro City. The next thing he took out was a black credit card. He was shocked when he saw the card, as black credit cards are a rarity in Metro City.

Finally, there was a note in the package. It read: Please call this number using your new phone. Seeing as he was in Mrs. Theresa’s room, Oliver decided to make the call outside the hospital. Curiously, Oliver followed the instructions on the note and dialed the number.

A few rings later, the call was answered.

“Hello, is this Oliver Reed?” the voice from the other side greeted. “Yes, it is. Who am I speaking to?” asked Oliver, cautious that he might be victimized in a scam or being set up by the Connors again.

“Before I answer that question. I have one of my own for you. Do you remember your real name? Oliver Smith?” the person asked.

A chill ran down Oliver’s spine when he heard the question. ‘Oliver Smith… when was the last time someone called me by that name?’ he thought.

“Are you someone from that crappy Smith family of Townsville?” Oliver asked back, his temper rising as he spoke.

“You can say that. You may know me as Derek Smith, the one adopted by Edward and Emma Smith.” Replied Derek.

“Oh… yes… I do remember you. You were ill treated by that shitty family. Do you still live with them or have you escaped from their clutches?” asked Oliver.

“There is a lot you need to know, Oliver. I can explain everything to you. I like to meet you tomorrow afternoon at QS Tower in Metro City. Can you make it?” asked Derek.

“I suppose so. I just lost my job, anyway. So, I can definitely make time.” Replied Oliver.

“Excellent, Oliver. Oh, by the way, by calling me using your new phone, I suppose you must have seen the black card in the package, right? Use it anyway you see fit. There’s a fifty million credit limit in that card."

"Buy some clothes, find a place to stay, buy a car, treat yourself to a meal… do whatever you want with the card. The pin number is your date of birth. Call me when you arrive at QS Tower tomorrow.” Said Derek before hanging up.

As Oliver walked back to the ward where Mrs. Theresa was resting, numerous thoughts were racing through his mind.

How was Derek able to get a hold of him? What happened to Derek and the Smith family over the years? Most importantly, why did they all reappear in his life at this point of time? Why now?

However, when he arrived back at the ward, all these questions were cast aside. Oliver walked towards the bed and gently held Mrs. Theresa's hand. He then spoke softly to her, so as not to wake her up.

"Good news, Mrs. Theresa. Your treatment has been fully paid. You don't have to worry about money anymore. Now, it's my turn to take care of you. Wait for me while I handle a few urgent matters. Rest well and recover."

Then, in his mind, Oliver rearranged his priorities. He had decided what to do over the next few hours before meeting Derek.

Taking his plastic bag of clothes, his new phone and his new black card, Oliver turned around and walked out of the hospital, with renewed purpose.

'It's late at night now. I should find a proper hotel to stay in for the time being.' thought Oliver. With that in mind, he took out his new phone and gave Derek a call.

"Hey Derek, I need a place to stay for the time being. If you can provide me with a black card, surely you have a place for me to stay in." said Oliver.

"You sure are smart, Oliver. I have a hotel in Metro City. Are you familiar with Quinton Hotel MC?" asked Derek.

"Yes, I know about it. Wait, isn't that under the Quinton Consortium in Townsville? Do you own that hotel?" asked Oliver suspiciously.

"Like I said, Oliver, there's a lot of things that had happened. What you need to know for now is you have a place to stay. Make your way there now. I have reserved the Presidential Suite for you."

"Oh, just in case I'm not available, contact the hotel's GM, Carson Stevens. His number is on your phone's contacts list. See you tomorrow." replied Derek.

*Click*

'How the hell does Derek own a Quinton business? What connections does he have with the Quinton Family?' Oliver's curiosity and suspicion had reached its peak.

With that in mind, Oliver wasted no more time. He hailed a taxi on outside of the hospital and headed straight for Quinton Hotel MC.

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  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 4

    The journey to Quinton Hotel MC was quite a long one from Metro City Hospital; but Oliver was excited about staying there, at least for the night. After everything he went through over the last few hours, a good night’s sleep was what he needed; and he had Derek Quinton to thank, even though he did not know that Derek was a Quinton and not a Smith. When the taxi was nearing the entrance of the hotel, Oliver took a moment to soak in the sights of the exterior of the hotel. Never before had Oliver been able to witness a six-star hotel in person. This night was the first for him. After using his card to pay for the fare, Oliver made his way to the front door, eager to enter the hotel. However, before he could come close to the front door, the bell boy stopped him in his tracks. “Excuse me, can I help you?” asked the bell boy, suspicious of Oliver’s attire.“Yes, where is the reception? I’m checking in for the night. At least just for tonight.” replied Oliver, aware that the bell

    Terakhir Diperbarui : 2025-04-07
  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 5

    "Why did I slap you?!? What nerve you have to ask me that question!!" Carson shouted back at his bell boy in anger. "Do you even know what you have done?!?" "What did I do to anger you, Mr. Stevens? This is obviously a poor loser impersonating as a VIP." the bell boy was still unrepentant."First, you lied to that person there that you contacted me. Then you kept mocking him and calling him names.""Even if he is not a VIP, is that how you treat anyone coming to our hotel?!? Or in life for that matter?" Carson snarled back."What's worse is that you have offended someone that should never be offended. You want to cost me my job!!""That's it! I have had enough of your antics! As of right now... YOU'RE FIRED!!!" Carson screamed at the bell boy.The bell boy sat on the ground, shell shocked at the reality that he just lost his job. He was in a daze, so much so he started to feel his head spin. Carson then walked to Oliver and bowed towards him."I'm so sorry for this inconvenience caus

    Terakhir Diperbarui : 2025-04-07
  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 6

    Soon, the Rolls Royce arrived at the highest end mall in Metro City, named The Diamond Sands. When the Rolls Royce reached the valet drop off point, the mall valet crew opened the doors for Oliver and Carson to exit the car. "Greetings, Mr. Carson. Welcome back to the Diamond Sands." greeted one of the valet crew members. " I see that you have brought a guest with you." "Greetings, Nora. Good to see you again. I have my guest Oliver Reed with me today. You will show him the same level of respect as you always have shown me." replied Carson with authority. "Certainly, Mr. Carson. Please allow me to escort you and your guests to your store of choice." replied Nora humbly. Within five minutes, Nora escorted Oliver and Carson to the shop Carson was looking for. It was a fancy, mega tailor suit boutique called Tresser, owned by someone that Oliver recognized as he walked into the boutique. "Mr. Carson. Welcome back to my shop." greeted the owner. "Always a pleasure to be here." replie

    Terakhir Diperbarui : 2025-04-09
  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 7

    'Wow, a black card. Is this for real?' Veron thought to himself as he took the card from Oliver to charge. Veron then proceeded to the cashier counter to prepare to charge Oliver's new card."Please, Oliver. Stop wasting our time. We all know about how broke you are. You all should have known that he was fired from his job. There's no way he can afford a t-shirt, let alone these suits." Barrry taunted."I guess we will find out in a few seconds now, won't we?" replied Oliver with a smirk. "Ooohhh... I can't stand the look on his face. I can't wait for him to kiss our feet. My apologies in advance to the rest of you. This piece of trash has ruined you all." said Margaret arrogantly.Seconds later, a beep was heard from the cashier. In the next instant, the credit card machine started printing out the charge form.That only means one thing... Oliver's card charge went through and he has successfully purchased his suits.With a smile on his face, Veron then took the charge form, the inv

    Terakhir Diperbarui : 2025-04-14
  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 8

    Oliver, Ian and Rose turned around to see another couple walk towards them, rather arrogantly. Ian and Rose recognized them and let out a small groan."Do you know them?" Oliver asked curiously. "Sadly, yes. They are our senior managers, Kellan and Sylvia Miller." replied Ian.Rose added, "They are also husband and wife. Their management levels are considered middle level; but they act as though they own QS Holdings.""Really? Well then, let's have some fun with them." Oliver mumbled to himself. "You two! What are you doing with this disgraceful excuse of a human being?" Kellan barked at Ian and Rose as he and Sylvia neared the group."Boss, Oliver is our good friend. We saw him and just did some catching up." Ian replied, somewhat fearfully.'Ian looks scared of these two clowns. Do they have something over him and Rose that no one knows of?' thought Oliver."Hah, you and Rose are friends with him? Please, if you know what's good for you, you stay as far away from such a virus. This

    Terakhir Diperbarui : 2025-04-15
  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 9

    Ding! The door of Oliver's private elevator opened and the two men he saw exit the helicopter entered his office. One of them was in a white suit with a black shirt, while the other, like Oliver, was in a black suit but with a shiny purple shirt. Upon their entry, Lorraine and her team bowed towards the two men to greet them. Seeing their actions, Oliver decided to play along and bowed to them too. "Greetings, Young Master Quinton and Don Charles. Welcome back to QS Tower." greeted Lorraine and her team. 'Young Master Quinton? So it's true. Derek is a Quinton. And Charles? A Don? As in... mafia Don?' thought Oliver as he looked at Derek and Charles. "At ease, Lorraine. You and your team may be excused for now." replied Derek. Lorraine and her team bowed to Derek and Charles once more before leaving Oliver's office. "Hello, Oliver. It's been a long time. We're glad to be able to find you." greeted Derek as he patted Oliver's shoulder. "I assume you are Derek, since you are the on

    Terakhir Diperbarui : 2025-04-16
  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 10

    Derek and Charles looked at Oliver in astonishment as their eyes opened slightly wider upon hearing Oliver's goal."Woah, Oliver, are you sure about this?" asked Derek. "Do you want to be the mayor, or do you just want to be the most influential figure head?" added Charles.Oliver took a deep breath before replying to Derek and Charles, "Well, I don't need to be the mayor.""I just want to have the entire city under my control... to the point where even the mayor is under my influence." he declared, letting out a smirk."You're going to have your work cut out for you. Where do you want to start?" asked Derek. "Well, Derek, to be honest with you, I have already started." replied Oliver."How do you mean, Oliver?" asked Charles. "Before I came to this office, I already had my first encounter. While buying my suits from Tressler's at the Diamond Sands earlier, Margaret and her boyfriend Barry Treslow barged into the store, despite it being closed off." said Oliver."Wait, did you say Ba

    Terakhir Diperbarui : 2025-04-17
  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 11

    "Well then... Oliver," Lorrine replied reluctantly, despite given permission to call him by name. "As you may know, I'm Lorraine Mensah, the CEO of QS Holdings. I'm your main point of contact for all your company matters. Allow me to properly introduce you to my team." "Firstly, we have Mitchell Remy. Mitchell is in charge of our security and he himself is a mixed martial arts master, top student of Henry and Holly Hill of the Phoenix Mafia." "Next, allow me to introduce Yuriko Takahashi, our fintech director. Proficient with computer tech and numbers, she is in charge of the finance and tech development departments of QS Holdings." "Finally, to manage the company's public relations, sales and marketing, we have Tanya Boyce, our top salesperson for five years at QC Enterprise, before being transferred over to QS Holdings two years ago." "Welcome to QS Holdings, Oliver." greeted Mitchell, Tanya and Yuriko."The honour is all mine, team. I have heard a lot about you guys. So, to me

    Terakhir Diperbarui : 2025-04-18

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  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 25

    "Who knew that the wannabe Don Charles Smith and that idiot Derek Quinton would lower their standards to appoint you as chairman." mocked Don Krauser. "Don Krauser, with him as a bargaining chip, it's not only QS Holdings; for all we know, maybe even the whole of Quinton Consortium in Townsville could be under your control." suggested Nikolai. "That may be true, Nikolai. I'll call that wannabe mafia wimp now." replied Don Krauser. "Are you sure you want to do that?" asked Oliver, still with his hands in the air, keeping an aura of calm and confidence. "Nikolai, is it a bit noisy here in the forest?" asked Don Krauser. Nikolai then walked towards Oliver and punched him in the stomach, sending him reeling on the ground. "You had better shut the hell up before I carve you into pieces and feed your to my dogs." warned Nikolai. "*Cough* *cough*, do you think you can do that, Nikolai? After all, I'm a bargaining chip for your Don. That is, if he can even use me." warned Oliver

  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 24

    "What are you looking at?!?" Herman's voice snapped Oliver out of his thoughts as he continued driving. "Relax, Herman. I was just checking the traffic on my mirrors." Oliver replied nonchalantly."Well, stop daydreaming. Make a left turn up ahead." barked Herman. Upon turning, Oliver noticed that he was driving into a dark forest. "Guys. This is bad. Oliver is driving into the forest." reported Irin. "It sure is. The GPS of the car is weakening. So is Oliver's GPS on his phone." added Ivy."Mitchell, Tanya, continue driving past Oliver. Don't give Herman any hint of suspicion." said Lorraine. "Understood. We'll turn back around the first chance we get." replied Mitchell.It was a shrewd move on Lorraine's part. Herman was looking at the rear view mirror when Mitchell and Tanya drove their cars past Oliver's. So, he assumed that he was not being followed."Mitchell, Tanya, this is Nathan; when you turn back around, block the entrance to the forest and call your local police.""Will

  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 23

    "Where's the owner, Irin Oswald?!? Show yourself!!" shouted Herman. "I'm here." replied Irin as she stepped out from her office. Still pointing his pistol at Oliver, Herman turned his attention to Irin. By that time, he and Oliver were standing next to the BMW Z4 originally meant for Sharon. "Irin, you had better cooperate if you want to see this piece of trash again. Take the keys to the BMW, MY BMW; and pass it to Oliver. No tricks!" instructed Herman. Oliver noticed that Irin was not willing to listen to Herman. So, he nodded at Irin to reassure her. "Listen to him, Irin. Everything will be fine. I promise." said Oliver. Reluctantly, Irin went back into her office. A minute later, she re-emerged with the key and passed it to Oliver, as instructed by Herman. Herman then released his grip on Oliver; but still kept his pistol pointed at him. "Now, you, trash loser. You don't deserve to be called chairman. Get in the car with me. No funny business." warned Herman. When Herman ad

  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 22

    Herman's face grew red with anger when he heard that QS Holdings's new chairman declared he was not OneMedia's top brass. In his anger, he balled up his fist, slammed it on the table and stood up to confront Lorraine, causing the whole team, except Oliver to stand as well."Since when did QS Holdings have a new chairman? Who is this coward who does not have the guts to face me? What does he know about the hard work I've put into this damn company?" Herman asked, enraged."Hard work? You mean hardly any work, you thief!" exclaimed Sharon. "Take it easy, Sharon." Tanya said to Sharon while placing her hand on Sharon's hand."Yuriko, let's show Mr. Schwarzer here the fruits of his so-called labour." said Lorraine. Yuriko nodded and then showed the slideshow for all to see, including Herman.One by one, the slides showed Herman's continuous siphoning of OneMedia's funds to Don Krauser Del Toro, as well as his lack of effort to pay all the staff at OneMedia."So, this is the hard work that

  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 21

    It was back to Metro Motors for Oliver and his team. Within thirty minutes, all five new cars were parked at the VIP carpark lots provided by Irin. When Oliver and his team exited their cars and walked to the entrance, they noticed Irin already standing at the door, waiting to greet them. "Good morning, Ms. Lorraine and team. Welcome back." greeted Irin. "Good morning to you too, Irin. Is Sharon on her way with her boss?" asked Lorraine. "She is making the necessary transport arrangements. They should be arriving within the hour." replied Irin. "Good. That gives us an hour to make our own preparations." said Oliver. "Let's get going, then." said Mitchell. All of them then entered the VIP lounge and unloaded the necessary equipment and papers. "Tanya, is the necessary paperwork ready?" asked Lorraine. "The documents are prepared and here on the table." replied Tanya. "I have the screenshots of all the fraudulent transactions compiled into a slideshow." reported Yuriko. "On my

  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 20

    Derek, Charles and Mrs. Theresa were in the private hangar of Metro City's airport, ready to board Derek's private jet. Just then, Charles received a notification on his phone."Brother Derek, I just received a text from Oliver. He's making his way to the airport." reported Charles. "Understood. We will wait for him to arrive." replied Derek.Thirty minutes later, a brand new Mercedes C-Class pulled up about fifty feet from the jet.When the door opened, out walked Oliver, much to the surprise of Mrs. Theresa. "Oliver, where did you get this expensive car?" she asked Oliver."Care to guess, Mrs. Theresa?" replied Oliver, glancing towards Derek and Charles.Mrs. Theresa turned her attention to Derek and Charles, who could only shrug their shoulders. "We have set him up financially. It's the least we could do." said Derek."It's too much, Young Master Derek. You might spoil him." said Mrs. Theresa."Haha, rest assured, Mrs. Theresa, Oliver is a smart man. He has assured us he will grow

  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 19

    Irin then excused herself and went out of the lounge to look for Sharon. A few minutes later, Irin returned to the VIP lounge with Sharon in tow. She was surprised to see Oliver in the room, along with Lorraine and the Trident. "I know who you all are. Ms. Lorraine Mensah and your elite team. You are prominent staff of QS Holdings. It is such and honour to meet you all. Oliver, you work for Trilliant Holdings too?" Sharon asked in surprise. "Indeed, I do. I am Ms. Lorraine's assistant." replied Oliver, still not wanting to reveal his true identity to Sharon. "Sharon, I called you in to apologize to you for my ex-staff Brandon's unprofessional behaviour. I said ex-staff because he just got fired." explained Irin. "To make it up to you, QS Holdings has agreed to pay for whatever car you wish to purchase from Metro Motors." added Lorraine. Sharon went weak in her knees with tears in her eyes upon hearing what Irin and Lorraine said to her. She was about to fall when Yuriko noticed a

  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 18

    Oliver was in awe of the showroom cars that he was not paying attention to where he was heading. In the next moment, he accidentally bumped into someone coming from the opposite direction. "Oh, I'm so sorry." Oliver apologised to the person he bumped into. "Please forgive me for not paying attention." In the next moment, Oliver was in a loss of words. It turned out he bumped into a lady who, in his eyes, was the most beautiful woman he had seen, much prettier than his ex-wife, Christina. The woman had sharp facial features, long blonde hair; and was in a stunning white dress that showed her slim, yet sexy figure. The woman, seeing Oliver's reaction, blushed slightly before replying, "It's ok, mister. I was paying attention to my phone. I should have been more careful." "I understand. Oh no, did I stain your dress?" asked Oliver, noticing a stain on her dress. "Oh, no. That was a stain from earlier. There was an idiotic employee of the showroom who was not looking and he knocked

  • Who's the Loser Volume 2: The Exiled Loser Billionaire    Chapter 17

    Upon reaching QS Tower, Oliver was on his way to his private lift, when from a distance, he noticed Lorraine and her team having breakfast in the cafeteria. Curious, Oliver decided to join them. "Morning, team." greeted Oliver. "Morning, Oliver. Please, join us for breakfast." replied Lorraine. "Just as well, I have yet to have breakfast. What are you guys eating?" asked Oliver. "I always love the sandwich toast set meal that they have here." said Mitchell. "They have the best scrambled eggs I have ever eaten." said Yuriko. "What about you, Oliver? What are you going to have?" asked Tanya. "Well, I see a breakfast set available. I think I'm going to have that." replied Oliver. Ten minutes later, Oliver was enjoying his breakfast together with Lorraine, Mitchell, Yuriko and Tanya. Just then, Oliver spotted Ian and Rose heading to the cafeteria together, in high spirits no less. When they saw Oliver, they waved to him with smiles on their faces. "Morning, Oliver. Oh, good morning

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