Romans & histoires Finance

My cousin, John Anderson, always paid me in tens rather than in thousands. He owned a renovation company, and my team and I always worked hard for his projects. However, he only transferred me thirty dollars for sand and concrete that were worth three thousand dollars. Besides that, he only transferred me one thousand five hundred dollars to finance customized doors and windows worth one hundred and fifty thousand dollars. I did not harp on that. Instead, I bore the cost in full, as he was my cousin. That was until his wife, Rory Anderson, scolded me in front of all the workers. “Peter’s a bloodsucker. He never informs us whenever he buys new materials. He must have scammed a lot of money from us! I saw that he got himself a new house and a new car. I bet these are all bought with money he took from us!” John smoked next to us and sighed, “Never mind. He’s family after all.” I was furious when I heard that. I paid more than six hundred thousand dollars’ worth of material fees for him, and he was accusing me of stealing his money? The next client had a mansion and wanted natural marbles worth hundreds of thousands of dollars for his living room floor. John approved the request but only transferred me a thousand dollars to get it sorted out. So, I went to the brick factory located in the countryside and got a truckload of used red bricks from pigpens. Then, I used them for the client’s flooring.

I am heading to my job interview when my close friend, Thomas Lang—the same guy who always cautions me about meddling in other people's business—suddenly throws caution to the wind and sprints toward the wrecked limousine. I instantly realize that Thomas has been reborn, too. In my past life, Thomas and I were the top two graduates of the finance department, both making it to the final round of interviews at a Fortune 500 conglomerate. Yet, on the day of the interview, we suddenly came across the CEO, Ruth Gibson, who had just gotten involved in a car crash. I abandoned the interview to save her, while Thomas hurried off to the interview. In the end, Thomas landed the offer, while I lost my shot at working at the top conglomerate. I received sympathy from everyone around me. However, Ruth sought me out eventually, and in the spirit of profound gratitude, she presented me with an immediate proposal of marriage. I became the man who would marry Thomas' superior, achieving incredible status overnight. Meanwhile, Thomas stayed an ordinary worker, perpetually crushed by impossible metrics and corporate pressure. I was enjoying the heights of my privilege at the annual dinner, standing beside Ruth, while Thomas lurked in the background. He was a miserable face lost among the nameless guests. Consumed by jealousy, he brandished a knife and stabbed me to death right there. I suddenly open my eyes and realize we are both back at this single, pivotal day of Ruth's accident.

After a grueling year of training abroad on the company's dime, I came home holding an OEM certification for our high-end production line. Only three people in the country had it. I couldn't wait to cash in my stock options and finally give my girlfriend, Nora, a home of our own. But when I got back to the office, there was no celebration waiting. Just three notices. [Finance: $50,000 travel reimbursement rejected. $20,000 in salary frozen as a performance hold, to be released after your review is passed.] [HR: Your sponsored training carries a mentoring obligation. You must train three qualified technicians within one month of returning, as your assessment. Fail, and your travel costs will not be reimbursed and your frozen salary will be forfeited.] [Direct Manager, Kevin: Turn over all core technical documentation. Effective tomorrow, you're reassigned to the factory floor for mentoring.] I gripped the three notices and headed for the manager's office to demand an explanation. I pushed the door open and froze. Nora, my girlfriend of three years, was sitting on Kevin's lap, her clothes half undone. Our eyes met. All she gave me was one cold line. "Ethan, since you've already seen it, let's just break up." I backed out of the office without a word. I walked past all the eager faces waiting for a show, went back to my desk, and finally answered the email that had been sitting in my inbox for a week. [I've decided to accept your offer. I can start in a month.] One month. Everything this company owed me, I was going to take back myself.

In the third year of my disappearance, Xavier Gardner has transformed into a powerful capitalistic mogul whose influence runs deep in the finance industry. At the celebratory party, he goes down on one knee and proposes to his first love, Nancy Lowe. "Back when my company was on the verge of bankruptcy, you were the one who sold all of your properties and assets just to help me tide over the crisis. Today, I want you to become the happiest woman in the world. Will you marry me, Nancy?" Amid everyone's blessings, Nancy puts on the ring while feeling extremely touched. "Mr. Gardner, it was said that your ex-wife, Victoria Zahn, had stolen all of your funds and fled with her sugar daddy when your company was in a financial crisis. "Now, she's gone missing for three years. If she ever comes back, will you choose to forgive her?" The reporter's sharp question makes Xavier's expression change drastically. His gaze shifts into one of pure ice. "If I ever find that traitorous gold digger, I'll make sure to skin her alive." As I float next to the crystal chandelier, I can only sigh while noting how deep his hatred runs in his eyes. Xavier, you will never be able to find me. After all, I already died three years ago when I was on my way to clear your debt with the loan sharks. Even the money that you've used to tide over your company's crisis is the funds that I gained from selling my family's manor…

As the year ended and payday finally arrived, my salary still hadn't hit my bank account. I headed straight to the finance department to sort it out, but Sarah Thompson dismissed me impatiently. "You picked up those coupons last week, didn't you? The ones for "Spend 2,000, save 1,000". You got ten of them, adding up to $10,000. Your salary is $8,000, and that extra $2,000 is a perk." I stared at her, stunned. No one had said a word about this when the coupons were handed out. Worse, they could only be redeemed at our boss's supermarket, where commodities were ridiculously marked up. Items that cost $19.99 at a regular supermarket went for $49.99 there, more than double the price. It dawned on me that the boss was just shuffling money from one pocket to another, which meant I had been basically working for free. I shoved the coupons back at her. "I don't want these. Just deposit the cash into my bank account." Michael Wright walked over with a frown. "What's all the yelling? We gave you an extra $2,000, and you are not even grateful? You're stirring up trouble for nothing. You'd spend your salary on stuff anyway. We're just making it convenient." My voice rose, shaking with fury. "What you're doing is illegal!" He laughed, cold and scornful. "Then sue me. I manage things here. You think I'd be scared by a minor employee like you?" Right then, my phone buzzed with a text notification: [Lisa Matthews, congratulations on securing the Enforcement Officer position at the tax bureau.]

I was the company's marketing director, but my salary had always been only sixteen hundred dollars. One day, Timmy Sunderland from finance accidentally sent the payroll spreadsheet to me by mistake. On it, I saw the lines: Technical Director–10,000 dollars. Marketing Assistant–5,600 dollars. Receptionist–2,000 dollars. It also clearly stated that my salary was ten thousand, but most of it had been deducted and given to Timmy! Only then did I realize that after a decade of service at this company, they still treated me worse than everyone else. I rushed into the office belonging to my boss, Jessica White. "I want an explanation." She said to me, "This is a business decision, and I'm not at liberty to explain anything to you. Haven't you always been the one who understood me the best?" Because I had feelings for Jessica, I gave in. A few days later, when the holiday arrived, I did not rest. I went out to negotiate an investment of five million for the company. I treated the client to dinner and drank with him until I suffered internal bleeding. When I took the receipt of 2,000 dollars to Timmy for reimbursement, he transferred only 100 dollars to me and even said I was just trying to take advantage of the company. Jessica also scolded me to my face. "Only incapable people need to spend that much on clients. Timmy's right, you're just trying to take advantage of the company." This time, I decided not to endure it any longer. In anger, I quit and joined another company. The first project that I was put in charge of was worth over ten million, and Jessica's company was the investment target…

My name is Mara Park, and I am a twenty-three-year-old fresh graduate taking up business administration from a public school in my province.  I don't know that when you graduate from a public school, especially when your school is unknown to anyone in a big city, even though you have a diploma, it is hard to find a job, most of all when you don't have any work experience. I am an orphan and living alone. No one will provide for my needs if I don't find a job. I know no one in this place. No, I have one. I smiled, Jared. He has been my boyfriend for almost four years now. I didn't tell him I followed him after my graduation. I wanted to surprise him after I found a decent job. The last time I talked to him, he told me he was working at a big company as a finance manager, and I'm so proud of him. So here I am, struggling to find a job. I disregarded my diploma and applied as a waitress in a diner near the Fernandez Corporation building, hoping one day I could snatch a job in that company, even if it was just as a receptionist. It would be a huge achievement for me. I'd been working in the restaurant for a month when I saw an older man pass out near my workplace. He begged me to bring him home because he had forgotten where he lived and his name. I couldn't bear to leave him alone in the middle of the night, so I brought him home, and my life turned upside down after that when I found that he was the grandfather of the owner of Fernandez Corporation. That led me to find out my real identity.

In my past life, right before sitting for the college entrance exams, my best friend, Lily Shaw, and I made a pact. We promised that once we got into college, we would study finance and make a fortune. But because my exam went smoothly and I was the first to leave the exam room, I ended up on camera for an interview. Somehow, I blew up overnight. Years later, I became a top celebrity, while Lily was sent to prison for financial fraud. When she got out, I gave her a million dollars to help her get back on her feet. She repaid me by quietly forging lies about me, whipping up a wave of online hate, and doing everything she could to destroy me. I traced the truth and confronted her, but she snapped back at me, "What gives you the right to stare down at me from your lofty throne and throw me scraps, Hannah Linden? I'm prettier than you, and my grades were better than yours. Why did you get the better life?" She laid out a plan to get back at me. She knocked me out and slashed my face. She also gouged out my eyes and cut out my tongue before stuffing me into a freezer, leaving me there to freeze to death. When I open my eyes again, I find myself reborn in my senior-year classroom. There's just over a month left for the college entrance exams. I look at Lily, who sits to my left and whispers to me. I smile at her, my eyes glinting with ice and venom.

I was three months pregnant when the car crash happened. In those final moments of fading consciousness, I frantically dialed Damian’s private, encrypted line—the one meant only for emergencies. He never picked up. By the time I was rushed into surgery, I received a crushing blow: Damian had forcibly reassigned my lead private physician to the South District. He needed the best doctor to treat his childhood sweetheart, Evelyn, who had just been widowed. When I finally drifted awake through a haze of agony, my trembling fingers swiped open Instagram. I saw Evelyn’s latest post: “I knew that no matter the distance or the time, Damian would move heaven and earth to reach me. He even brought his Chief Physician just to help me heal from my grief.” In the accompanying photo, Damian—a man known for his cold, lethal eyes—was gazing at the woman beside him with a tenderness I hadn't seen in years. While I was clawing my way back from the brink of death, fighting to save our child, my husband was playing protector to another pregnant woman. A hollow, self-deprecating laugh escaped my lips. Without a second thought, I slid the wedding band off my ring finger. I opened my inbox and hit "Confirm" on the invitation from the world’s most elite International Finance Institute. If Evelyn is all he cares about, I’ll give them my blessing. In seven days, I will vanish from his world forever—and I’m taking my baby with me.

Celia Johnson, my boss's sister-in-law, joined the company as the finance director and announced that all reimbursements must strictly follow the standards. I spent an entire week running around for the company and finally closed a five-hundred-thousand-dollar deal. Because the client had used two extra packs of paper towels, the per-person amount for their meal ended up eight dollars over the limit. Celia folded her arms, glanced at the reimbursement form on my desk, and sneered. "Five hundred and eight dollars?" "Yes. Last night at The Peak Restaurant, where we closed Richard's deal. Zack was there too," I explained patiently. "Eight dollars over the per-person limit. Not reimbursable," Celia said coldly. I tried to reason with her. "This was a special case. The client is high-level, and the deal amount is large, and Zack personally said it would be fully reimbursed last night." She returned the reimbursement form to me. "I don't care who said that. Don't think closing a five-hundred-thousand-dollar contract lets you ignore company rules. Reimbursements must all follow policies. Everyone will follow them to the letter." I took a deep breath. I knew arguing with her head-on would get me nowhere, so I called Zack directly. Zack said, "I did say it would be reimbursed, but I never said company rules could be ignored. It's just five hundred. And you still get commission from closing the deal. You young people need to have perspective." I stopped arguing. I turned around and refused the delivery containing the hard copy of the five-hundred-thousand-dollar cooperation contract, smiling as I explained, "Company rules say all cash on delivery packages must be refused. "Also, today is my last day here. Starting tomorrow, I work for Richard's company. As the client, I will be setting the rules this time."