Insurance Code Of The Philippines

Born under the full moon in the middle of a rain storm, the Goddess of the Moon bestowed her greatest blessing onto Raina. The Royal Princess of the wolves would grow to become The Queen of Storms. The Luna of Rain. After the betrayal that killed her parents, Raina is forced into hiding. For years, she pretends to be a wolf less omega while training her powers in secret until the time comes for her to take back her throne. Rouge attacks, betrayals, surprise visions, and an unsuspecting mate throw Raina through a loop but her goal always remains the same: avenge her parents and save the werewolf race from the man determined to take her down.

Life has never been good to me. And just when I thought life couldn't get any worse, the Goddess mocked me one more time and gave me a stubborn and difficult Alpha as my fated mate - someone who wanted nothing to do with me. But what did I have to lose? To begin with, I had nothing. So leaving and forgetting all about him should be easy. Well it was, until it wasn't. ¤¤¤¤¤ The book is the second in the Black Shadow Pack Series Spin-off Novels. While the story stands alone, I recommend that you read the series and the spin-off novel Book 1, to gain a better understanding of the characters. BLACK SHADOW PACK SERIES: Book 1 - HE'S MY ALPHA (Completed) Book 2 - THE BETA IS MINE (Completed) Book 3 - LOVING THE GAMMA (Completed) Spin-off Novel Book 1 - IN THE ARMS OF MY ALPHA (Completed) Spin-off Novel Book 2 - THROUGH THE EYES OF MY ALPHA (Completed)

“Dear sister, you will remain barren for the rest of your life because I have been secretly giving you some concoction that reduces fertility,” My eyes went wide with shock. “You did what?” “Of course, Lenora. That's what those concoctions do. It reduces a woman's fertility until her womb is no longer able to hold her babies,” ~~~~~~~~~ Lenora's world is turned upside down, when her mate and husband of three years returns with news of her step sister being pregnant for him, and she is banished from the pack due to her inability to produce an heir for him. But when one chapter ends, another begins, what happens when Lenora stumbles on love again? And discovers her true mate is none other than Alpha Zade, the biggest rival of her ex mate. Will Alpha Zade be able to open the doors of Lenora's heart? And build a new life together? What happens when Lenora's past comes haunting her, threatening to destroy everything she has now? Can Lenora and Zade overcome the dark force, or will it tear them apart? Find out in this interesting tale.

Seorang gadis yatim piatu meninggal dunia dengan cara yang sangat mengenaskan. Ia mati terbakar di dalam panti asuhan tempat di mana ia dibuang dan dibesarkan. Gadis itu kira, setelah ia mati, kemalangannya akan berakhir. Namun nyatanya ia salah. Saat ia membuka mata, gadis itu justru hidup kembali sebagai Koa Dorian. Sosok perempuan bodoh dalam sebuah novel yang dulu pernah dibacanya. Lady Koa merupakan anak haram Duke Dorian dengan seorang maid di Dorian Dukedom. Menjadi satu-satunya keturunan Duke Dorian membuat Koa diperlakukan dengan sangat baik. Ia hidup bergelimpangan harta. Namun sayang, meski Koa terlahir cantik, ia begitu bodoh. Kebodohannya sampai membuatnya ditipu oleh Pangeran Nathaniel. Ia merayu Koa, memanfaatkannya untuk naik tahta dan membuangnya setelah itu. Pangeran kemudian berselingkuh dengan putri count pinggiran. Setelah itu, kehidupan Koa berubah berantakan dan ia kehilangan segalanya. Duchess Dorian menyebut ini sebagai karma. Karma akibat perbuatan Duke yang dulu menyelingkuhinya demi seorang maid. Duchess mengatakan pada Koa jika memang itulah takdirnya. Takdir seorang putri cantik nan bodoh. Tak ingin mengalami akhir mengenaskan untuk kedua kali, gadis yatim piatu yang kini hidup sebagai Koa Dorian bertekad untuk merubah takdir malangnyanya dan mewujudkan cita-citanya untuk hidup bahagia di kehidupan barunya ini.

This is not a stand-alone book. You have to have read book one: Flight of the cardinal. The last surviving member of the royal Cardinal family took flight after the uprising. Princess Cressida Cardinal–now living as Ida- spent the last ten years since the uprising in hiding. During her indenture as a maid in the Kestrel household, she found her fated mate Xander, and together they escaped the clutches of an angry Duke Kestrel, only to tumble into more turmoil. In book one, they uncovered a secret about Ida's heritage while searching for answers to explain her powerful magic. Ida is a hybrid. Part Faith and part magic wielder. This makes her a dangerous weapon that could unleash all hell on earth. But there is a sinister reason why no other hybrids exist. Osprey has now captured Ida and took her into custody within the very castle she used to call home. While in his care, Ida's life is turned upside down, leaving a bitter taste in her mouth. As Ida is imprisoned, Xander must hide and bide his time until he can rescue her. He cannot count on the support from the rebellion, as he suspects there is a traitor amongst them. This will cause Xander to embrace his Lycan legacy and set out to find loyal supporters in the last Lycan pack. Alas, time is short when he learns Ida has escaped and found the one who bound her as a child. Will he reach her in time and prevent Ida from losing herself with the torrent of power in her, or will the past repeat itself and bring their entire world into chaos, dooming all humans, shifters, and magic wielders alike? Find out in the last book of this series.

Ang masayang buhay ni Janess kasama ang kanyang asawang si Nathan ay nawasak simula nang maglagay ng bomba ang kanyang kakambal at pinasabog ang mall kung saan naroon ang kanilang anak. Araw-araw, si Janess ay nagdurusa sa pagkamatay ng kanilang anak at mas lalo pang lumala nang bumalik ang kanyang kambal na si Janelle makalipas ang dalawang taon at sinabing mayroon silang anak ni Nathan. Ang luha ni Janess ay tulad ng tubig sa ilog na walang katapusan sa agos at mas lalo pang bumuhos ang luha nito nang malaman ni Nathan at sinabi niya sa kanyang asawa na ang sinasabing anak ni Janelle ay ang kanilang Anak. Luha ng saya ika nga nila. Ngunit ang kasamaan ni Janelle, ang kakambal ni Janess ay kagagawan lamang pala ng sariling anak ng mga taong umampon sa kanila, ang taong itinuring nilang tunay na kapatid ngunit kinamumuhian sila dahil sa matinding inggit at kawalan ng pansin mula sa kanyang sariling mga Magulang . Ngunit ang lahat ng kasamaan ay may katapusan at ang lahat ay maibabalik sa tamang lugar. Nabilanggo si Justin ngunit nagawa niyang magbago sa loob ng kulungan, siya ay naging mas mabuting tao at mabuting kapatid sa kanilang magkambal ngunit hindi nagtagal ay nagkasakit ito at agad na namatay. Ang kambal ni Janess na si Janelle sy dinala sa mental hospital. Tumagal ng maraming taon bago siya gumaling at nakalabas. Sa kanyang bagong buhay ay nahanap niya ang totoong pagmamahal mula sa lalaking minsan ng minahal ang kanyang kakambal. Sina Janess at Nathan ay namuhay nang masaya kasama ang kanilang dalawang anak pagkatapos ng maraming taon na pakikibaka sa kanilang buhay pag-aasawa.

At the age of 18, Patricia married Martin Langley, a man who was paralyzed from the waist down, instead of her stepsister, Debbie Brown. She accompanied him through the darkest moments of his life. Despite their two-year marriage and companionship, their relationship didn’t mean as much to Martin as Debbie's return. Martin, in order to treat Debbie's illness, heartlessly disregarded her pregnancy and cruelly bound her to the operating table. Martin was heartless, he left Patricia feeling lifeless, which prompted her to leave and go to a foreign land. Martin, however, would never give up Patricia, even though he hated her. He couldn't deny that he had and inexplicable fascination with her. Could it be that Martin, unbeknownst to him, has become helplessly in love with Patricia? When she came back from abroad, whose child is the little boy by Patricia's side? Why does he resemble Martin, the devil incarnate, so much?

Crystal Santiago was a woman of dual identities. By day, she was a waitress, known for her kind heart and sweet smile. By night, she became Jae, a stripper renowned for her looks and skill. Wherever she went, men would flock to her, completely under her spell. Her long, black hair cascaded over her bare shoulders, framing her seductive red lips and piercing blue eyes. She had the allure of a siren, and it was all too easy for her to trap men in her gaze. But beneath the surface, she was a sweet, down-to-earth girl. Crystal's life was going smoothly until the day she met him. He was powerful, ruthless, and dangerous. He ruled the city with an iron fist, and no one dared to cross them. He approached Crystal one night after her performance, his eyes filled with greed and lust. "You're mine now," he said, his voices dripping with malice. "You belong to me”.

My dormmate, Summer Lodge, always uses heavy-duty electrical appliances to cook in our dorm. I kindly remind her that it's a fire hazard and that she'll get a demerit if the college finds her out, but she snaps at me and tells me to mind my own business. One day, her oven bursts into flames and burns one of our dormmates—the daughter of an affluent family—to death. When the college investigates the matter to apportion the blame, Summer and another dormmate push the blame on me. I'm expelled and cyberbullied. My dead dormmate's boyfriend even comes after me for revenge. He shoves me and my family into the furnace at a crematorium. When I open my eyes again, I'm back to the day when Summer decides to make a meal with the oven.

Abductors bind me in a basement, subjecting me to the torment of dozens. Meanwhile, my husband, Evan Foster, dines by candlelight with his lover, Carmen Locke. My abductors grant me one chance to call for help, and I dial Evan's number. I'm certain he will come for me. I believe Evan would give his life for me, as he once vowed that his future held no meaning without me. Clinging to hope, I call the number etched in my heart. However, Evan scolds me for interrupting their date. "You think I'll come get you? Dream on. Maybe I'll bother to collect your body if you die out there." His words crush me, and I do die. Five days later, Evan stands before the autopsy table, grimacing at the mangled remains before him. Even as the police department's finest forensic expert, having dissected thousands of bodies, he condemns the killer's brutality. Yet, despite his cold dismissal of my desperate plea over the phone, he now wears a look of pity. Evan, if you knew these fragments belonged to me, would you still find me worthy of your compassion?