Unpayable Debt Novels & Stories

Daniel was young and in love, just not with the girl he was set to marry. Unfortunately for him and his would be bride, he was from a very rich and powerful family who owed a favor to someone else. His father made a private deal with the man to repay the debt by allowing his daughter to marry Daniel. The deal was made long ago, when the two were just children, but that didn't matter now. All that mattered to his father was keeping his promise and repaying his debt to the other man. He considered it a blemish on his family's good name and flat refused to die with that promise still unkept. Daniel had no choice but to take matters into his own hands.

Mom, Dad, and Jesse—my younger sister—went out to sea on a trip, but they were caught in a tsunami, and all three perished in the accident. I was left all alone—just as I was about to start university—burdened with nothing but a mountain of debt. In the end, everything I had saved for my university tuition, along with the house Mom and Dad had left me, was taken by debt collectors. I was then forced to work in a shady factory, laboring 16 hours a day, sleeping in a shabby ten-person dorm, and surviving on nothing but thin, flavorless broth. I finally cleared the last of the debt when I accidentally discovered that Jesse—who was supposed to be dead—had appeared on television and become a famous dancer. Mom and Dad even gave an interview about her success. It turned out they had taken out a massive loan and faked their deaths to flee to Pravia for Jesse's dance studies, leaving the entire debt for me to deal with just as I was supposed to start university. I went to confront them, demanding the truth, but they threw me out like trash. I was then hit and killed by a speeding truck at the side of the road. "How could Lorraine be such a nuisance, not even having the decency to die far away from our doorstep?" I have been given another chance, reborn on the day they faked their deaths.

After Jasmine’s father puts their pack in debt, the Lycan kings offer her father a deal to pay off the pack's debt in exchange for his daughter. Unfortunately, her father doesn’t hesitate in selling her off to the Lycan kings and she has no choice but to obey her father’s order. The rumors she has heard about the powerful and wealthy Lycan kings who ruled over all four groups of packs were beyond terrible! Things get more twisted when she finds out she’s mated all three of the Lycan kings! Can she soften the hearts of the cruel Lycan kings? Or will the new life she's thrust into completely ruin her?

After her father’s death leaves behind nothing but a ten-million-euro blood debt, Graziella is dragged into the world of the Vitale brothers, men who rule the city’s underworld with violence, power, and a loyalty that has no room for mercy, and who, by law and history, are also her stepbrothers. In their hands, debt is not something to be repaid but something to be owned, and because her father failed them, Graziella becomes the collateral they inherit, allowed to exist only as long as she remains useful and silent. For months, she survives by making herself small, enduring cruelty and indifference alike, learning that in a house built on fear, silence is not submission but survival. To the Vitale brothers, she is temporary, a problem that will eventually disappear once its value is exhausted. Everything changes when the eldest announces his political marriage, a union meant to secure alliances and erase liabilities, and Graziella realizes how easily she will be discarded. Instead of begging, she makes a single request: thirty days as their wife and queen, not as property but as a recognized presence, after which she will vanish forever. They believe she is desperate. They believe she wants protection or love. What they fail to see is that Graziella is not bargaining for affection, but for access. Because in those thirty days, she watches, listens, and learns, and by the time they understand what she has become, the quiet debt they ignored will be ready to rule them all.

“Why did you accept the marriage?” Audrey asked, her fingers drumming impatiently on the table.  Lucas leaned back, his gaze drifting over Audrey as a lazy chuckle escaped his throat. “It's a contract.”  A bitter smile twisted Audrey's lips. “How many months do I have to pay off the debt?” Lucas’ eyes snapped up, his brows furrowing into a shock. He hadn't expected her to be this....bold and unapologetic. He thought she would cry and plead for mercy.  “Twenty million dollars,” he muttered. “A debt even your father can't pay?”    ……………. Desperate to escape the $20 million debt her father leveraged to force her to marry Lucas Erickson, Audrey Sterling struck a deal with Thomas Whiteson, the heir of the Whiteson empire: pretend to be his fiancee for three months, and he'll pay off her debt.  But when she discovered she's an heiress to 40% share of her grandfather's company and can only claim it if she marries a man approved by her father, her world spun.  Thomas suddenly demands marriage, her father only approves of Lucas.  Trapped between loyalty to her grandfather's legacy, a deal with Thomas, and a heart falling for him, Audrey must choose: love or inheritance?

My family has gone into bankruptcy ever since my parents have passed away. As such, my older sister, Priscilla Lennox, and I have to shoulder a million-dollar debt. In order to pay off the debt, Priscilla works as a paranormal house tester, whereas I've taken on a part-time gig to act as a corpse in dramas and films. Just like that, I keep working for five years straight. As long as the debt remains saddled on my shoulders, I dare not take a day off. At the end of the year, I realize that I still need to collect 130 thousand dollars in order to clear the debt, so I decide to apply for a job as a drug tester. Once the experiments are over, I head over to seek Priscilla out happily with my 130-thousand-dollar payment in tow. Unexpectedly, I come across her when she's on a phone call. "Mom, Dad, Perry has been doing really well. You two have fun overseas. He doesn't like spending money now, so we can end his punishment next year." It turns out that my parents aren't dead, and my family isn't bankrupt at all. All the pain and suffering that I've gone through in the past five years is just a punishment for my excessive spending habits. My smile freezes on my face. That's when I feel my stomach churning violently before I spit out a mouthful of blood.

After falling into serious debt from a gambling, alcohol and drug addiction, Camilla’s Father, Francis, sells her to the Mafia Don, Baron, to pay off his debt. This causes Camilla’s life to go downhill and dark secrets from the past are revealed.

Elena Moore got some trust issues and a huge debt from a bad relationship. With bad guys after her to get the money, she needs to find a solution: she is going to make a deal with the devil. The devil? Dylan Montgomery, the CEO of Montgomery Enterprises.

Handed over to the Billionaire Alpha as payment for her stepfather's debt Kyra Sinclair's life as she knew it was over. she was a clueless human thrust into the world of werewolves even worse when she finds out she's the Alpha's mate.

The day my mafia boss husband, Zann Lima, went bankrupt, a car accident crippled both his legs. He was paralyzed from the waist down. I inherited his astronomical debt, and with it, the responsibility to care for him for the rest of his life. For an entire year, I was beaten by debt collectors until I vomited blood, yet I couldn’t bear to buy painkillers. I collapsed from exhaustion working eight jobs a day, yet I couldn’t bear to take a day off. Every penny I earned went toward keeping Zann alive. I believed this was love’s steadfast devotion, until one night, when I was delivering drinks at a club. I stumbled upon the man who was supposed to be sitting and waiting for me at home in his wheelchair, now clinking glasses with his guests, who all revered him as Don!