Unpayable Debt Novels & Stories

Struggling writer Julian Hayes is drowning in debt and rejection emails when a dream contract lands in his lap. Six months of exclusive work with Cross Media under the direct supervision of its powerful and icy CEO Ethan Cross. What Julian does not expect is that the commanding stranger who fucked him senseless in a luxurious Upper East Side penthouse the night before raw desperate and anonymous is now his boss. Bound by a strict contract and crushing tension their days turn into charged late night sessions where every argument crackles with forbidden heat. Ethan guards his pristine reputation with ruthless control. Julian refuses to be hidden. In a world where image is everything how long can they fight the pull between power and desire before everything breaks?

Ava Hart, a fiercely independent accountant struggling to save her father from crippling debt, is forced into a contract marriage with enigmatic billionaire Damien Cross. Known as "The Devil in Armani," Damien is a ruthless businessman who leaves a trail of destroyed lives in his wake. He manipulates Ava into marrying him to secure a façade of stability that will appease his board of directors during a critical business merger. While Ava despises Damien's arrogance and cold demeanor, she reluctantly agrees to the marriage, knowing it’s the only way to save her father’s legacy. As they embark on their enemies-to-lovers journey, the tension rose with the arrival of Damien’s seductive ex-fiancée, putting them in a dangerous love triangle, and the revelation of dark secrets that could destroy them both.

She grew up believing love always came with a price. Bruises you hide. Apologies you swallow. A body the world teaches you to apologize for. When her boyfriend’s gambling debt finally catches up with him, the men he owes don’t come for his kneecaps. They come for her. Taken as collateral by a feared crime boss, she prepares for the worst—only to find herself in the hands of a man who never planned to hurt her at all. As secrets unravel and danger closes in, she’s forced to confront a truth she’s never allowed herself to believe: maybe love was never supposed to cost her everything. And maybe the most dangerous man she’s ever met is the one who sees her as priceless.

Just like a typical stepfamily gone bad story, Abby was forced to live a life of destitute after her stepmother and step-siblings runaway and took all of her money.Buried in debt that was left to her by her cold-blooded family, she was left with no choice but to go in hiding.Until one stormy night, by some stroke of magical faith, she met Eugene. A warlock who offered her a chance to work for him.Little did she know that her apprenticeship would not only change her life.But it would also turn her entire world, upside down!***A story of love, hope, magic, and adventure all packed together!This is not your ordinary love story!You don't believe me???Then try it out first, and see for yourself...

Axton Almero, a handsome and dashing prince. He was almost perfect, except that his attitude was greedy for wealth. The man had killed Selena Dazzle, and as a result, he was cursed by that witch. Axton's soul is trapped in a flower called foxglove for good. His heart was still beating, but his soul disappeared like a shroud of the undead. Knowing Axton's dire situation, Selena's sister, Helena Dazzle, tries to save him because of a debt of gratitude. Helena wants to return the favor, but breaking Axton's curse is no easy feat. Will Helena be able to bring back Axton's trapped soul? Or is she the one who will be trapped in her own sister's curse? —★—★—★—★—★— Edited in Canva Pro. Credit to the owners.

My stepson pushes me down from the second floor, all because I accidentally break a bowl. He stands over me, looking down with a cold, emotionless gaze. "You're just a stand-in my grandfather forced on us. Don't even think about replacing my mother!" I stare up at the boy I've raised for eight years, and his indifference cuts deeper than any wound. Blood slowly trickles down from my forehead. Fighting through the pain, I dial a number. "Whatever debt I owed has been paid. It's time for me to leave." Coincidentally, I already have the divorce agreement that his father has signed.

Lucy Jade has a full time college education, a full-time job, and a huge debt load. One day, a mysterious billionaire CEO, Hart Matthew, offers her a contract marriage that will alter her life forever, just when she thinks life can get any worse. For whatever she can do to become his secret wife, all her debts will vanish, but there's a risk in becoming a part of his world of wealth and power, and family secrets. But when longing, betrayal, and surprise schemes are combating their union, Lucy must choose to keep her heart or risk it all for a man she was never meant to fall in love with. Will their marriage stay what it was, or will it become the best love story of all?

Rafael Valentino holds a burning grudge against his former partner. Edgar Marvelo, the scheming man who embezzled millions of dollars and brought their branch of the company crashing down. Edgar disappeared without a trace. The opportunity for revenge comes when Aurora Marvelo, Edgar's only daughter, returns from Paris. Aurora knows nothing of her father's crimes, let alone the hatred Rafael harbors for his family. Rafael demands that Aurora repay her father's debt, not with money, but with her freedom, her choices, even her pride. Now, Aurora is trapped working under Rafael's control. Amidst the pressure and conflict, can the seeds of love grow from the soil filled with vengeance?

"You signed the contract, little Tracker. You belong to my shadows now." Aria had everything until her fated mate, Kael, rejected her for political power. Now, her father is jailed by the Pack, and the only escape from an impossible five-million-dollar debt is Victor Thorne, the terrifying Rogue Alpha. Victor forces her into his dark world, demanding she trade her Pack loyalty for a year as his personal Enforcer. Working side-by-side with the man Kael fears most, Aria must fight his battles and resist the forbidden fire that ignites between them. Can she save her family before the Rogue Alpha claims her soul? And what price will she pay when her former mate tries to drag her back?

Some bonds are chosen… some are written before we were born. Rae Goldman used to be the “GHOST”… the most feared freelance biker on the underground circle. She buried that life the day she married Colt Wood and believed that she found somewhere worth staying. Five years later, she was accused of murdering Colt’s illegitimate child and only heir, she was chained and scheduled to die by morning. Then Killian Karl comes to her rescue, the president of Northline Brotherhood, and the enemy to Colt. The last man she’d ever choose to owe a debt to. He offers her a deal and she accepts. What she never knew was that the moon goddess had other plans for them. A bond formed, and in their quest for revenge, the taste for love grew stronger than ever.