Unpayable Debt Novels & Stories

The mafia world is a dangerous place to be and the worst place is no other place than Fiorelli’s empire. An Italian mafia empire ruling over half of Italy and America. People like Janelle have no choice but to serve wholeheartedly knowing fully well that they can die anytime. Janelle’s parents had owed the capo and they died still in debt leaving Janelle to pay the price. When the illegal son of the Capo, Dante Fiorelli set his eyes on Janelle, He made his decision right on the spot to make her his sex slave and play his father. Feelings happen when you least expect them and when you’re not allowed to have them. These two are in for a ride of a lifetime especially with bad things bound to happen in a world like theirs.

Aru, Polly and HiVi are three Omega in three different situation, Aru and Polly grow up together like real blood brother's while HiVi and Aru are twins separated right after birth and never got the chance to know each others existence. Aru was forcefully taken to pay for his biological fathers debt and left Polly uncared by his own mother and was married to an old politician, exploiting him to the old man's will and six bodyguards who gives him a slight freedom in exchange for his body. Then HiVi meet Aru and became close friends inside the club, being part of the elite prostitute and the highest paid for their intoxicating beauty and tantalising body. On Aru's last day of paying his father's debt, HiVi cried bidding his goodbye and followed secretly, their he found his mate which was their own boss, but his body was used to close a business deals and suffers and almost died in his mates hands, if not for his unborn childs spirit, always saving him. Then Aru and Polly meet again, but Aru was sold by Polly in exchange for a new identity, escaping his miserable life, but inspite what Polly did to him, he can't get angry to him and wish he finds a good life. Their he made a negotiation to his new boss where Polly sold him, just to gain his freedom, but while doing his best to finished the task given to him, to have his freedom. He found out his target was his DESTINED MATE. And his life became a total mess, because turned out his new boss where Polly sold him, has something to do with the death of his mother and manipulation of his ruined life, and the one who killed his daughter.

Ashley never meant to sell her body to survive. She never meant to strip in a club for dollars that barely paid the bills. By day, she serves lattes with a polite smile but at night, she dances under neon lights to pay off the gambling debts her mother left her drowning in. Then a client offers five thousand dollars for one private dance, too excited she says yes. Only she realizes she shouldn’t have. Because the man behind the money is Kayden Devereaux. Her high school tormentor, the thorn in her flesh. The boy who once made her life a living hell, who bullied her till she almost committed suicide. She is hell bent on fleeing the room but before she can run, he makes her an offer. Dance for him alone for one month and he gives her thirty thousand dollars. Ashley hates him too much to agree. Until she remembers what freedom costs, a life free of physical abuse from her mom and the debt cleared. So she agrees, and signs the deal. Only she is hit by a curve ball when she returns home. Her mother has married the very man they owed and the debt is gone overnight. And Kayden? He’s now her stepbrother. Trapped under the same roof, Ashley has no choice but to continue their dangerous arrangement in secret. She needs the money to escape her mother for good. What begins as a contract turns into obsession and power becomes something far more dangerous. Because Kayden isn’t just the villain from her past, he has been manipulating the present. And when hatred begins to feel like desire, Ashley must decide: Is she fighting the devil… or falling for the one who planned to own her all along?

They say love at first sight is a fantasy. He turned it into an obsession…and then a contract. Drowning in debt and dodging loan sharks, Louis's only break is a one-time ad gig. He smiles for seven seconds, gets paid, and thinks that's the end of it. He's wrong. Across the world, reclusive billionaire Lorenzo Volterra sees the clip. A man who has spent his life never looking twice at another man suddenly cannot look away. In that fleeting glimpse, he finds his obsession. Within twenty-four hours, he's at Louis's door. His first words: "You are my husband now." Louis laughs. He's not for sale. But Lorenzo doesn't understand "no." Raised to believe money buys everything…including love…he's never been refused. Never been loved. He doesn't know the difference between possessing someone and caring for them. When he offers to erase Louis's debt, it isn't kindness. It's a transaction. The price? A year of Louis's life, pretending to be the husband of a man whose love language is ownership, and whose broken English hides something darker. Lorenzo has never wanted anyone like this. The gender should matter…but looking at Louis, it simply doesn't. The obsession doesn't care about labels. It only cares about him. Now Louis is swept into ruthless luxury, where every desire is anticipated and every move watched. Lorenzo surrounds him with everything money can buy…because that's the only way he knows to keep something precious. But is Louis a cherished partner, or a trophy the man on the screen simply took? Can someone never taught to love ever learn? And when Louis looks into those glacier-blue eyes…why does he feel like he's falling?

I ran away with my new husband, Keith, chasing something—adventure, maybe, or just a way out of my dead-end town. He promised Vegas, bright lights, and fortune. Said he’d win big at the Moon Crescent Casino. I went along for the ride, naively thinking this was the start of something new. Instead, Keith lost everything. And I mean everything. And his genius solution? He sold me. To pay off his gambling debt, he handed me over like property—to a pack. Not just one man, but three. Wolves, apparently. Dangerous, intense... and off-the-charts gorgeous. Husk is tall, dark, and terrifyingly silent. When he does smile, it looks like it hurts him—and frankly, it gives me nightmares. Winter, with his pale hair and soft eyes, is gentle… on the surface. But there’s something immense in him, some power pulsing under his skin, like he could take control of my very soul. Then there’s Sky—moody, brooding, unreadable. He shifts between warm and cold so fast I get whiplash. They tell me I have to stay with them at the casino for thirty days. Just thirty days, and the debt is paid. Sounds simple, right? Except nothing about this is simple. And I know there’s a catch. So, I run. Only to find out—they need me. Not for money. Not just for fun. For something deeper. Something... ancient. Suddenly, I’m not the girl people overlook. I’m not the small-town girl with a too-big heart and nowhere to put it. I’m the key to something much bigger, something magical. And maybe, just maybe, these wolves aren’t my captors… they’re my future. I left to escape. But it turns out, what I needed most was exactly what I tried to leave behind.

Elena Hart is a genius scientist mired in debt and can't even afford her mother's life-saving surgery. Her rescuer can only be one man: Dominic Blackwood, a ruthless billionaire who doesn't believe in love but needs a wife for some mysterious reason that Elena can't fathom. When he offers to marry her for a relaxed, contractual wedding in exchange for paying off her debts, she signs on. What begins as a bargain slowly becomes something more when both of them begin questioning one another's faith, battling foes, and fighting emotions they had not expected. However, love's journey is not one to be taken lightly. With lies revealed, the foes closing in, and open wounds biting back, they must decide if love can conquer any pact.

“You’ll serve me as a mistress. My personal sex slave.” He said, in his ever calm sultry and silky voice and if it were not for the words that he had spoken, I would have been carried away by that voice. “What? You can’t be serious! That is not happening at all.” Maybe I should have thought through my words before speaking because the moment the words were out of my mouth the Alpha’s dark eyes turned even darker. *** On the night of the feast of Alphas, Catherine spills some onto the jacket of one of the Alphas present and she thought her life would be ruined for good, especially when the Alpha King decided to step in to clear off the debt and also acquire her as a mistress, little did she know that this singular experience was about to change her life forever.

My uncle stole money from the mafia and ran. Now, my sister has to pay the debt through marriage. But when I ruined the wedding and she tried to jump off a building, I had no choice but to take her place. ​I have to marry a man—the one I can't stop cursing and wishing to kill. Alessio motherfucking Vito is a vicious devil dressed in a fancy suit. Behind that charming smile, he paints the ground in blood and manipulates those who disobey. ​And when I disobey him, he promises to turn my life into a living hell. He wants to claim me, mark me, and destroy me. Well, that's too bad, because I'm going to ruin his life just as much as he ruined mine.

Ten years ago, werewolf Alpha Salvatore took a risk driven by desperation—he borrowed money from a Lycan, Solomon Romano and put up the pack lands as collateral. Now the debt is due, and Solomon demands Salvatore’s youngest daughter, Lucia as compensation. As an Omega, Lucia knows she is basically useless to her pack, so she might as well agree. She soon has second thoughts, though. Solomon is fearsome, and he’s free to do as he likes with Lucia. Solomon knows his race’s reputation, and he even admits some of it is deserved. But he’d rather kill himself than let his innocent mate’s light go out. It won’t be easy, but he knows, his mate worth it more than anyone else in the world..

18+ “Please.. I will pay the rest of the money I owed, don’t do—“  He didn’t let me finish, and so abruptly his finger clipped on my hardened-red-abused nipples, so hard that I yelped out as pain reverberated through my being.  And he didn’t flinch. “You dare?” he said flatly. “The likes of you don’t owe me money.” His grip remained merciless, “Your life is mine now. Nothing of worth. Just my property.” I nodded frantically, tears spilling, my body shaking — but he didn’t stop. …. Ruyi signed her husband’s ten million dollars mafia debt to herself without reading the fine print. Ruyi Wynter thought love meant sacrifice. Orphaned young, married at eighteen to the boy who once protected her, she worked herself raw to pay a debt that was never truly hers… until he betrayed her and shattered everything she believed in. He cheated with his co workers, constantly abused her emotionally. Yet she stayed. because leaving meant a miserable lifetime of debt. Until she was captured by Lucien Blackwood, the billionaire mafia lord feared across the world, Ruyi becomes collateral in a war fueled by blood, grief, and obsession.  Lucien doesn’t want her money. He wants repayment far more intense than cash. Cold. Cruel and Unforgiving. Lucien sees her love and devotion to her useless husband as an insult to him, after her very husband played a part in the death of his beloved fiancée.  Ruyi must survive this man who despises her—until loathing blurs into something far more sinful…. her soft moans.  Disclaimer: This book contains dark erotic themes, consensual non-consensual dynamics, emotional manipulation, and explicit adult situations. mature readers only (18+).