Unpayable Debt Novels & Stories

Within twenty-four hours, Hellena Crawley must repay her father's staggering debt, or her plus-size body will be used as collateral to satisfy ruthless loan sharks. Hoping to receive help from her boyfriend, she is instead rewarded with a cruel betrayal in bed. Broken and cornered by the threat of death, Hellena desperately lowers her pride and turns to Kael Willian—her cold-blooded CEO and notorious boss, known for his ruthless nature. However, the tyrant does not offer money for free. Kael presents her with an extreme proposition: a one-year contract marriage. For the sake of his critically ill mother, Kael needs an obedient wife who will not involve emotions. Living under the same roof, the professional boundaries between them gradually begin to dissolve. Will Hellena be able to resist her boss's irresistible charm, or will she be the one trapped by the CEO's fear of love?

To pay off my family's debt, I was forced to marry a comatose mafia heir. The city's elite were all waiting to see me become a young widow. On our wedding night, I used a damp towel to wipe down the still form on the bed. Suddenly, a lazy chuckle met my ear. "Enjoying the view?" I snapped my head up. A translucent man leaned casually against the nightstand, his long legs crossed, a smirk on his lips as he watched me with amusement. He nodded toward the "corpse" on the bed and raised an eyebrow. "Don't waste your energy. I can't feel the cold. How about we make a deal? You help me deal with the traitors in my family." I stared at his ghostly form, then calmly wrung out the towel into the basin. "Deal. But I want half the Volpe family fortune."

Angel Anzores was used by her aunt and uncle to pay off their debt after they hid her younger brother, Angelo, and threatened to sell him if she refused to comply. Left with no choice, the young woman had to obey the people who took them in after their parents died in a car accident. Salvatore Ravalli, known as "Tore" in the underground world, is a ruthless 35-year-old mafia leader to whom Angel's aunt and uncle owed money. He finds himself drawn to Angel. Will Angel be able to accept the man who initially threatened her using her own brother's life? What will Salvatore do when Angel discovers that he was involved in the accident that claimed her parents' lives, leading her and her brother into the life given to them by their so-called guardians? Can Salvatore save the woman he loves from the clutches of his equally ruthless enemies?

Betrothed to a boy who is 5 years younger than her is not longer the problem but Theodore's childish act starts to irritate Alicia. On the other hand she couldn't just break off their engagement. Her family was in huge debt with Theodore. Seeing the charming side of her beloved secretary an idea suddenly comes to Alicia’s mind. Throwing a beautiful woman at Theo might be the answer so Alicia asked Jessica to snatch Theodore from her. That’s not an easy feat because Theo was head over heels for Alicia. However, with Jessy's charming face, Theodore starts struggling to fight the passion within him. His heart is still for Alicia, but his body arouses whenever Jessica is in reach. What if Theodore found out about Alica's request to Jessica? Will Theodore let Alicia go and take Jessica as her replacement?

I break up with Ansel Wright when his enemies chase him for debt payment, and I start dating a rich man. Ansel says he loves me and begs me not to break up. He weeps and continues that he cannot live without me; I am in another man's arms as I pour whiskey on him and say scornfully, "Ansel, stop pestering me! I never want to hide with you and live without money again!" He leaves with a despondent look on his face. Six years later, he returns to Wall Street as a finance giant that everyone in New York takes notice of. The moment he gets back to the country, he brings his fiancée to show off to me, but he cannot find me, no matter how hard he tries, because I die the day he returns to the country.

“Thirty million dollars,” he says, like he’s ordering wine. “One year of marriage.” Dante Moretti destroyed Alera Vance’s family, took their empire, left them drowning in debt, and she swore she’d never forgive him. But one reckless kiss turns into a scandal, and Dante sees opportunity. His solution? A contract marriage that pays her thirty million at the end. All she has to do is play the perfect wife. It should be simple. Except nothing about Dante is simple. He’s ruthless in business, possessive in private, and dangerously good at blurring the line between hate and hunger. The more the world believes their lie, the more Alera risks losing the only thing she has left, her heart. Because falling for him wasn’t part of the deal. And surviving him might cost her everything.

Marriage was never about love, it was a weapon, a strategy, the final step Leonardo Mancini needed to claim his place as Don. In his world, love is weakness, and weakness gets you killed. For Nora Romano, life was simple until the night her father’s debt to the mafia became her burden. The price? Her freedom. The cost? Becoming the wife of a man whose name was feared across Italy. What begins as a marriage of leverage soon spirals into a dangerous game of secrets, betrayal, and blood loyalty. As enemies close in and trust fractures within the family, Leonardo is forced to confront the one thing he swore he’d never risk.... his heart. Can a man built on power and control balance the weight of love? And can Nora give her heart to someone whose world embodies everything she despises? In the mafia, love is the deadliest gamble of all.

CONTENT WARNING ⚠️🔞 This book is strictly for a mature audience only. Reader's discretion is advised. On her eighteenth birthday, Sabrina's life is stolen from her. She was sold into marriage to Scott Wendell, a ruthless and powerful billionaire more than twice her age. A man she's never met. A man who claimed her as payment for a debt she never owed But the real problem wasn't the vows she took or the marriage document she signed. It's his son. The revelation that Ace Wendell, the one boy in school that she's always fantasized about, the boy she's secretly loved from afar, is now her stepson. Now living under the same roof, Sabrina finds herself torn between duty to her marriage and the dangerous pull toward the stepson who has wanted her just as desperately.

Audrey Vance is pushed to the brink as her meticulously planned life starts to fall apart. Desperate to save her family home from going into foreclosure and drowning in debt, she does the unimaginable and spends a night of reckless diversion at a Manhattan bar. But rather than making a quick getaway, she meets Damien Knight, a stunningly attractive millionaire who has a lethal charm and an unmistakable evil side. A passionate one-night encounter turns into something far more sinister as Audrey is drawn into Damien's world, where his riches and influence serve as a front for the secrets he conceals. However, when long-held secrets come to light and old foes reappear, Audrey quickly realises that being with Damien might cost her everything, even her heart. Will she weather the tempest of loving a guy like Damien, or will they be torn apart forever by the perils of his world?

Liora Ashwood, an omega trapped in debt at a strip club, never expected her life to change with a single glance. But when she feels the mate bond with Prince Elliot, the future Alpha heir already promised to another, her world spirals into forbidden passion, betrayal, and heartbreak. Haunted by secrets of her past and a prophecy whispered by the Moon Goddess, Liora discovers she is no ordinary omega but the hidden heir of the Bloodmoon Pack, destined to unite the wolves against the rising threat of the rogue kingdom. Torn between Elliot, who claims her body but denies her heart, and Xavier, the Lycan prince who offers her a second-chance bond, Liora must embrace her true power before darkness consumes them all. When the truth of her bloodline is revealed, kingdoms will fall, enemies will rise, and only the true Luna of prophecy can lead the wolves into victory.