Unpayable Debt Novels & Stories

Olivia Morgan’s world is turned upside down when she walks in on her boyfriend betraying her with her friend. Devastated and drowning in debt, she’s thrust into an unlikely arrangement with Alexander Carter, the cold and calculating CEO of Carter Enterprises. In exchange for a year-long marriage of convenience, Olivia receives the money she desperately needs—and a promotion she never expected. But as their fake relationship blurs the lines between business and pleasure, Olivia finds herself torn between the man who offers her everything and the business rival who wants her heart. In a world where betrayal is just a step away and desire burns hot, Olivia must navigate her emotions, her career, and a dangerous game of power, passion, and secrets. Can she keep her heart guarded while falling deeper into a billionaire’s web of lust and love? Or will Alexander’s cold heart melt in the heat of their undeniable chemistry?

Marry a man for money and he would make you work for every penny.. Kelsey Sinclair abandoned everything she had ever known to marry the billionaire heir, Marcus Phillip. Fairy tales do come true and lucky people fall in love after an arranged marriage, but that wasn’t her case. Marcus did not love her, neither did she love him, but her father was drowning in debt and marrying him was the only way to save her father. Marcus was a literal eye candy. Pleasant to look at and stacked with enough assets to make sure his great grandchildren inherited enough to last them a lifetime. He was every woman’s dream; kind, rich and with the body of a god. But, beyond the surface, he was worse than the devil himself. Now, Kelsey is forced to run away from a cold world with Marcus but unknown to her she gets dragged into the controlling and dominating world of Andre Alessandro, a more dangerous version of Marcus.

Norah was a ghost. Born without a scent in a world governed by pheromones, she was the invisible runt of the pack — ignored, dismissed, and forgotten. She thought being invisible was a curse, until her father sold pack secrets to a rival mafia family and vanished, leaving Norah to pay the price. Enter Declan Sutton. Ruthless Alpha. Corporate warlord. He does not want Norah's money. He buys her debt for one reason only: to use her unique anomaly as a weapon against his enemies. Declan forces Norah into a world of espionage and blood, using her scentlessness to infiltrate high-security galas and rival strongholds. But as the war between the Suttons and the Kranes escalates from corporate sabotage to slaughter, Declan realizes his new asset is more than just a tool. And when the rival Alpha Heir captures Norah, Declan must decide between saving his crumbling empire or burning the city to the ground to get her back.

Elena Rossi’s life shatters when her father’s gambling debt attracts the attention of the mafia. ‎With no money to repay them, Elena is taken to a secret auction where desperate women are sold to powerful men. ‎Just when she thinks her fate couldn’t get worse, the most feared mafia boss in the city makes the highest bid. ‎Dante Moretti. ‎Cold. Ruthless. Untouchable. ‎Now Elena belongs to him. ‎But the deeper she falls into his dangerous world, the more secrets she uncovers. ‎Because Dante didn’t buy her out of desire. ‎He bought her because she reminds him of the one woman who betrayed him. ‎As enemies close in and a mafia war begins, Elena realizes something terrifying. ‎The ruthless man who owns her body might soon own her heart. ‎And in Dante Moretti’s world… ‎Love can be just as deadly as betrayal.

Tristan Stein was an Alpha, born to be dominant. Since his body rejected the pheromone reaction released by omegas, Tristan rejected four omegas and had difficulty getting a Mate. However, everything was different after Tristan met Samantha Wallach. Tristan never thought a worthless shop assistant and a servant like Samantha could catch his attention. Despite her miserable life, Samantha Wallach was nothing more than a human with debt and poverty that were inseparable parts of her life. Unlike Tristan—who had the honor of being a dominant Alpha and the Pack's leader from the honorable Stein family—our girl just lived her life from check to check. Until she met Tristan, which was both a fortune and a disaster for Samantha, who was only a human, not a Werewolf race like Tristan. Besides, Tristan had never met a human he could connect with like her. But who exactly was Samantha Wallach? Were they the couple destined by the Moon Goddess?

A debt. A contract. A marriage. A university! Ashley's father borrowed money from a wealthy billionaire to expand his business. Unfortunately, the expansion failed making the company and the family on the brink of bankruptcy to the extent of almost selling his last property which is their house to pay back the debts. But one fateful day, Mr. Walter came to the Black's family house and gave them an absurd offer which would help them pay their debt and get their company back on its feet. The offer was simple. Since Mr. Black was owing Mr. Walter about 10 million dollars, he offered to forget about the money and even help the company to get back on his feet if... Ashley gets married to his philanderous son, Michael, for a year! Read to follow up with the rollercoaster story of Michael and Ashley's one year contracted marriage while still in college, their heartbreak, their scandalous past and how they later fell madly in love with each other!

With a father who is compulsive gambler and stinking drunk, Reine is constantly stuck trying to correct his mistakes. So when debt threatens to drag them in, she has no other choice than to leave the town she has known her whole life to the city, hoping to find a job.Her search is unsuccessful, but then she meets Jax, who offers her an insane sum of money to pretend to be his fiancée. It is with little hesitation that she accepts, hoping to guard her heart. Jax has been given an ultimatum by the board of directors; settle down or lose all he has worked for. When he overhears Reine’s conversation, he pins her as a golddigger, a thought further solidified when she accepts his offer to be his pretend fiancée.Both thought they would come out of the experience totally unscathed, but the more it goes on, the more attached they become to each other and the harder it is to let go.

Hanna is an ordinary girl with a terrible destiny. Her mother died leaving her with so much debt that she was charged by a loan shark who wanted her body as collateral for the debt. Because she didn’t want that, Hanna ran until a truck passed by and hit her body. Miraculously, Hanna came back to life! When she woke up, someone told her that she was not an ordinary human and became the mate of an Alpha who was known to be cold and could not be touched by women. Not accepting? Of course. Fate seemed to be laughing at the distressed Hanna. On the other hand, Hanna also has a destiny that goes against the laws of nature, which is to become a Luna for two Alphas at once! Ironically, the two Alphas who become Hanna’s Mate are related by blood! How will the story of Hanna who must become a Luna who has two Alphas continue? Will her life be happy or is there another destiny waiting for her?

King Lucien as decided that he wasn't going to wait for his counsel of elders to look for another bride for him since the first one they choose cheated, he decided that he would marry one of his people be it a noble or a commoner, all he wanted was a queen to seat on the vacant throne so his counsel of elders will get off his back. So he decided to hold a competition for all eligible maiden wanting to be the next Queen. Rosy is a small town girl living with her mum, after going through the betrayal of her bestfriend and boyfriend she decided that she needed space and closure and she saw the competition as a perfect opportunity to go away for some time, so she decided to join the competition not to be Queen but to move away from her current place so she will hurt less and also to help her mum in paying up their debt with the allowance that will be sent to her mum while she was in the palace.

"I don't want to marry you!" "You have no choice, Celeste. Your father sold you to me the moment he couldn't pay his debt." Celeste Madrigal lived a simple life running a small coffee shop—until one day, she’s dragged into a world of guns, masked strangers, and billion-dollar debts she never knew existed. When her father’s empire crumbles under a staggering two-billion-dollar debt, Celeste finds herself thrown to the mercy of a dangerous man—a masked billionaire known for his cold-blooded ruthlessness. As payment, he demands only one thing: her hand in marriage. With no choice left, Celeste is forced to become his bride... but behind the mask lies a man with secrets darker than she could ever imagine. And when love begins to bloom in the shadows, will she run—or will she fall deeper into the arms of the man who ruined her life?