Novel & Cerita Unpayable Debt

He needed a bride. I was never meant to be the one walking down the aisle. When the Marazona family came to claim a debt, my stepmother offered her precious daughter to the ruthless and dying Vincenzo Marazona. But on the wedding day, she sent me instead. Broken. Replaceable. Unwanted. Vincenzo Marazona made one thing clear the moment his ring touched my finger— this marriage was a business transaction, not a love story. He was cold, cruel, and running out of time. I was only a substitute bride trapped in the empire of a man who did not believe in mercy… or love. But the longer I lived under his roof, the more dangerous he became. Because the dying king who never wanted a wife was beginning to look at me like I was the only thing he had left to lose. And in the Marazona family— love is the deadliest mistake of all.

Zaniyah Moore was born into a prosperous family. She possesses abundance, beauty, and talent. Nonetheless, in an unforeseeable twist of destiny, she and her family lost everything. Her parents were indebted, and she had no idea how to repay such a large sum of money. The debt collector desires for her to fulfill all of the Moore family's debts. She did not anticipate, however, that in the midst of her adversity, her long-lost childhood sweetheart would return. Not to rescue her, but to take her as his own. Ambrose Ward, the ruthless Flame Leopard Group Billionaire. Zaniyah's relationship with Ambrose was a living nightmare since she was tortured and abused of love, and it is hard to replace Ambrose's late wife. What can Zaniyah endure for Ambrose owing to their divergent love convictions? How long will she continue to love Ambrose? And … How long is she expected to serve as a replacement wife?

Heiress Jovie Wimberly has a stealing problem. She steals from stores, people, and even her parents. When she's sent to group therapy to get to the root of her issue, she doesn't count on stealing Reno's heart. Reno Valenzuela has a gambling problem. He's lost all his money to casinos, horse races and ridiculous bets. What he doesn't bet on is falling head over heels for Jovie. When Reno's debt catches up with him and Jovie decides to leave her fiance, they head on a cross country trip to save Reno's life. With hitmen and Jovie's fiancé after them, they embark on a crime-filled, life changing journey that might actually change them for the better. Will the hitmen get to Reno? Will Jovie's fiancé bring her back home? Should they have just stayed in group therapy?

Sienna Hayes only wanted one thing: to escape the wreckage of her father’s debts and start over at Ridgecrest Academy, the elite school where she’s nothing more than the invisible scholarship girl. But blending in is impossible when her path collides with Luca Russo, the academy’s golden boy with a dangerous edge. Luca has it all—money, power, and the world at his feet—but behind his charming smile lies a storm he can’t control. When Sienna becomes the first person to see through his carefully constructed façade, their connection becomes impossible to ignore. But Sienna has secrets of her own—secrets tied to Luca’s powerful family and the debt that could destroy them both. As their worlds spiral closer, passion ignites, boundaries blur, and the line between love and disaster disappears. Will they survive the fallout, or will their forbidden love become the ultimate betrayal?

Fiery redhead Lily is known for her fierce independence and untamed spirit. But when her brother gets into deep trouble with the notorious Black Ravens, she finds herself caught in a dangerous bind. The only way to repay his debt and keep him alive is to entangle herself with the gang's arrogantly charming leader, Ryker. Ryker, with his piercing eyes and commanding presence, rules his territory with an iron fist. Arrogant and unyielding, he's used to getting what he wants-and now, he wants Lily. Forced into his world, their clashing tempers and undeniable chemistry ignite a dark romance. As Lily found herself thrust into a world of rival gangs and hidden secrets, she realizes that her fiery spirit might be the perfect match for Ryker ruthless ambition. But with danger lurking at every turn, they must decide if their passionate connection can survive the risky game they're playing.

Tori has one rule: survive. Willing to do whatever it takes to keep her family afloat—even the things she swore she never would do. With a dying mother, a deadbeat father, and a debt that won't stop growing, she has no other choice in the matter. But a video of her surfacing just when she thinks she has found her footing, causes her to start reeling. One night. One mistake. And one very dangerous boy who now holds all the power in the palm of his hands. Dylan. Her college bully. The quarterback who has undoubtedly always needed to make her life hell. Now he wants more. And somehow, he is everywhere she turns. How far will Tori go to protect the people that she actually loves? And what happens when the boy who breaks her is also the one she can not escape?

Once betrayed, twice reborn, Amanishakheto Strelitz will never forgive. Her chosen mate, future Alpha Vance, cast her aside for the scheming Zebub, a venomous rival whose lies dragged Amani into ruin and left her condemned to die. But the Moon Goddess has granted her a second chance, and this time she will not be the perfect Luna. She was reborn. In this new life, she will be the storm. Fueled by vengeance, Amani vows to expose Zebub’s treachery, break Vance’s grip on the Eclipse Star pack, and claim the Alpha’s throne for herself. Yet when fate entwines her path with Menelik Mecklenburg, a formidable male wolf with a hidden identity and a debt from her past, the future collides with the scars of yesterday. In a war where love and vengeance intertwine, Amani must decide whether to wield her rebirth as a weapon or surrender to a destiny that could reshape the fate of every pack forever…

It was supposed to be her sister’s wedding. But in an instant, Aurelia was forced to take her place becoming the bride to a man she barely even knew. To pay off her family’s debt and protect her parents’ dignity, Aurelia spoke her vows to Gian, a cold man who never wanted her there in the first place. Without love, without the blessing of her own heart, Aurelia married Gian Alvaro, the man who was meant to be her sister’s husband. The frigid reception, the disappointed looks from Gian’s family, and a silent wedding night marked the beginning of a life she never wished for. Their marriage began with obligation. But as Gian’s gaze slowly softened and the walls around him began to crumble, Aurelia found herself facing an unsettling truth. Love doesn’t always come easy… and the secrets behind this marriage are far from fully revealed.

When my husband Jason Carter’s first love, Renee Lynn, showed up at our doorstep heavily pregnant in my past life, I still refused to divorce him. She was soon accidentally pushed down the stairs by debt collectors, killing both her and the baby. Ever since then, Jason hated me to the core. Not only did he cheat and keep a mistress, but he also conspired with her violent, mentally unstable brother to kill me. Before I took my last breath, he sneered, “You owe Renee a life. It’s time to pay up.” Fine. I must have been blind. After my reincarnation, I decisively signed the divorce papers, abandoned my savior complex, and stopped meddling in others’ fates. If he wanted to be a pathetic simp, I would let him be.

My fiance's precious childhood crush, Amber Sweeney, was in a political union with the infamous Julian Grant, heir to the Grant family empire and a notorious playboy. Unable to stand the thought of Amber being "sacrificed", Ryan Carter barged into her wedding to stop it. They registered their marriage that day, making headlines across the city. The whole of D.C.'s elite waited to watch me and the Grant family become the city's biggest joke. What they didn't expect was that on the very next day, Julian would roll up to my company in his high-key sports car, leaning against the hood like he had all the time in the world. "Your fiance stole my bride. You'll be repaying that debt by marrying me. Fair trade, right?" I stared at his blazing red hair and wild grin, and smiled back coolly. "Sounds fair to me."