How To Use Financial Algebra In Real Life?

I happen to come across a popular post regarding a company's finance department on social media. "Seriously, that person in the sales department is such an idiot! All I wanted was to claim reimbursement under her name for the bag I bought, and yet she still refused! "Since she doesn't want me to reimburse my bag, then she can forget about reimbursing everything! This time, I'll teach her a lesson about what happens when she offends a member of the finance department!" There are many bashing comments in the comment section, but the original poster doesn't care at all. She continues adopting a haughty tone. "What am I scared of? The finance department is extremely vital to the company! I refuse to believe that the boss has the courage to offend me, the most important person alive, just to stand up for a sales employee who's easily replaceable!" As I stare at the familiar profile picture belonging to the original poster, I can't help but mentally sneer. She wants to suspend all of my reimbursements, huh? Go ahead, then! This time, I'd like to see what the consequences are for offending a member of the finance department!

The stock remained in the warehouse for two months. The final payment due date arrived, but the company’s finance department was still unwilling to make the payment. I followed up numerous times, and the finance director finally got sick of me. “Our capital is all currently invested in wealth management products. If we liquidate it all, we’d lose four hundred dollars a day! Who then would bear the loss of the company? “Tell them to put it on our tab. We’ll immediately pay it once the investments mature!” I patiently explained that the supplier was not willing to accept any delayed payments. They would only hand us the stock once they received the money. She sized me up for a moment. “Women in sales are basically escorts! Just play coy with the supplier, and they would give you the stock! Why are you pretending to be better than that?” I was stunned. Left without a choice, I mortgaged my new house. The stock was worth four million dollars. I would be able to double the profit once I sold that off.

After half a month of nonstop overtime, I secured a contract worth over ten million, pulling the company back from the brink of collapse. My boss, Richard Gray, was overjoyed. At the celebration party, he called me the pillar of the company and announced that he would reward me with a bonus. However, when the end of the month came, and I opened my payslip, I froze. Negative 250 dollars. A negative commission? I actually owed the company 250 dollars? I immediately called the finance department, asking if there was a mistake on my payslip. They replied, "No mistake. This is the cost calculation formula that Mr. Gray personally instructed us to use. He said you'd understand once you saw it." I went straight to Richard for an explanation. He laughed. "The contract that you signed, after factoring in the concessions, upfront resources, and hidden expenses, left the company with a net loss of 150 thousand. Since the loss was due to your personal decisions, you're responsible for five percent. That totals to 7500. "Considering how hard you worked, we deducted it from your base salary first. But your salary wasn't enough, so you still owe the company 250. Don't worry. The company treats its employees well. We'll write that off." Soon after, he awarded 100 thousand dollars to the newly arrived intern. I watched the newcomer, probably connected to Richard, cheerfully treat the entire company to dinner with her bonus, and something inside me just snapped. From that day onward, I did the bare minimum. I clocked in. I clocked out. Nothing more. Later, when a critical project went catastrophically wrong and the company faced a colossal compensation demand, Richard came begging me to fix it. I just smiled and said, "Sorry, Mr. Gray. I've already resigned. If there are any problems, you can ask the intern who got the 100 thousand dollar bonus to handle it."

After my wife, Shannon Stewart, suggests that we each support our own parents, I set up a million-dollar retirement fund for my dad. However, when I review this month's household expenses, I notice that every single payment is made for the father of Sean Gardner, her childhood friend. "Sean's family is struggling. Why wouldn't I help them out? It's not like it's a lot of money." Shannon brushes it off. There are 13 separate expenses of around 100 dollars each in a single month. Yet when my dad needs 300 for medical bills, she prints out the receipt and tells me to reimburse the household account. Tired of arguing, I toss the statement aside and head inside. Then my dad's condition suddenly worsens, and he's hospitalized again. I rush to the bank to withdraw money from the retirement fund. "Your father isn't the beneficiary of this fund," the bank employee states coldly. "Are you sure you have the right account?" My mind goes blank. How is that possible? Every cent in that account is my hard-earned cash. The employee impatiently turns the computer monitor toward me. The account name on the screen clearly reads, "James Gardner's Retirement Fund." James is Sean's dad.

Since childhood, I've been able to see the exact amount of money in someone's bank account floating above their head. At the orphanage, I use this gift to pick adoptive parents who look shabby but actually have a billion dollars sitting in the bank. Unfortunately, I only get to enjoy the good life for a short time before the family's real daughter is brought home. She's furious that I've taken her place and makes it her mission to make my life miserable. In order to stay in school, I swallow every insult and endure her bullying. After finally graduating, I'm ready to walk away from this family forever. But the real daughter stops me. She's fuming as she says, "I thought my online boyfriend was a rich guy with a Ferrari, but it turns out he's just a broke loser who rides a rental bike. "If he latches onto me, it'll be a stain on my reputation for life. You go meet him for me. Tell him you're the one he's been dating online." I look in the direction she's pointing and see the man she's talking about. A broke nobody? But the bank balance hovering over his head has ten digits! I swallow hard, my heart racing as I grab the real daughter's arm in excitement. "Quick, tell me everything about your online relationship. I'll go meet him right now!"

Just how rich can a person be? My husband, Don Leonardo Bianchi, is incredibly wealthy. Every time he abandons me for his childhood sweetheart, Sofia Rossi, he gives me a building. The first time, it was a luxury apartment building with a sea view. The tenth time, it was a commercial property in the prime downtown area. By the 50th time, the general managers of several real estate companies had started calling me "Boss". Five years into our marriage, my real estate spreads across the entire country. When the deed to the 97th building is delivered to me, Sofia sends me a taunting voice message. "You might have the property deeds, but I have Leonardo. Aurora Esposito, tell me, which one of us is the real winner?" After listening to it, I don't cry or make a scene. Instead, this time I take the initiative to draft an agreement and wait for Leonardo to sign it. Once Leonardo comes back, he signs it and praises me for being magnanimous. He then takes me to a party as his date. At the party, Sofia loses game after game and is stripped down to only her underwear. When she loses once more, she turns to me—who is wearing only a dress—with a meaningful smile and says, "What's the fun in just me taking things off? I think Aurora, the perfect Donna, should join in too." Amid the clamor of cheering, I quietly look at Leonardo. "You just have to take off one piece of clothing. Don't spoil everyone's fun. When we get back, I'll give you another building," he whispered to me coaxingly. I calmly acquiesce. Little does he know that he won't have another chance to give me anything, because what he blindly signed earlier is our divorce papers.