Payoff Chapter 13 Early 소설 & 이야기

“Page thirteen.” I took the folder and opened it, my eyes scanned the clauses I hadn’t understood, the fine print I had ignored when I was desperate. The numbers hit me hard. Rent, food, clothes, medical bills, expenses for my sister…….everything listed with no mercy. But the worst was the penalty clause: if I quit early, I was responsible for all costs, plus penalty. The total was crazy, the zeros was so much I was getting dizzy. I gasped. “This… this is insane. No one could pay this. Ever.”

36 Payment in Full Required Within 30 Days Failure to comply will result in: — Legal action and court proceedings — Wage garnishment at maximum rate (25% of gross income) — Asset seizure — Credit destruction — Potential bankruptcy filing Thirty days. I do the math in my head, the numbers engaging automatically, a panic-induced reflex. I make about $32,000 a year between the restaurant and catering gigs. After taxes, rent, food, utilities, Mom's bills... I save maybe $200 a month. On a good month. When nothing breaks. When I don't get sick. At that rate, I'll pay off $250,000 in... never. I'll never pay it off. I open my banking app even though I know exactly what it'll say.

"Let me first tell you what's going to happen if you fail to pay your debt! You can choose to pay your debt in installments every month so it won't be as pressuring. If you can't fulfill that for three times in a row, Mr. Strickland here will capture you and do whatever it takes to ensure that you pay your debt. Mr. Strickland is extremely experienced in this, so you won't stand a chance in trying to escape." Cole's expression darkened in fear as he started to regret trying to treat his father. "It's fine... It's fine..." "Fine? I thought you said that your father is the only one you have left? If you are worried that you can't pay back the debt, you can loan a small amount first," Chad said

Xander asked, massaging his head with his hand. "I am here because I won’t be available when you want to make your next payment, so I want you to pay it now." He said. "Huh? Why?" Xander asked, blinking his eyes. "Because I am going out of town for a while, and I want you to pay your rent early now that I am still here so I can give you a receipt before I go." He said. Xander snorted, he felt like the whole world was against him—first, he lost his job, and now his landlord was asking for an early payment.

She took a deep breath and asked, "What can we do, Father? Is there any way out of this situation?" Her father looked up, his eyes filled with hope and sadness. "We could cancel the wedding if you insist," he replied, "but we would have to face the consequences. Specifically, in our case, we' could consider a Chapter 11 bankruptcy. This means we'll aim to reorganize the company while continuing to operate. The goal is to pay off our debts and emerge as a healthier, more efficient organization.

I could pay back in about three months, but knowing Zesa’s temper, she would not agree to it. I got out of the car and ran after her even though there was a ninety percent chance she would not agree. “Zesa!” She halted and spun around. I could see her puzzlement, yet her tone appeared nonchalant. “What now? Have you realized you cannot make such expenses since your new product is underway?” God, she was smart. “Yes.” I admitted. There was no need to lie to her now. “How about I pay after three months?” She considered. “I have a much better deal that’ll benefit you and me.”