Payoff Chapter 13 Early Novels & Stories

'Don't you think enough cloth tearing has happened today? I blushed at that reminder. Right, no tearing of clothes. 'Is it ok if I pay in installments, Mr. Sinclair?', I slumped resigning myself to paying. 'Because I'm a generous man I would give you 3 months. If the payment has not been fulfilled then interest would be added, of course, you can pay with your credit card', he stated calmly.

I murmur as my eyes moves back to the words written boldly on paper. A single clause buried among dozens of others. “In the event that repayment cannot be fulfilled by the borrower, responsibility shall transfer to next of kin…and she’ll be responsible for whatever payment necessary to refund the borrowing party” My vision blurs as I keep reading, Keep searching for some kind of loopholes. But hell, Looking at the numbers, the Payment plans and the amount he collected plus interest. He should have known there was no way he could have paid this debt not with the Interest accumulation and additional penalties.

"Do not forget the 10%." "What if you are not able to come through with the money in the next six months?" "What do you mean?" "It is clear that you know nothing about business, so I will share this pertinent fact with you. In business, nothing is set in stone. So what happens if due to an economic crash or something you are not able to meet up with the monthly payments, how will I get reimbursed?" Um. Asshole thought of everything.

“I promise next Wednesday… I promise… Next Wednesday I’ll return your money…” “Last week, you said this week you’d pay your debt. This week, you say again next week, you’ll pay your debt. So, when actually are you going to pay your debt, Buddy? Next week and next week again, you hope that I can forget about that money and you can be free from your debt, don’t you?”

"I borrowed 200 thousand dollars from them before, and I paid back a total of 430 thousand in three years. I had to pay them 12 thousand per month! "Later on, they said that I was short of a few thousand dollars. Because of the added interest, they forced me to pay them back six times what I originally borrowed. I only cleared the debt four months ago." "Shut it!" A lackey waved a stick menacingly at Shane and proceeded to knock over some empty bottles that were neatly placed in a corner. The bottles instantly shattered as they hit the floor. "If you don't pay up, you and your wife will end up just like these bottles. You'll be in pieces on the ground!

He shrugged and immediately her shoulders slumped. The next few minutes, she was unable to say anything. She was just staring at him as she tried to organize her thoughts. “This is my details, it seems you want to pay with a check.” He broke the silence, pushing a square shaped card towards her. “I never asked you for your details. I'm going to pay you eventually but not now. I need time to work so I can gather the money. Trust me, I'm hardworking and within six months I will be able to pay off the debt.” She rapped, hoping her words will perform the miracle she was in a dire need for.

Every payment was due before the fifteenth. If she was more than fifteen days late on any payment, the entire remaining balance would become due immediately, and I could take enforcement action. The court made the order official. When we walked out of the courthouse, Vivian looked at me like she wanted me dead. I didn't care anymore. The second month after the order went into effect, Vivian sent the first $167 payment right on time. The transfer note only said one word: [Repayment.] I accepted the money and didn't respond.

The afternoon sunlight spilling through the windows highlighted every line on his face. He looked at the card case again. Then the pearls. And finally my eyes. “Why?” he asked. His voice was calm. Curious. Nothing more. I answered just as softly. “Because the Sterling Pack isn’t recovering.” I folded my hands neatly on the table. “The missed interest payments will become missed principal payments within six months. By the end of 2025, that fourteen-million-credit loan won’t be worth nine million.” I paused. “It will be worth closer to four.”

"These interest rates are a bit steep, Andre, and I noticed there’s a clause about total asset forfeiture if we miss a single payment by more than forty-eight hours." "That’s the price of a bridge loan when your credit rating is in the trash and your board is talking about a hostile takeover, so you can either sign it and save your company or you can walk out that door and let the liquidators handle the mess on Monday," I told him, and I leaned back in my chair to show him that I didn't care which way he went.

"Because from where I'm sitting, you've been 'working on it' for over three months now. And you're not getting any closer to paying us back." "I am. I will, I promise-" "We don't care about your excuses, sweetheart." He pulled out a cigarette, lighting it. "We care about our money. Fifty thousand dollars and with all the interest and late fees, you're up to sixty-three thousand now." Sixty-three thousand. How had it gotten that high? "I don't have that kind of money." Tears spilled down my cheeks. "Please, you have to understand. My ex boyfriend was the one who loaned the money leaving me to clean up all these debts. I need more time."