Payoff Chapter 13 Early Novels & Stories

"We're calling it in. Full payment due within thirty days." My blood went cold. "That's a fifteen million dollar loan. The terms were for five years." "Were being the operative word. Given the recent freezing of your offshore accounts and the ongoing fraud investigation, we're exercising our right to demand immediate repayment." A pause. "You did read the acceleration clause in your contract, didn't you?" The line went dead. I stared at the phone, my heart pounding. Fifteen million. Thirty days. Before I could process it, the phone rang again. Then again. And again.

“I did some quick math.” I lean forward excitedly again. “I used easy numbers, knowing you don’t know how much you can repay each month. It doesn’t matter to me if it’s a thousand dollars or ten thousand dollars. Obviously the more you can afford, the faster you can pay off the debt. I went with a split of five thousand a month. Based on the current return of investment in the plan where I intend to put your money, if you provided five thousand dollars a month, your first quarter’s dividend would be this. Fifty percent of that comes back to me, and the rest reinvests,” he says, showing me the numbers.

Still, Zoe restrained herself and opened the contract, reading every clause carefully… until her eyes sparkled when she reached the part of monetary rewards. It really was eight figures… she was going to be rich overnight even if she had to split it with Jay! And she was unaffiliated, so she did not have to pay anyone aside from the tax people, and she would still keep a lot. She would be able to afford a house immediately! And with her interested, there was just no way she would say no. "What do you think, Ms. York?" Ruby asked politely. "We can amend any clauses you find inappropriate. My lawyer is waiting downstairs."

He regretted not doing this earlier as he would have probably paid off his loans by now. One day, Chris received a call from his supplier demanding payment for his recent orders because they received some new stock and needed extra funds. Chris was baffled, "What? I already settled the bill a few days ago." The person in charge replied, "That was only a part of it, and the rest you had someone collect is still unpaid. We've worked together for so long and wouldn't normally ask for the payment so soon. However, you've taken too many of our stocks on credit, and our cash flow is affected. We can't order any new materials if you don't pay us now. It'd be greatly appreciated if you could underst

"Mr. Mitchell Cooper? The 1,500,000 dollars you borrowed from Speedy Loans Enterprise has already been credited to your account. We are here to confirm your repayment plan. "According to the rules, the first month's interest must be paid upfront." "What?" Mitchell exclaimed in shock. "But I… But I never borrowed any money!" Just then, his phone began buzzing loudly in his pocket. It wasn't just his phone. Everyone in the condo felt their phone buzzing and ringing at almost the same time, indicating that they'd just received a text message. "XX Bank: Dear Mr. Cooper, 100,000.00 dollars has been charged to your credit card with the ending number XXXX. Your current available credit is 0.00 doll

She could pay part of it back without hurting the company's cash flow. She sighed and said, "Alright, I'll pay back $750,000 now. That's okay, isn't it?" Grandpa huffed, "Fine, but you have one month to pay the rest of the $750,000. No mistakes." The other relatives piped up, "Right, nobody's money just blows in with the wind. She needs to pay it all back and fast." "We've got a big project coming up at Jones Real Estate. We need the money ready. A month's grace is more than fair."

Like a piece of coal fallen on the snow. “Your payment is late,” he quipped, his voice bright. “Wanted to know when I could expect that.” “Oh, yes. I am w-working on that. I should have a partial payment ready soon.” “A partial payment?” he clicked his tongue, like scolding a child. “Well, that just won’t do. I lent you a considerable sum. We negotiated specific terms.” “I understand… but things have gotten complicated. My original connection fell through. I’m having to sell my shares of the company.”

Like a piece of coal fallen on the snow. “Your payment is late,” he quipped, his voice bright. “Wanted to know when I could expect that.” “Oh, yes. I am w-working on that. I should have a partial payment ready soon.” “A partial payment?” he clicked his tongue, like scolding a child. “Well, that just won’t do. I lent you a considerable sum. We negotiated specific terms.” “I understand… but things have gotten complicated. My original connection fell through. I’m having to sell my shares of the company.”

He made a mental note to have Lyla talk with the security guard and get Maitans out of the any-day-anytime guest list. “Can we talk in your office, perhaps?” “No,” Theo responded. “State your business and before you waste my time and yours, I am not extending another year to your loan. It has been four years, and you should have finished your payments two years ago. So, I will keep liquidating your assets until my money is repaid in full.” “But that will leave us bankrupt.”

What the hell was going on? "Don't you dare touch my girls! I promise I'll kill you if you do. What do you want from me? How do you know all these things about me and my family?” Ted Williams cackled on the other end. He had succeeded in shaking her up. “What we want is simple. Since it appears that you had no prior knowledge about this loan that was taken by your late husband, we're going to be merciful and give you two months to pay up. If after two months you're unable to pay up, I promise you will be very sorry ma'am. You wouldn’t want to experience what we have in store for debtors.”