The Collectors

My dad collapsed from a sudden heart attack and died. The shock hit my mom like a freight train, and she blacked out cold. By the time I raced home from college, his body had already been reduced to ashes in the crematorium. Grief barely had a chance to sink in before the debt collectors pounded on our door. That was when the ugly truth emerged. My dad had secretly racked up billions in loans, saddling my mom and me. A year later, the relentless harassment from those goons drove my mom to despair. She ended her life, and I was forced to drop out of school, scavenging dumpsters just to scrape by. But fate had a cruel twist in store. I spotted my "dead" dad, alive and thriving, hosting an extravagant birthday bash for his secret son. I stormed in, desperate for answers, only to be hurled out by security. My head cracked against the pavement, and everything went black. When my eyes fluttered open again, I was inexplicably back on that fateful day of my dad's heart attack.

One of the men cracked his knuckles loud enough to make my stomach flip. Another grabbed my wrist and slammed my hand flat on the table. A blade glinted as it rose. ​“Please! Please—” Hot tears blurred my vision. My heartbeat roared in my ears. ​“Make it quick.” Moe snapped his fingers. "Seven hundred thousand," Kieran said, sliding the folder across the table. "Pretend to be my wife for six months." ​Kieran Wolfe is a billionaire with a cold heart who must marry to secure his inheritance. But he has one rule: she can never, under any circumstances, touch him. ​Sienna thinks the debt collectors were the dangerous ones. But as she signs the contract, she realises that being the wife of a man who refuses all human contact might be a far more dangerous game.

The day my mafia boss husband, Zann Lima, went bankrupt, a car accident crippled both his legs. He was paralyzed from the waist down. I inherited his astronomical debt, and with it, the responsibility to care for him for the rest of his life. For an entire year, I was beaten by debt collectors until I vomited blood, yet I couldn’t bear to buy painkillers. I collapsed from exhaustion working eight jobs a day, yet I couldn’t bear to take a day off. Every penny I earned went toward keeping Zann alive. I believed this was love’s steadfast devotion, until one night, when I was delivering drinks at a club. I stumbled upon the man who was supposed to be sitting and waiting for me at home in his wheelchair, now clinking glasses with his guests, who all revered him as Don!

When my husband Jason Carter’s first love, Renee Lynn, showed up at our doorstep heavily pregnant in my past life, I still refused to divorce him. She was soon accidentally pushed down the stairs by debt collectors, killing both her and the baby. Ever since then, Jason hated me to the core. Not only did he cheat and keep a mistress, but he also conspired with her violent, mentally unstable brother to kill me. Before I took my last breath, he sneered, “You owe Renee a life. It’s time to pay up.” Fine. I must have been blind. After my reincarnation, I decisively signed the divorce papers, abandoned my savior complex, and stopped meddling in others’ fates. If he wanted to be a pathetic simp, I would let him be.

I won $30 million in the lottery. I quietly told my mom, Helena Nightfall, and urged her to divorce my abusive, gambling-addicted dad, Victor Nightfall. From then on, I would take care of her and give her a life of luxury. She agreed without hesitation, then turned around and told him everything. Dad came to my door and demanded the money. When I refused, he beat me mercilessly. In the end, it was my lovesick mother who searched my room, found my debit card, and took every cent I had. Dad squandered my money on a life of excess. Not only did he kick Mom to the curb and find himself a new woman, but he even handed out my winnings generously to relatives back in our hometown. They lived it up on my money while I—the one who had won the lottery—didn’t receive a single cent. Unwilling to accept it, I went to confront Dad and demand my money back. By sheer coincidence, I ran into debt collectors who were after Dad. Dad shoved me out the door and left me to be stabbed to death by his creditors. When I opened my eyes again, I was back at the moment I first discovered I had won the lottery.

My CEO boyfriend, Norris Chapman, whom I've been dating for five years, takes me to his childhood home to visit his parents during Christmas. After that, he proceeds to propose to me in the villa's garden, which was intricately decorated in advance. Happily, I accept his proposal. I wanted to wait till nightfall before telling Norris that I actually hail from a wealthy family as well, only that I ran away from home after fighting with my dad. But unexpectedly, Norris drugs me immediately after dinner. By the time I wake up, I'm already bound in ropes. "I'm sorry, Winnie. I don't have a choice at all. The debt collectors are about to show up on my doorstep soon. "It's your fault for looking just like the mistress Mr. Greven is looking for. Once I sell you to him, I'll definitely be able to clear my debt right away. "Since you love me so much, you won't blame me for this, right?" The moment I hear the words "Mr. Greven", I'm left feeling stunned. There's only one Greven family in the entire list of wealthy families in the country. It also happens to be my family. Could it be that… Norris plans to sell me to my dad?

When Mom and Dad went broke—$30K in debt—they let collectors sell me to Nyamara, a lawless border strip full of trafficking, forced labor, and private prisons. I slept in flooded cells. Ate rotten food. Tried to run. They smashed both my legs with iron rods. I dragged myself home—and walked in on them planning Nina's sweet eighteen. Dad flicked his hand and dropped $3 million on a top-tier jewelry set for her. Mom smiled, then mentioned me. "I heard Talia cries every day, begging to come home. When do we tell her the truth and bring her back?" Dad shook his head, smug. "What's the rush? This is her gift. Let her tough it out one more month. Otherwise, how's she supposed to inherit our billions?" I tightened my grip on the medical report—severe infection in both legs. Mom. Dad. I don't even have a month left.

Two years. No love. No trust. Just a contract. Claire Donovan was drowning her business failing, debt collectors closing in, and eviction looming. Desperate, she had two options: beg her powerful family for help or take a deal with a billionaire she barely knew. Gordon Blackwood remembered everything. Ten years ago, her father destroyed his future, ensuring he would never rise in the corporate world. But fate had other plans. Now, Gordon owns everything except the one thing he truly wants: revenge. A two year contract marriage seemed like the perfect trap. She gets financial freedom, he gets a flawless cover to silence rumors about his personal life. But what Claire doesn’t know is that Gordon plans to make her life miserable. Cold. Ruthless. Unforgiving. Yet the woman he intended to break refuses to crumble. The more she fights back, the harder he falls. Hatred turns to obsession. Obsession turns to something else entirely. By the time Gordon realizes he’s in love with the woman he set out to ruin, it’s too late. Because Claire has discovered the truth. Now, the woman who once needed him is walking away, and for the first time in his life, Gordon is the one who stands to lose everything.

Leah was born into a poor family of six. Since she could remember, their family has suffered from debt and debt collectors, which led to their parent's divorce and the reason she stays with her father while the other stays with their mother. It was either her or the younger one, and she couldn't for the life of her allow her younger siblings to stay with their irresponsible father, who drinks half his life away each day wallowing in sorrow and debt. Her prayer for an escape was answered alongside her most cherished wish, as she received a letter containing her admission letter and a scholarship to Lora's fashion school. Her life became easy and peaceful after moving to the institution and away from her father, well the peace lasted a while. She found herself on a rollercoaster of intense events after saving an injured man with a knife wound close to her apartment building. Plunged into the world of the mafia, crimes and invading feelings, she found out their family debt wasn't what she always thought they were.

Sera Hale is a young art student living a completely sheltered life, unaware of her father's dangerous secrets. When her father's debt is called in by the ruthless mafia boss, Damien Vescari, Sera is suddenly kidnapped and forced into marriage. She’s terrified of Damien, especially because she suspects he was involved in her mother’s death. But what truly confuses Sera is the intense, almost obsessive familiarity in his eyes and the surprising kindness he sometimes shows her. Sera doesn't realize the shocking truth: Damien was her anonymous online soulmate from years ago—the boy she fell in love with before her father suddenly cut her off. Damien has been searching for her ever since. Now, he finally has her, but their reunion is a nightmare. She sees him only as a kidnapper, and her love is replaced by fear. As Sera fights for her freedom, she discovers that their past is tangled up in dangerous secrets.