Unpayable Debt Novels & Stories

[ Help, my boyfriend's hunky dad likes me! ] After failing to pay rent, Scarlett and her boyfriend, Jake, are officially two homeless college students. Griffin(Jake's dad) is a successful CEO and a billionaire, and the couple decides to visit him to ask for a loan. But it turns out Jake is more in debt than Scarlett initially thought. Jake is a gambler, which rocks Scarlet's entire world. luckily Griffin offers to pay off Jake's debt. His only demand is that the two of them move into his mansion. But Griffin also wants another thing: Scarlett.

Emily an average girl who wallows in debt, deperately accepts a nanny job offer to save her comatose father. “You start first thing tomorrow morning. Don’t be late. But before that,” Ryan paused bringing out a white sheet of paper from his desk wardrobe. “You have to sign this and you’ll be staying here 24/7.” This single act led her to finding out secrets she could never had imagined. Join Emily cater on her love roller coaster as she tries to navigate her way into her boss past.

My husband died in a fire trying to save me, leaving behind a mountain of debt and a newborn child. I worked hard to pay off the debt while raising the child, only to unintentionally discover that my husband hadn’t died at all. Instead, he was sleeping with my cousin. “Honey, you’re so clever. You transferred all the company funds and faked your death, leaving that stupid wife of yours to shoulder all the debt. “She’s so clueless that she doesn’t even realize the son she’s raising isn’t hers, that I swapped him out. Once she’s done paying off the debts, the three of us can live a great life together.” I silently sneered, pretending I knew nothing, and continued to raise the child. Twenty years later, my son returned home after studying abroad. The company went public in New York. On the day of the IPO, my cousin appeared arm in arm with my husband, holding a paternity test. “Claire, your husband never died. We’ve been together all these years. Alex is my son. Now that you’ve been his mother for so long, isn’t it time to return him to me?” My husband also presented a divorce agreement. “I built this company from scratch. It’s premarital property. Sign the divorce papers, walk away with nothing, and you can leave now.” I smiled and told him, “I’ve prepared a special gift for you too. I wonder if you’ll like it."

“Your father’s debt is now yours to pay,” he said. The words were quiet, but they hit like a hammer. “Whether you like it or not, it’s either you serve me or you die.” Santa Griffin has always lived life on his own terms, bold, flirtatious, and unapologetically reckless. But when his father is found dead under suspicious circumstances, Santa is dragged into the shadowy world of the Otho family, the most powerful clan of vampires in the city. There, he learns the truth: his father’s debt has fallen onto him, and Lord Perth Otho demands repayment in the most terrifying way possible. Forced into servitude, Santa becomes Perth’s personal slave. But what begins as a cruel punishment twists into something far more dangerous. Perth toys with him mercilessly, savoring his defiance, but beneath the ruthless control lies an attraction neither can deny. As tensions rise, Santa is caught in a deadly web. Perth is bound by duty to marry the pureblood ed vampire, Xedra, a union that could secure power for the vampire elite. But when vampire hunters launch a brutal attack, Santa risks everything to save the very man he swore to hate, setting into motion a chain of events that will change everything. But when the hunters strike and their leader is revealed to be Santa’s long-lost mother, vengeance and blood ties collide. Caught between the woman who gave him life and the vampire who now owns his heart, Santa must decide where he truly belongs, because in a world ruled by darkness, love itself could be his undoing.

They said love was supposed to be beautiful. They lied. Janelle Peters was sold to a man she fears… to pay a debt she never owed. Damian Cooper—ruthless billionaire, cold-hearted, untouchable—doesn’t believe in love. Only control. Their marriage is nothing but a contract. A year. One condition. No escape. But the deeper Janelle is pulled into his world of power and secrets, the more dangerous things become. Because Damian isn’t just hiding enemies… He’s hiding truths that could destroy her. And the closer she gets to him— the harder it becomes to tell if he’s her protector… or her greatest threat.

Michelle Finley, a stripper who endured working in hell to pay off her father's debt, thought that her life would turn into normal after the last night of working in an afterhours. However, her supposed last night from hell turned into an unforgettable disaster when she was forced to escort a God-like billionaire for money and ended up having a one-night stand with him. What's worse is she got sold to him in return for money. Now, she needs to find a way to get away from him. But, how could she possibly escape from the ruthless and wild billionaire?

It's been three years since I went against my family to be with my boyfriend, Marvin Stuart. At last, my parents have finally agreed to let me marry him. I rush back to our place at once, eager to share the news with him—only to end up overhearing his conversation with his childhood friend, Camellia Hough. "They're redeveloping the area where my family home is, and we're going to get a huge buyout payment! You can finally abandon that loser and officially be with me now," she declares. "You wouldn't have had to settle for being with her if my family hadn't gone bankrupt back then." Marvin agrees to it right away. "I'll lie to her, saying that my family is in debt, so that she'll break up with me. Let's get married right after that." I swallow down the words I'd been prepared to say and calmly enter the house. Marvin turns to me with a sorrowful expression. "My family owes a debt of five million dollars. I don't want you to have to suffer with me. Let's break up." I nod. "Sure." Soon after, I sent my parents a text. "You don't need to transfer the three buildings to Marvin anymore. Also, call off the redevelopment project on the south side of the city." Since Marvin wants to break up with me, I'll grant him his wish. As it stands, we've always been from two different worlds.

I worked in bottle service at a nightclub for four years just to support my boyfriend. His startup business failed. He told me he owed a fortune to loan sharks, saying that they would cut off his fingers if he failed to pay up. I gave him every dollar I had saved just to help him clear off his debt. I even gave him the emerald bracelet my mother had left me before she passed away. That night, I unintentionally overheard a conversation from one of the private rooms while I was working. "Preston, your girlfriend never would have given you that bracelet she had been hiding if Mia hadn't suggested we pretend to be debt collectors and assist you with this little show." Preston Hale laughed smugly before draining the drink in his glass. "It's just an old bracelet. Mia liked it, so I gave it to her." Then, he leaned back and added, "Now, help me think of another way to test Nora." So that was the truth. The love I dedicated for four years was just a test to him. The loan sharks, debt, fear, and desperation—he had orchestrated it all. I turned, walking out on him and out of the nightclub. Then, I reached out to my older brother, Adrian Whitmore, with whom I had been fighting for years. "Adrian," I told him, "I lost. I'll marry the man you arranged for me to meet."

"W-What do you want?" "I want to see the girl who saved me. Do you know who I am?" James sharply gazed up at Delilah's blue eyes. Delilah innocently shook her head at him. "From now on, call me, Mr. J." James Harristian, aka James Belgenza, is the mafia leader of Daga Nero, a splinter group of one of the oldest famous mafia families in Naples. Apart from his powerful ruler of the town who controlled the underground weapon industry in Europe, James was also a successful owner of a high-tech motor company. One day, James was deceived into a scam dinner by his mistress. It strived to kill him, but somehow, he escaped. Being trapped in gunshots with his enemy, a flower girl saves James' life from his shameful miserable death. Delilah is a flower girl who runs a small flower shop in an alley in Naples. She thought innocently helping James to get to the hospital without wondering who the man was. When James has another chance to breathe, he does not feel grateful to his savior unless to kidnaps her. Unfortunately, Delilah turns out to be a collateral of her father's debt, which ran off unable to pay. Therefore, he intentionally kept Delilah in his mansion and added more debts to confine her forever. What will happen when the debt is only a scheme to kill James and Delilah is a pawn? Meanwhile, James falls for Delilah, who tries hard to pay her unpaid debt.

For years, Raven survived the Gonzales crime family’s control. But just as her debt nears its end, she’s forced into marriage with Marcus Gonzales—their dangerous, magnetic heir. Marcus breaks rules, rivals, and women. But he doesn’t want Raven broken. He wants her consumed. When a long-buried secret tied to her father’s death resurfaces, Raven becomes the key to a war between syndicates. And as Marcus’s obsession turns to something darker than love, she must decide if she’ll run from the monster… or rule beside him.