Unpayable Debt Novels & Stories

On the six-year anniversary of my relationship with my girlfriend, Sheila Loom, I buy some groceries with the intention to surprise her with a home-cooked meal. After I'm done, I head over to Sheila's place right away. That's when the reel I was watching automatically skips to the next one. It's a live stream where people call in to discuss legal matters. A familiar feminine voice drifts to my ears at that moment. "My boyfriend shelled out 500 thousand dollars to put me through school. I've already paid ten thousand back to him. "At first, I wanted to clear the debt before breaking up with him, but I don't want to wait any longer. If he insists on taking me to court after the breakup, can I still pay the debt off slowly?" Almost immediately, comments flood into the comments section, chewing her out and calling her a heartless wench. But the voice replies calmly, "If I truly were heartless, I wouldn't have paid him back to begin with. I no longer have feelings for him. Are you saying that I should sacrifice the rest of my life just so I can pay 500 thousand dollars back to him?" My heart skips a beat at that moment. It's true that I've spent 500 thousand dollars putting Sheila through school over the years. But I feel that I'm overthinking it, seeing as she's never brought up the matter of wanting to pay me back before. After I call Sheila repeatedly for half an hour, she finally answers my latest phone call. At the same time, the woman's phone call that's connected to the live stream is cut off. "It's my birthday today, Sheila—" "Have you secretly come looking for me again? Didn't we agree that we'll only meet up after you've successfully gotten into college?" I don't get to finish the rest of my sentence. Suddenly, I catch a glimpse of the notebook sitting on the corner of Sheila's table. The first page shows "debt repayment ledger". Some of the details are as shown. "The SAT study materials I bought for him: 188 dollars." "The Uber fees I've paid for him: 35 dollars." "The cologne I've gifted him on his birthday: 380 dollars." "Total: ten thousand dollars now paid."

She ran from him 5 years ago. Now she’s kneeling before him as his debt payment. Serafina Voss was an omega with no power, no name, and no choice. When her brother’s debt to the Crown came due, Ironveil law demanded her body and her years. The creditor? King Daxton Cole. Her first love. Her ex. The ruthless Alpha King who let her walk away without a fight. He doesn’t want apologies. He wants her on her knees, begging. He makes her his personal bound attendant and treats her worse than a slave. But Daxton doesn’t know the truth. The night she fled, he was forced to choose between her life and the throne. He chose her. And he never performed the rejection ceremony. The mate bond never died. When Serafina’s hidden dual-wolf ability explodes at the full moon ceremony, the bond snaps back to life in front of the entire court. She’s not the weak omega he threw away. She’s Ashveil blood. The heir to the founding line of Ironveil. More powerful than the king himself. Now Lord Cassian wants her for her blood. The court wants her head. And Daxton has to decide: Destroy the bond publicly to save her… Or claim her and risk losing everything. *She was his punishment. Now she’s his only salvation.*

Samantha Pierce never expected her life to spiral into chaos overnight. Forced into an arranged marriage to repay her father’s crushing debt, she braces herself to wed a cruel and controlling old billionaire—only to discover that her groom is none other than Noah Ramson, the mysterious stranger she shared a passionate one-night stand with. Now trapped in a loveless marriage with a man who despises her, Samantha must navigate power struggles and deception. Will she be able to survive in a world fueled by betrayal and ambition? Or will she find something more?

Delilah Ekalot heir to the Ekalot household wakes up from a coma having no memory of her husband due to an accident that almost claimed her life. However it isn't focused on what caused the accident, Delilah ventures down a path to clear down the debt her sister racked up during her coma. She comes across a few obstacles along the way and would risk anything to save the Ekalots name, will it be worth it fighting for her family's name ? When the people she knows and loves turns out to be her Adversaries

Blurb: Drowning in debt and grief, Serena Voss never expected salvation to come in the form of Daniel Hawthorne. The city’s coldest and most feared billionaire. Daniel Hawthorne came, offering her a deal she can’t afford to refuse. “Become my mistress, and I’ll erase your past.” She tells herself it’s just a transaction. But Daniel isn’t just powerful. He’s addictive. The closer he gets, the harder it is to breathe, let alone resist. Love was never part of the deal. But now her heart is on the line...

My husband is poor. We've already been married for three years, but I've covered all our expenses during that time. Even when I'm interested in a cheap bag when we go shopping, he says it's too expensive. He tells me not to buy it. Later, I discover that he gives his first love a four-million-dollar diamond necklace for her birthday. It turns out he's not broke and heavily in debt—he's the heir to an affluent family with a net worth of billions of dollars.

Shirley McWood goes into hiding and is captured by the Mafia Lord. She had gambled in one of his casino and lost the bet, owing a huge sum. "I would rather die," She spats out a mouthful of blood. Later, she finds out that her father owes a gigantic debt as well. She strikes a deal with the Billionaire Mafia, thinking she could outsmart him, but fails. Shirley is now left with one option, and that is becoming a stripper in one of his clubs and being his sex slave for three month. Would she take the offer? Or runs away?

To Hayley Marshal, life has been as hard as nuts and on top of that she had to deal with a controlling partner? But when her partner runs away leaving her in total crippling debt, the only thing she can do is take the deal that is offered even if she thinks it is a bad idea *** Christian only needs a woman to act as his fiancé until he can properly secure his place as heir to the family’s company and Hayley is the perfect pawn for the job. Even though she drives him crazy and his nights are filled with flashes of her.

Billionaire CEO Killian Blackwood was looking for the perfect genes. He offered a massive reward for a surrogate mother. Ten billion dollars for a baby. But the 77 women before me had all vanished. Drowning in debt, I had no choice. I gritted my teeth and became number 78. I carried his child for ten months. I gave birth. And I didn't disappear. But as I reached for my baby, ready for my ten billion dollars, I burst into tears of terror. My newborn wasn't human. It was a litter of three wolf pups.

Serena, a fiercely independent plus-size beauty drowning in family debt, is sold into a luxurious one-year contract with the ruthless Voss brothers — Dante, the primal leader; Nico, the seductive master of pleasure; and Leo, the protective enforcer. What begins as a cold business deal ignites into scorching nights of velvet chains, body worship, and shared passion that celebrates every curve. As rivals threaten their empire and Serena battles her deepest insecurities, the three powerful men become addicted to her — body, soul, and fire. Will she remain their captive… or rise as the queen who owns them all?