Unpayable Debt Novels & Stories

It's been three years since I went against my family to be with my boyfriend, Marvin Stuart. At last, my parents have finally agreed to let me marry him. I rush back to our place at once, eager to share the news with him—only to end up overhearing his conversation with his childhood friend, Camellia Hough. "They're redeveloping the area where my family home is, and we're going to get a huge buyout payment! You can finally abandon that loser and officially be with me now," she declares. "You wouldn't have had to settle for being with her if my family hadn't gone bankrupt back then." Marvin agrees to it right away. "I'll lie to her, saying that my family is in debt, so that she'll break up with me. Let's get married right after that." I swallow down the words I'd been prepared to say and calmly enter the house. Marvin turns to me with a sorrowful expression. "My family owes a debt of five million dollars. I don't want you to have to suffer with me. Let's break up." I nod. "Sure." Soon after, I sent my parents a text. "You don't need to transfer the three buildings to Marvin anymore. Also, call off the redevelopment project on the south side of the city." Since Marvin wants to break up with me, I'll grant him his wish. As it stands, we've always been from two different worlds.

"W-What do you want?" "I want to see the girl who saved me. Do you know who I am?" James sharply gazed up at Delilah's blue eyes. Delilah innocently shook her head at him. "From now on, call me, Mr. J." James Harristian, aka James Belgenza, is the mafia leader of Daga Nero, a splinter group of one of the oldest famous mafia families in Naples. Apart from his powerful ruler of the town who controlled the underground weapon industry in Europe, James was also a successful owner of a high-tech motor company. One day, James was deceived into a scam dinner by his mistress. It strived to kill him, but somehow, he escaped. Being trapped in gunshots with his enemy, a flower girl saves James' life from his shameful miserable death. Delilah is a flower girl who runs a small flower shop in an alley in Naples. She thought innocently helping James to get to the hospital without wondering who the man was. When James has another chance to breathe, he does not feel grateful to his savior unless to kidnaps her. Unfortunately, Delilah turns out to be a collateral of her father's debt, which ran off unable to pay. Therefore, he intentionally kept Delilah in his mansion and added more debts to confine her forever. What will happen when the debt is only a scheme to kill James and Delilah is a pawn? Meanwhile, James falls for Delilah, who tries hard to pay her unpaid debt.

why are you not on matching lingerie!,!!What did I teach you the last time! You are such a stubborn girl. Do you know what happens to people who can’t pay their debts? “They don’t get to walk away. They’re sold off, dragged into places they can’t imagine. Sophia’s life took a different turn when Her mother abandoned her in the shackles of her debt after squandering all the money she loaned from different people. Now she have to choose between options which are no better than each other to meet up with the debt.

Sold by her father to pay a gambling debt, Freya is dragged during a night with her boyfriend into a world of monsters. Kidnapped by Lucien, a cold Vampire King with a shattered heart, and Duncan, the most powerful Alpha-to-be, she’s branded a lowly kitchen slave. However, her scent triggers a primal war when Duncan, claims she is his fated mate. As her dormant Fae blood awakens, Freya discovers she isn't a victim but a Sovereign. Caught between a Vampire’s obsession and a Werewolf’s soul-bond, she must embrace a forbidden connection with three dangerous protectors to claim her throne.

The battle between heaven and hell has mystified millions, debating if there truly is a god, and if there is, then the devil, ruler of hell must also be real. Summer Brooke is your regular girl. Just finishing university, looking forward to life ahead, she stumbles on a horrifying secret…..a secret that has been hidden from mortals for centuries. A golden dagger draped in illegible ancient rituals, makes its way into the mortal world. Summer Brooke has just made a unique discovery, but will it steal her of her soul? A debt must be paid. And it looks like summer's soul is on the devil’s list.

Amara Wilson's life was a silent prison under her stepfather's abuse. Driven by greed and debt, he sells her into a transactional marriage with the formidable Italian Mafia boss, Emiliano Valenti. For Emiliano, cold and scarred by betrayal, Amara is a mere contractual solution—a means to an heir, with a strict expectation of obligation, not love. Amara accepts her fate, hiding the secret of her brutal past and the bruises beneath her elegant new facade. ​The silence breaks when Emiliano spots a fading handprint on her neck. This tiny mark ignites a furious, unexpected protectiveness, clashing with his ingrained cynicism. His suspicion leads him to task his right-hand man, Matteo, with an investigation into the Wilson family. Matteo uncovers a shocking web of manipulation, violence, and treachery surrounding Amara’s stolen inheritance and her father’s suspicious death. As Emiliano learns the full extent of her stepfather's cruelty, his indifference transforms into a burning need for justice and vengeance. ​Forced into shared quarters, the terrified Amara finds unexpected solace in Emiliano's demanding presence, even waking up safe in his arms. Emiliano, battling the ghosts of his past, struggles with the confusing pull he feels toward his quiet, resilient wife, determined to become the protector she desperately needs. As their opulent world clashes with Amara's dark secrets, their transactional arrangement begins to unravel. Can a marriage born of debt and fear ignite a slow, consuming love strong enough to withstand the violent path of retribution? This is a story of healing, hidden strength, and a powerful Mafia boss who finds the greatest treasure in the heart of the woman he bought.

A Golden Cage. A Secret Predator. An Unyielding Obsession. My family sold me as collateral to a monster, but the man who dismantled my hell was a coffee-brewing widower with a trillion-dollar secret. To Manhattan’s elite, I, Claire Desmond, am nothing more than a flawed asset—ready to be liquidated to save my family’s throne from bankruptcy. Jake Floyd, the arrogant billionaire holding my father’s debt, wants me as a submissive trophy in his golden cage. Amidst the desperation and the betrayal of my own flesh and blood, my only sanctuary is the warm embrace of Gareth Hamilton—a single father and SoHo cafe owner who looks at me as if I’m the only woman left on earth. But Gareth is more than just the scent of espresso and the denim jacket he lent me on a stormy night. Beneath his deadly calm, he is a cold-blooded apex predator capable of erasing my enemies with a single snap of his fingers. He quietly hacked his way into my life, bought out my family’s debt, and built an impenetrable fortress around me—all without letting me see the chains he was forging. When the lies about his true identity unravel and the ghosts of his dark past come seeking vengeance, I’m forced to face a reality that shatters my sanity. Is the man who claimed me with an intoxicating kiss the home I’ve been searching for... or just a new master, far more dangerous than the devil I left behind?

Everyone is afraid of him, and considered him the most dangerous man. Whatever comes out of his mouth is an undeniable command. So people called him: A heartless man. Because he doesn’t have any compassion. Unfortunately, due to her father’s debt, Camellia Duncan must accept the consequences by choosing one of the three choices given by the most feared man. However, it’s not Camellia, if she give up so easily. Hagen realized; that not everyone worships him like God. “I’m giving you time for three choices.” – Blake Hagen “But I would never choose anything.” – Camellia Duncan

THE NOVEL'S SYNOPSIS: Winnie's life goes up in flames when her dream of owning a bakery turns into a complete nightmare. She has just escaped being taken to jail and now has a steep debt on her shoulders. Her life is officially a mess. Until she gets stuck in an elevator with Ares Masters, an unfeeling billionaire who offers her a million dollars to be his wife. Out of options and desperate, Winnie agrees to the scheme, after all, what could go wrong? She never plans to fall for the cold man and she knows only heartbreak waits for her at the end of the road.

Luna Marchetti is a struggling cellist drowning in debt and her mother's illness—until a mysterious man with storm-gray eyes leaves ten thousand dollars and an invitation she can't refuse. Kont Alexander Volkan hasn't felt anything in four hundred years, but Luna's music shatters his eternal silence. Drawn into his world of ancient secrets and dangerous desire, Luna discovers that some bonds are worth dying for. But when a vampire hunter reveals her father's dark past, she must choose: the man who awakens her soul, or the truth that could destroy them both.