Insurance Code Of The Philippines

"Your husband is so wild in bed!" On the eve of my childbirth, I received a provocative video from my husband's mistress, flaunting their affair.In the video, my supposedly loyal husband, Max Jennings, and his mistress were entangled in a hotel bed, exchanging dirty talk and engaging in various sexual positions.The shock of it all triggered premature labor, resulting in a stillbirth that left me utterly devastated.Max, consumed by guilt, fell to his knees before me, tears streaming down his face. Desperately, he begged for my forgiveness. Little did he know, I had already uncovered all his schemes - the secret transfer of his assets, the signing of substantial life insurance policies, and the true cause of our baby's tragic demise.I clung to him, sobbing uncontrollably, like a typical housewife shattered by her husband's betrayal.But in the depths of my heart, a grim thought emerged: "Max, since you won't agree to a divorce, it seems that becoming a widow is my only way out."During this tumultuous period in my life, I met Luke Walker.The people in our town describe Luke as an angel who has fallen to Earth—an honorable and composed beacon of light. Yet, somehow, he took an interest in me—a woman scorned and deemed hopeless after a failed second marriage.No one understands the truth. It was Luke who relentlessly pursued me, drawing me deeper into a complex relationship!

Pansamantalang umuwi si Ethan sa Mindanao kung saan siya lumaki upang takasan ang masalimuot niyang buhay pag-ibig sa Maynila. Tuluyan siyang nakipaghiwalay sa long time fiancée niyang si Klarissa nang mahuli niyang may kaniig ang nobya niya sa mismong bahay nito. Nasa beach resort siya habang nagpapalipas ng kaniyang sama ng loob at payapain sana ang kaniyang isipan. Subalit ang inakala niyang makakalimot siya sa pighating nararamdaman ay hindi pa pala. Mas lalong naging magulo ang buhay at isipan niya nang makilala niya si Rose na receptionist supervisor ng kaniyang private resort. Hindi lang iyon dahil sa una at pangalawang pagkukrus ng landas nila ay naging miserable na. Mas lalong kalunos-lunos ang pagtatagpo nila nang malaman niyang si Rose ang anak ng dati niyang foreman na nagtangka sa pera niya at namatay tatlong buwan na ang nakararaan. Ngayon, kailangan din niyang harapin ang dalaga sa kadahilanang kinukuha nito ang karapatan sa insurance money ng yumao nitong ama. Subalit ayaw niyang ipagkaloob ito sa dalaga ng ganoon na lamang at isa lamang ang naisip niya. He offered her to be his woman, his bedmate and shared his savage and lonely nights.

My last night in the Philippines became my worst nightmare. I had a one-night stand with the guy I hated the most and what's worst is that I married him on the same night! I was living a peaceful life in the US until I met the CEO of the company, none other than my husband! If people thought that having a CEO husband is the best feeling ever then they are all wrong! James did everything to make my life a living hell! He said I can date and flirt with any guy I want but he always makes his way to ruin all my dates! While I never do anything to all her girls! I really hate him! I want to ask God why did he allow me to have a devious billionaire husband?! Sequel of Business Wife

*Hybrid is the intro book to a series of books to follow called Thirteen Tribes, within this series there will be thirteen books covering the ancient and incredibly powerful Thirteen werewolf tribes of the world. Hybrid is the beginning to the unraveling of each Tribe* Laya is seventeen years old, a hybrid and in the eyes of humanity nothing more than a deadly virus. Her kind have been eradicated from the face of the earth because of a sinister plot that was created against all hybrids. She loses her parents when a she's only four years old to a clan called the brothers, they are a very powerful, sick and sadistic group of men who are driven by the elect of the world. Their purpose is to cleanse and restore peace, but they end up not only eradicating hybrids in their wake but also their own kind in a sick and monstrous sense of supremacy. Laya is taken in by a human tribe after her parents are murdered, but the kindness of this tribe is nothing more than a hold on some insurance against the brothers wrath. Laya doesn't know anything about what a hybrid actually is, she's never ever met one except for her parents and with her being so small still when they were killed she never learnt anything about her own kind. Laya is later met with a brother in particular named Groban who claims her as his after seeing what she is, he hides her and protects her inside his cabin, but why? There is a whole truth that starts to unravel itself and both Laya and Groban are to learn things about themselves that they didn't know, things that will lead in the truth coming to light in the fight between werewolves, vampires and humans.

Since young, Amanda was thought by her father how to write, read and decipher the code of the ancient alphabet of Greece called "Mycenaean." Because of it, a mad professor commands his people to kidnapped her together with her friends and force her to read and decipher the words written in the sun-dried clay tablet. The mad professor brought them to the Mountain of Biringan where the said hidden treasures were located and only a person who can read and has knowledge on how to decipher the ancient language can locate the treasures. But they never thought that they will be entered into a parallel world where dangerous and hungry creations reside. With the help of Captain Alex Cortez, will Amanda and her friends can come back to the real world or they will also become prey for the hungry creations inside that world?

Chris Valhalla a hard headed vampire is addicted in human blood. He can kill more than 10 humans to satisfied himself from his thirst. He never listen to anyone nor to his father. Until the day he went back to the Philippines, and meet Rem Faxe a college student who hated vampires and her twin Ram Faxe who joined "VAMPIRE ASSASINATION" group that kills vampire. She believe that vampires killed her both parents. What will happen if they meet? Can Chris resist his thirst? What if Ram found out Chris and the Squad are vampires? What if Rem and Chris fell inlove with each other? Can Rem accept Chris? Let us join Chris and Rem to their adventure in Vampire world. Let us drink blood and kill human along with their journey! "Every vampire has their own weaknesses; and that is the reason why they are dead." - Lord Valmont

Elijah Juarez, 25years old , born into poverty was destined to marry Lejandro Ferman, 'the son of a billionaire and owner of a hacienda in Velegas. Their land was the largest in the area. But what if the comfortable life she enjoyed after marrying Lejandro suddenly changed? Would Elijah cope? She would become a servant, a slave, mistreated by many. The cruelest twist? Lejandro, husband, would return to the Philippines, not as her protector against her tormentors, but as the architect of her suffering. He would no longer recognize her as his wife, but as mere help on their vast hacienda. Where would this lead? Would she leave, or uncover the truth behind her beloved husband's sudden change? What if one day, Lejandro's memories returned, but he couldn't recognize his wife's face, a consequence of Furtiza's actions? And the devastating truth? The former Furtiza is now Elijah, the wife of the man she loves!

CREATE YOUR OWN MR. RIGHT Weeks before Valentine's, seventeen-year-old Kate Lapuz goes through her first ever breakup, but soon she stumbles upon a mysterious new app called My Dream Boyfriend, an AI chatbot that has the ability to understand human feelings. Casually, she participates in the app's trial run but finds herself immersed in the empathic conversations with her customizable virtual boyfriend, Ecto. In a society both connected and alienated by technology, Kate suspects an actual secret admirer is behind Ecto. Could it be the work of the techie student council president Dion or has Kate really found her soulmate in bits of computer code? She decides to get to the bottom of the cutting-edge app. Her search for Ecto's real identity leads Kate to prom, where absolute knowledge comes with a very steep price.

Vier had her worst time when her father died. And as the oldest, she obliged herself to be the main provider of the family and to do this, she chose to end her relationship with Cloud, the man she wholeheartedly loved.  She accepted an offer to work abroad but a week before leaving the Philippines, she found out that she was pregnant and she's too sure that Cloud wouldn't let her leave so she just kept about it by herself for the sake of her dream and for her family.   But Cloud knew about it. Out of desperation, she just said that the child was gone. She saw and felt his madness that night.   Cloud thought that their child could bring Vier back to him but the baby was gone as Vier had told him. He felt death from that moment. He tried to survive from that nightmare Vier had created, but it seems like destiny won't allow him.

Celeztine Dior is a tourism student at one of the Philippines' most prestigious universities. Everything was fine until her father became ill and she required a large sum of money for his operation and daily medications; she couldn't afford to lose her father. Celeztine was known as being a demure and modest woman in class but she'll turn herself into another lady they didn't expect her to be, she'll become the mistress of a well-known Governor in the city, no love, just money. Zeus Lincoln, the famed drop-dead gorgeous snob architecture student, is the man who controls her heart. She made a mistake by allowing him to date her; she underestimated how difficult it would be for them to be together, especially when she discovered that the guy she genuinely loves is the Governor's son. What if Zeus discovered that Celeztine is his dad's Mistress? Will love triumph or will he succumb to his hatred for her?