Insurance Code Of The Philippines

After three miscarriages for Xavier Lowe, I see it—my mother-in-law has three years left, my father-in-law nine years, and my sister-in-law two years. I say nothing. After the third miscarriage, my mother-in-law blames me, calling me a curse who "kills" children. My sister-in-law sneers, saying she almost died in a car crash the year I married Xavier—as if my bad luck dragged her down. My mother-in-law snaps, "She can't even keep a child. It must be because she's cursed!" Xavier just stands there, silent. He doesn't say a single word for me. I know that, deep down, he believes that I bring bad luck. Maybe it's also because he already has someone else—his secretary, Yvette Snyder. His mother has always liked her better, and he clung to her the night I lost my third child. I don't explain because I know the truth will only destroy them faster. On my 28th birthday, I catch a glimpse of my own countdown in the mirror. On that day, I take a leave of absence. I go to the funeral home and pick out an urn—pure white, just like the wedding dress I once wore. Wearing a beautiful floral dress, I text Xavier, asking him to meet me at the lake where we first met ten years ago. I wait from daylight until nightfall as my countdown ticks to zero. I die, and he never shows up.

I made the decision to break up with Layla Freeman as I opened my eyes once more. She wanted to take Charles Jones and his son home so she could take care of them, so I would logically leave. I had a lot of arguments with Layla in my former life because of Charles and his son. She paid for Charles’ son’s wedding using the money I had saved for my retirement. Ultimately, the bitter cold killed me in the winter. When Layla found out about that, she was not filled with sadness. Rather, she accused me of dying on her godson’s wedding day. I would leave her and not have anything to do with her in this life.

Yesterday was history; tomorrow is a mystery and today? When a rebellious child fought with dad and left his home; he came to his grandfather's house; news flashed on tv, the seven big holes found by the scientist on the earth; ancient and believed to be created by aliens or by the fallen angels. He didn't believe any of this; there his grandpa told him a life-changing story. With one condition; he allowed him to ask only three questions. The story begins when the seven angels were thrown down to live a human life; evolved themselves. What happened when they mated with the daughters of humans? Did their children lost their lives; or they become the origin of all mythical creatures like the werewolf, vampire, dragons, sirens, Nephilim. Are they still alive or killed by the prophesied flood as justice to the human race. At last, who is waiting for its salvation; wanted to return home. Join the journey of the fallen angels who supported the wrong wicket one; came to spend their life on earth. Yaahadana, the strongest of all; Naksh the moon lover; Dev the mind controller; Quasar the manipulator; Lohit the lover of elements, and lastly Zayaan the protector of the human race.

They are coming.Hollyn Parker is running for her freedom. For her life. Born and raised in a community that subjects her to the worst kinds of horrors, she must escape, or she will die.Thrust into a world that is so unlike her own, she finds herself in another prison. At least this one has a set of sexy triplets willing to help her. But the haven they offer isn’t without its own perils.When her old life catches up to her, she must make a choice. Save the men who have sheltered her. Or trust them when they say they can handle her past.Circle of the Stars is created by Sadie Jacks, an eGlobal Creative Publishing Signed Author.

~The HYBRID LUNA's Sequel~ “You disobeyed our rules princess, you are going to be punished.” Knox, her vampire mate said. “Yeah, don't act like you hate it, we can smell your arousal princess, your pussy is dripping wet. Now, come here.” Delaney gulped. Of course, she was aroused! How can you see these two hotties and not get wet? ... After finding out her parents were the main cause of the clash between werewolves and vampires, Delaney went into hiding only to discover she was pregnant. What was she supposed to do with a werewolf baby? What will her vampire mate do when he finds out? *** Book 1: Mated To The Alpha Kings Book 2: Return Of The Hybrid Queen Book 3: Enslaved By The Ruthless Vampire King

Grace Hammond lost the most important person in her life, her grandmother, Juliet. Left with little beyond a failing farm and not much clue how to run it, she's trapped-- either she gives up three generations of roots and leaves, or she finds some help and makes it work. When a mysterious letter from Juliet drops a much needed windfall in her lap, Grace knows she has one chance to save the only place she's ever called home and posts a want-ad.The knight that rides to her rescue is Robert Zhao, an Army veteran and struggling college student. A first generation Korean American, Rob is trying desperately to establish some roots, not just for himself, but for the parents he's trying to get through the immigration process, a secret he's keeping even from his best friends. Grace's posting for a local handyman, offering room and board in exchange for work he already loves doing, is exactly the situation he needs to put that process on track.Neither is prepared for the instant chemistry, the wild sweet desire that flares between them. But life in a small town isn't easy. At worst, strangers are regarded suspiciously, and at best, as profoundly flawed-- and the Hammond women have a habit of collecting obscure and ruthless enemies. Can their budding love take root in subtly hostile soil and weather the weeds seeking to choke them out?

Lyra, a young lady who is unaware of her remarkable ancestry in a world where fate and old predictions collide. After the brutal massacre of her pack when she was just 6 years old, Lyra was raised by human foster parents- who just moved to a small, quiet town, Leading to an uncertain life for her. Jake, the Alpha king of the Shadow Claw pack, ensnared by evil curses, rescues her from a rogue attack in an outing during her 18th birthday. Their blossoming romance becomes threatened when Lyra learns of Jake's clan involvement in her parents death. Lyra must also battle a malicious adversary Leo- her brother, who wants to take advantage of her abilities and rule the werewolf world. As she uncovers her real power connected to the moon goddess, with the prophecy looming and danger at every turn, Will the ancient prophecy be fulfilled?Will Jake's curse be broken?Will Lyra create a new future for herself and the entire wolf world or will the shadows of the past consume her?

“So you’re a virgin, then.” He says it so blatantly it rattles me to the core. “No! I mean, would it matter if I were?” “I suppose not,” he muses, his gaze shifting back to me. “But when I look at you, I want to violently fuck you until you cannot move for days.” ---- On a hiking trip with a friend, Meara accidently breaks an ancient curse, releasing a powerful Alpha from another time. He wants revenge from who imprisoned him as much as he wants her, and Meara may be the only one who can stop him. But she has a life she isn't ready to give up. And yet, there is no escaping a seductive Alpha and a deadly curse that has been unleashed across her Pack that threatens her life.

This is a standalone book from one of the stories in the book "The Wild Adventures". Nicole Parker is a girl who can be said to have everything. Money, beauty, and brains. She is the only child of the most successful business tycoon in the capital. But despite having almost everything, she lacks in the most intimate relationship comfort and stability. A reason why she became rebellious toward her parents. She wanted to get their attention by doing things that would require their responses. She started bullying people around her. But what happens when a bully gets bullied? Would love be enough to change her? Find out in Nicole and Mike's colorful and steamy love story. "The Queen of Bullies"

HER : I had to leave, i had my reasons. Leaving changed me. I had to forget my past, to adapt with my present, to face the future. I suddenly came back, but the problem is...I am different now. HIM : She left, without any reason, she didn't even say goodbye. Losing her changed me. I couldn't forget my past, my present stopped, i can't face the future. She suddenly came back, but the problem is...I am different now. We saw them fight, laugh, shout, cry. We saw them fall in love, we saw them get married and start on with their lives. But one man from her past -suddenly comes back- knocks on her door, enters her life and everything after goes downhill. Secret reveals, dreams get shattered, hearts get crashed, old wounds open again, and new scars start to show. They split apart, they hate , they change. And right now; they're not dead, yet still not alive. And the question stays; Will they ever get their love back, or will it just be the death of them both?